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10 excuses we tell ourselves when it comes to financial planning. 👀1️⃣“I’m too young.”2️⃣“I don’t earn enough.”3️⃣“I’ll ...
28/08/2026

10 excuses we tell ourselves when it comes to financial planning. 👀

1️⃣“I’m too young.”
2️⃣“I don’t earn enough.”
3️⃣“I’ll start next year.”
4️⃣“I want to enjoy life first.”
5️⃣“I don’t have enough money.”
6️⃣“I’ll start when I get married.”
7️⃣“My parents will help me.”
8️⃣“I can do it myself.”
9️⃣“I’m healthy.”
🔟“I’m not rich enough.”

Sound familiar? 😅

The truth is, you don’t need to have everything figured out before you start.

You just need to start somewhere.
Your future self will thank you for it.

27/08/2026

No one taught us this about money in school. So here it is.

1️⃣ EPF is not your retirement plan. It’s your safety net. Build your own on top of it.
2️⃣ Save first, spend later — not the other way around. Pay yourself before anything else.
3️⃣ A credit card is not free money. It’s a loan with a deadline.
4️⃣ The earlier you invest, the less you need to save. Time does the heavy lifting, not you.
5️⃣ Insurance gets more expensive the longer you wait. Buy it when you’re healthy, not when you need it.
6️⃣ Your DSR today decides whether you can get a loan tomorrow. Every commitment counts.
8️⃣ An emergency fund isn’t optional. It’s what stands between a bad week and a bad year.

Which one do you wish you knew at 20? 💰

Financial literacy shouldn’t start when you’re already behind. Save this post and start applying these today — future you will thank you.

Tell us below which one hit the hardest. 👇

GST is back on the table. Sort of.PM Anwar has reaffirmed that Malaysia won’t reintroduce a broad-based GST — but the go...
22/08/2026

GST is back on the table. Sort of.

PM Anwar has reaffirmed that Malaysia won’t reintroduce a broad-based GST — but the government is open to studying how some of its features could be built into SST instead.

It‘s not the first time these two systems have gone head to head. GST was introduced in 2015, scrapped in 2018, and now some of its mechanics may be making a quiet return through the back door.

Swipe through to see more！

Neither system is inherently ”better“ — the real impact depends on what ends up taxed, and at what rate.

Efficient tax system, or political third rail? Let us know your take in the comments 👇

20/08/2026

Boss: ”We need dynamic, energetic Gen Z on the team!“ ⚡️🔥

Me after eating literally one bowl of carbs for lunch: 🪫😴💀

Tag your office’s sleepiest Gen Z 👇

19/08/2026

Retire early with average savings. Or retire 10 years later — with double.

Which one are you? 👇

Shipping used to cost extra. Not anymore.Taobao and Pinduoduo are both cutting their shipping fees close to zero in Mala...
17/08/2026

Shipping used to cost extra. Not anymore.

Taobao and Pinduoduo are both cutting their shipping fees close to zero in Malaysia — and it‘s changing how we shop online.

Here’s why: these platforms sell straight from the factory to you. Fewer people taking a cut means lower prices for you.

Swipe to see what‘s really happening, and what it means for the local businesses behind the things you buy. 🛒

Save this before you shop again.

15/08/2026

Another month, another good one ✨

A little recap of our monthly meeting 🤍

Good conversations, new ideas, and a lot of moments together.

See you at the next one! 🌷

# Team

13/08/2026

RM10,000 now. Or RM50,000 in 10 years. 💰

No thinking time allowed — just instinct.

Which one would YOU pick? Drop your answer below 👇

05/08/2026

“If you aren’t messing up in my training room, you aren’t growing.”

Catch an exclusive interview with 𝙆𝙚𝙣 𝘾𝙝𝙖𝙣 , Director of Training and Development at finergy advisory, as he explains how finergy designs a culture where failure is a requirement for success.

Addressing the perfectionism trap that holds many young professionals back, he breaks down why finergy operates its training like a flight simulator for pilots. By creating a safe laboratory to stumble, freeze, and make mistakes in front of mentors, advisors convert potential real-world errors into valuable learning data. By the time they meet actual clients, they’ve already learned from a hundred practice mistakes—leaving them confident and truly bulletproof.

Ready to overcome the fear of failure and build bulletproof confidence? Slide into our DMs with ”GROWTH“ to learn more about our training environment.

29/07/2026

Working really hard
on choosing lunch🤣

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