Chloe Lee - Wealth Planner

07/10/2022

🆕 🔥 *PRUFirst Launch* 🔥 🆕
Introducing PRUFirst, which provides 5-in-1 Coverage from *only RM135/month*.
✅ Flexible to upgrade
✅ Medical plans that grow with you
✅ Dual Accident & Essential Life Coverage
✅ Protect your Income & Lifestyle
*Terms and conditions apply.

06/07/2022

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐬𝐚𝐯𝐢𝐧𝐠 & 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐞𝐧𝐨𝐮𝐠𝐡 𝐟𝐨𝐫 𝐚 𝐜𝐨𝐦𝐟𝐨𝐫𝐭𝐚𝐛𝐥𝐞 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭❓

Many people regret for not saving enough for their retirement. While you can, save more 𝗡𝗢𝗪 because we believe it it better to have more than not enough❗

Case Study:
A 30yo lady who plans to retire by 60yo and expected to live up to 80yo, intent to spend RM3k/month during retirement, will need approximately 𝐑𝐌𝟏.𝟐𝐦𝐢𝐥 for her retirement.

With an initial investment of RM10k and estimated growth rate of 7%, she needs to invest 𝐑𝐌𝟏𝟏,𝟓𝟐𝟕/𝐲𝐞𝐚𝐫 OR 𝐑𝐌𝟗𝟔𝟏/𝐦𝐨𝐧𝐭𝐡 from now until retirement to achieve her goal.

Want to know how much is your figure for retirement? Let me help you to calculate, PM or WhatsApp +6018 200 8759.

13/06/2022

Great news! Prudential introduces medical riders to help Malaysians manage rising medical cost.

Regular checkups, treatment costs and other expenses can certainly add up to a hefty sum. Not to mention, healthcare costs may increase due to medical inflation.

With Prudential medical boosters, you can enjoy higher medical coverage and extensive hospitalisation care. Plus, you’ll even be rewarded on preventive care services if you stay claim-free for a year.

And what’s more, it broadens your coverage to include maternity complications during and after childbirth as well as Cancer Precision Medicine at no additional charge.

Sounds too good to be true? Speak to me today to learn more about it.

25/04/2022

With this simple illustration and explanation, I hope it helps everyone to understand a little more about their medical plan.

However, should you feel unsure about the plans you have and want more clarity, don’t shy away. Speak to me today, let me help you 🙂

20/04/2022

Many may consider insurance as a necessity, particularly amongst the adults. However, a recent article reported that less than half of the working population is insured in Malaysia. Out of this 42% of the population who are insured, over 90% of them do not have sufficient coverage for themselves and their loved ones 😮

This figure is quite alarming to me because:
1) most Malaysians are fairly educated,
2) awareness campaigns are plentiful around us, and
3) information is easily accessible at our fingertips.
Yet, majority are not prioritising in getting any insurance protection until life throws them a curve ball, which by then would be too late and depressing! 😞

I truly wish each of you do not fall into any of these categories; Uninsured and Underinsured. If you are or not too certain about it, let me help you. All I want is to help you and your loved ones to plan based on your current needs and circumstances. Let’s have a chat soon, I promise I won’t bite 😜

WhatsApp me at +60182008759

01/03/2022

𝗜𝗳 𝘆𝗼𝘂 𝗵𝗮𝗱 𝘁𝗵𝗲 𝗰𝗵𝗮𝗻𝗰𝗲 𝘁𝗼 𝘁𝗲𝗹𝗹 𝘆𝗼𝘂𝗿 𝘆𝗼𝘂𝗻𝗴𝗲𝗿 𝘀𝗲𝗹𝗳 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴, 𝘄𝗵𝗮𝘁 𝘄𝗼𝘂𝗹𝗱 𝗶𝘁 𝗯𝗲?

As we grow older, we continue to learn from everything life throws at us. Be it managing our finances and maintaining relationships, or discovering ourselves, we find that experience is often the best teacher.

While it’s great for us to reflect on these life lessons, it’s also helpful to share what we’ve learned with those around us, so that they too can learn from it. Click on the article to read on.

𝙒𝙝𝙖𝙩 𝙞𝙨 𝙩𝙝𝙚 𝙤𝙣𝙚 𝙘𝙧𝙪𝙘𝙞𝙖𝙡 𝙡𝙞𝙛𝙚 𝙡𝙚𝙨𝙨𝙤𝙣 𝙩𝙝𝙖𝙩 𝙮𝙤𝙪 𝙬𝙞𝙨𝙝𝙚𝙙 𝙮𝙤𝙪 𝙝𝙖𝙙 𝙡𝙚𝙖𝙧𝙣𝙚𝙙 𝙨𝙤𝙤𝙣𝙚𝙧?

Feel free to leave your comment below 😉

"Make healthier choices. Future you will be grateful for the choices you make now."

16/02/2022

Medical inflation can be referred to as the increase in the costs of medical treatment over time, and also the increase in the unit cost of medical services. This could be due to medical advancement, increased utilisation of health services, and unhealthy lifestyle choices.

Therefore, it is utmost important to ensure your medical protection plan remains sufficient to provide you access to the latest medical treatment. Another crucial factor to review is the sustainability where the plan can continue to protect you in the advanced years.

Great news! Now, all medical plans by Prudential include the newly added Total Pandemic Protection! With this enhanced protection, you can rest easy knowing that you and your loved ones will be protected when you need it the most 🙂

With the increase of overall healthcare costs, it's important for everyone to play their part in mitigating medical inflation.

10/02/2022

If you're just starting out on your financial journey, this is for you!

✅ Have enough cash to cover at least 3-6 months of expenses
✅ Make a budget to cover all your financial needs and stick to it
✅ Pay off credit cards in full, so you carry as little debt as possible
✅ Set up contingency funds via insurance in case of unfortunate events
✅ Understand your risk appetite before investing to generate better returns

Want to find out more on how we can help you? Please feel free to PM or WA me!

Happy financial planning! 🙂

20/01/2022

Health is always priority heading into a new year, maintaining a healthy lifestyle is more important than ever.

A reminder to myself as I will be hitting the Big 4-0 very soon. Can't believe how time flies!

So, what's important to you and what's your priority this new year? Feel free to share your thoughts with me :)

15/12/2021

With guidance and support from PRU and me, you can tap into your limitless potential.

DM me to find out more about how you can kick-start your journey to financial independence.

22/11/2021

Did you know that Malaysian adults consume an average of 7 teaspoons of sugar daily?

Maintaining a healthy diet can prevent us from diabetes and it can be made simple with the help of our health and wellness app - Pulse by Prudential (Pulse)!

Chat with a dietitian, set your healthy eating goals, seek inspiration from the community, and even keep track of your daily meals all in one app!

Try out Pulse today and begin your journey to healthy eating!

25/10/2021

When Serious Illness strikes, survival is just the beginning.

Many overlook the domino effect that causes loss of income, mental breakdown, and physical struggle.

It’s a lot.

But with our revolutionary plan, you’ll get ALL-ROUND care and support.

This first-of-its-kind plan helps you stand strong against Serious Illness.

✅ Preventive Care
✅ Income Replacement
✅ Serious Illness Coverage

Get back up with 𝗣𝗿𝘂𝗔𝗹𝗹 𝗖𝗮𝗿𝗲—Total Care Before & Beyond.

Here are some of the highlights of this product. If you’d like to know more, feel free to reach out to me!

Terms and conditions apply.