New Vision Financial Services Limited

16/10/2026

🔵 Friday Question
What gives you the greatest financial peace of mind?

For some people, it might be knowing the mortgage is under control. For others, it could be having savings set aside, protecting their income, having the right insurance in place, or simply knowing their family would be okay if circumstances changed.

There’s no right or wrong answer - financial peace of mind means something different to everyone.

💬 What gives you the greatest financial peace of mind? We’d love to hear your thoughts in the comments.

15/10/2026

💼 What Happens When Your Biggest Asset Is Your Business?
For many business owners, their business isn't just their livelihood - it may be one of their biggest assets.

Years of hard work, relationships, knowledge, reputation and financial investment can all be tied up in what they've built.

But what happens if something changes?

If you couldn't work, became seriously ill, or something happened to you, what would that mean for the value of the business, your family and the future you've worked so hard to create?

In his latest article, Hatcher looks at the unique challenges business owners can face when their business is also their biggest financial asset - and why it's worth thinking about how that asset would be affected if circumstances changed.

💡 You've spent years building your business. Have you thought about what could happen to its value if you couldn't be there?

Read the full article:
https://www.nvi.nz/our-thoughts/what-happens-when-your-biggest-asset-is-your-business

For many business owners, their biggest asset isn't sitting in a bank account…

14/10/2026

🟢 Learning Hub Wednesday
Have you heard of a Waiting Period?

When it comes to Income Protection, the Waiting Period is an important part of understanding how your policy works.

In simple terms, it's the period of time you generally need to be unable to work before your Income or Mortgage Cover benefit can start, subject to the terms of your policy.

Waiting Periods can vary, so choosing one isn't simply about picking the shortest option. It's about understanding your circumstances, financial position and how long you could manage without an insurance benefit.

Our Insurance Learning Hub explains what a Waiting Period is, how it works and why it matters.

📖 Learn more:
https://www.nvi.nz/insurance-glossary-blog/waiting-period

💬 Do you know what Waiting Period applies to your Income or Mortgage Cover?

13/10/2026

📋 The Documents Every Adult Should Have
If someone had to step in and help manage your affairs tomorrow, would they know where to start?

Your Will, EPOAs, insurance policies, mortgage and financial information are all important - but knowing where everything is and who to contact can be just as important.

In this article, Glen Hatcher looks at the documents, information and key contacts worth having organised, along with the New Vision Personal Emergency Locator - a practical way to bring it all together.

It’s not about expecting something to go wrong. It’s about making life a little easier for the people around you if they ever need to step into your shoes.

📖 Read the full article:
https://www.nvi.nz/our-thoughts/the-documents-every-adult-should-have-1

💬 If someone needed to find your important documents, would they know where to look?

How many important documents could someone find if they suddenly needed to help manage your affairs?..

12/10/2026

🟠 Insurance Myth Monday
“Income Protection always pays.”

🤔 TRUE or FALSE?

Income Protection can provide valuable financial support when illness or injury prevents you from working - but like any insurance, it doesn't automatically mean every claim will be paid.

Whether a claim is accepted can depend on the policy wording, definition of disability, waiting period, benefit period and the circumstances of the claim.

Understanding what your policy actually covers is just as important as having the cover in place.

💬 What do you think?
Comment **TRUE or FALSE** below - then check back tomorrow when we reveal the answer!

09/10/2026

🔵 Friday Question
How many weeks could your savings cover your expenses?

If your income suddenly stopped, your savings could provide an important financial buffer - but how long would that buffer actually last?

Think about your mortgage or rent, groceries, utilities, insurance, debt repayments and all the other costs that keep life moving.

There’s no right or wrong answer. Everyone’s circumstances are different.

💬 So, how many weeks do you think your current savings could cover your essential expenses?

And if you’re not sure, perhaps that’s a useful number to work out.

08/10/2026

💚 Your Will and Insurance: Two Pieces of the Same Puzzle
A Will and an insurance policy might seem like two completely separate things.

One helps provide direction for what happens to your estate. The other can provide financial support when certain insured events occur.

But when you look at the bigger picture, they can work together as part of a wider plan.

Imagine leaving behind a family home with a mortgage, children, savings and other financial commitments. Your Will may set out what you want to happen to your estate - but your family may also need the financial resources to manage what you've left behind.

The same applies to business owners, where shares, business debt, ownership arrangements and insurance can all intersect.

In 's latest article, she looks at why it's important to consider your Will, insurance, assets, debts and other arrangements together, rather than as completely separate pieces.

💡 It's not just about having the right pieces. It's about making sure the pieces work together.

Read the full article:
https://www.nvi.nz/our-thoughts/why-your-will-and-insurance-should-work-together

A Will and an insurance policy might seem like two completely separate things…

07/10/2026

🟢 Learning Hub Wednesday
Have you heard of Mortgage Repayment Cover?

For many Kiwi families, the mortgage is one of their biggest financial commitments.

But what happens if a serious illness or other unexpected event means you're unable to work and keeping up with your mortgage becomes more difficult?

Mortgage Repayment Cover is designed to help with mortgage repayments following certain specified events, subject to the terms and conditions of the policy.

It can provide financial breathing room when your focus needs to be on recovery - helping you protect the home you've worked hard to build.

Our Insurance Learning Hub explains what Mortgage Repayment Cover is, how it works and why it may be worth understanding.

📖 Learn more:
https://www.nvi.nz/insurance-glossary/mortgage-protection-cover

💬 Have you ever considered how your mortgage would be managed if your income suddenly stopped?

06/10/2026

💚 Your Will Is About More Than What Happens When You Die
When we think about a Will, we often think about what happens to our assets after we're gone.

But a Will can be about much more than that.

It can help provide clarity around your wishes, your assets, who you want to benefit, and the people you trust to carry out those wishes.

For families, having these conversations and getting things organised can help reduce uncertainty at an already difficult time.

And the reality is, you don't need to be wealthy or have a complicated estate to benefit from having a Will. Your home, savings, personal belongings and other assets all form part of your story.

In her latest article, Nimalka looks at why having an up-to-date Will is an important part of getting your financial affairs organised - and why it's worth thinking about before you need it.

💡 When was the last time you checked that your Will still reflects your wishes?

Read the full article:
https://www.nvi.nz/our-thoughts/your-will-is-about-more-than-what-happens-when-you-die

When people think about making a Will, the conversation often starts with one thing: Who gets what when I die?..

05/10/2026

🟠 Insurance Myth Monday
“Self-employed people don't need Income Protection.”

🤔 TRUE or FALSE?

If you're self-employed, your income may be closely connected to your ability to work.

Unlike an employee who may have access to sick leave or other workplace benefits, taking time away from work can have a much more direct impact on a self-employed person's income - and sometimes the business itself.

So does being your own boss mean you don't need Income Protection?

💬 What do you think?
Comment TRUE or FALSE below - then check back tomorrow when we reveal the answer!