CGC Malaysia

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CGC Malaysia Welcome to the Official Credit Guarantee Corporation page! Engage with us, we're listening. For support & assistance, call +603 7880 0088

Credit Guarantee Corporation Malaysia Berhad (CGC) was established on 5 July 1972. It is 78.65% owned by Bank Negara Malaysia and 21.35% by the commercial banks in Malaysia. CGC aims to assist Micro, Small, and Medium-Sized Enterprises (MSMEs) with inadequate or without collateral and track records to obtain credit facilities from financial institutions by providing guarantee cover on such facilities. As of 31 December 2022, CGC has availed over 523,000 guarantees and financing to MSMEs valued at over RM90 billion since its establishment. On 9 February 2018, CGC introduced imSME, Malaysia’s first SME online financing/loan referral platform. The imSME serves as an alternative channel for MSMEs to source for financing products, saving them both the time and the hassle of going through time-consuming processes. From the time of its inception to the end of February 2023, the imSME portal had received more than 6.67 million visits with more than 67,000 registered MSMEs under the portal. In August 2020, imSME won “The Asset Triple A Islamic Finance Awards for Best Digital Banking Solution”, a recognition of its innovative solution to provide MSMEs with convenient online access to apply for financing products, anywhere, anytime. In April 2021, imSME was awarded the Most Innovative SME Financing Platform in Malaysia by the Global Economics Awards 2021. For more information, please visit www.cgc.com.my and www.imsme.com.my

The CGC Youth Entrepreneurship Programme (YEP) Cohort 2 completed Modules 6 and 7 through the CGC Developmental Programm...
30/10/2026

The CGC Youth Entrepreneurship Programme (YEP) Cohort 2 completed Modules 6 and 7 through the CGC Developmental Programme® Advisory Workshop held on 21 October 2026 at Sunway University.

The workshop brought together YEP Cohort 2 participants and MSME entrepreneurs from various industries for an engaging and collaborative learning experience focused on sustainable business practices and digital adoption.

Facilitated by Dr. Ho Wai Kee and Dr. Nur Shazwani Rosli from Sunway University Business School, the workshop explored two key areas:

📌 Why Environmental, Social and Governance (ESG) Matters for MSMEs
📌 Artificial Intelligence (AI) Prompting Techniques for Business

The sessions equipped participants with practical knowledge and tools to better navigate an evolving business landscape.

Key learning areas included:
• Understanding climate-related and transition risks affecting MSMEs
• Identifying practical ESG initiatives and relevant performance indicators
• Applying effective AI prompting techniques and best practices
• Exploring AI platforms and their application in business operations

Participants shared positive feedback, highlighting how the
insights gained enhanced their understanding of integrating ESG practices and AI tools into their business strategies to strengthen sustainability, improve operational efficiency and enhance competitiveness.

CGC extends its sincere appreciation to Sunway University for its valuable partnership and contribution to advancing entrepreneurial development, and to all participants for their active engagement throughout the workshop.

For more information on CGC Developmental Programme®, please email [email protected]










Celebrating MSME Milestones Through the CGC Developmental Programme® ✨ CGC Malaysia, through the Access New Markets init...
28/10/2026

Celebrating MSME Milestones Through the CGC Developmental Programme® ✨

CGC Malaysia, through the Access New Markets initiative under the CGC Developmental Programme®, recognised 53 MSMEs for successfully completing 24 months of performance tracking and business development, marking a significant milestone in their growth journey.

Certificates of Completion were presented in October 2026 by CGC Main Branch and its branches in Seremban, Melaka, Johor Bahru, Kuantan, Kuala Terengganu, and Kota Bharu.

This milestone recognises the entrepreneurs’ commitment to strengthening their businesses, expanding market reach, and enhancing competitiveness. Their achievements reflect the value of perseverance, continuous improvement and a steadfast commitment to sustainable business growth.

This recognition underscores CGC’s unwavering commitment to empowering MSMEs by strengthening their capabilities, expanding market access and enabling them to seize new growth opportunities.

👏 Congratulations to all 53 recipients on this remarkable achievement! May this milestone inspire continued progress and new possibilities for your businesses.

📨For more information about CGC Developmental Programme®, please email to [email protected].







CGC Youth Entrepreneurship Programme (YEP) Kohort 2 telah berjaya melengkapkan Modul Pembelajaran Ke-7 menerusi inisiati...
28/10/2026

CGC Youth Entrepreneurship Programme (YEP) Kohort 2 telah berjaya melengkapkan Modul Pembelajaran Ke-7 menerusi inisiatif Akses Pasaran Baharu di bawah CGC Developmental Programme®, hasil kerjasama strategik bersama AppEngage Sdn Bhd.

Program “Bina Laman Web Anda dengan Aplikasi AI” telah diadakan pada 13 Oktober 2026 di Bangunan CGC, Kelana Jaya, bagi membantu usahawan membangunkan laman web perniagaan dengan lebih mudah, pantas dan berkesan melalui penggunaan teknologi kecerdasan buatan (AI).

Program ini merupakan kursus persediaan bagi usahawan sebelum menyertai inisiatif Adaptasi Digital, salah satu komponen di bawah Akses Pasaran Baharu yang dirangka bagi membantu usahawan memacu transformasi dan pendigitalan perniagaan mereka.

Seramai 34 usahawan, termasuk peserta YEP Kohort 2 dan usahawan daripada pelbagai sektor telah menyertai program ini. Mereka mewakili industri makanan dan minuman (F&B), sektor perkhidmatan seperti percetakan, optikal, automotif dan pengurusan majlis, serta sektor pertanian.

Melalui sesi ini, para peserta berpeluang membangunkan laman web perniagaan masing-masing menggunakan platform Sprii Commerce, yang menawarkan tempoh percubaan selama 14 hari. Peserta turut mempelajari cara memanfaatkan teknologi AI untuk menghasilkan laman web yang professional, menarik dan berdaya saing.

Selain itu, program ini turut memberi pendedahan kepada peserta mengenai teknik penghasilan kandungan digital, reka bentuk grafik, serta strategi penjenamaan yang berkesan bagi meningkatkan kredibiliti perniagaan dan menarik minat bakal pelanggan.

Melalui program ini, CGC berharap para usahawan dapat memperkukuh kehadiran digital, meningkatkan daya saing, serta memanfaatkan teknologi digital dan AI untuk meneroka peluang pasaran baharu dan mengembangkan perniagaan secara mampan.

📢 Ikuti CGC Developmental Programme® untuk mendapatkan maklumat mengenai pelbagai program pembangunan usahawan.

📨 Untuk maklumat lanjut mengenai CGC Developmental Programme®, sila emel [email protected].





CGC Developmental Programme® recently hosted its Fast-Moving Consumer Goods (FMCG) & Retail MSME Networking Session on 2...
28/10/2026

CGC Developmental Programme® recently hosted its Fast-Moving Consumer Goods (FMCG) & Retail MSME Networking Session on 20 October 2026 at Bangi Avenue Convention Centre (BACC), bringing together entrepreneurs, industry players and ecosystem partners to foster meaningful connections, exchange industry insights, and explore new business and collaboration opportunities.

Facilitated by Mr Rizal Azis of RedPact Asia, the session provided practical insights into strategic networking and the art of delivering a compelling one-minute elevator pitch to effectively communicate business value propositions and objectives. Participants also gained valuable knowledge on building meaningful partnerships and leveraging networks to support business growth and development.

The session also featured sharing sessions by Ms Ain Azizah Arifin, Managing Director of Bubbles O2 Sdn. Bhd., and Mr Mohamad Faisal Ahmad Fadzil, Co-Founder of Tanamera Tropical Spa Sdn. Bhd., who offered valuable insights into their entrepreneurial journeys highlighting key lessons, growth strategies and experiences in building successful businesses within their respected industries.

CGC's strategic partner, SME Corp. Malaysia, shared insights on initiatives aimed at enhancing the competitiveness and sustainability of MSMEs, while Maybank showcased its financing solutions and account opening services through its advisory booth.

Participants also had the opportunity to showcase their products and services, enhancing their business visibility while fostering new connections.

CGC extends its sincere appreciation to all participants, speakers, and strategic partners for their support and participation in making the session a success. CGC remains committed to empowering MSMEs by fostering knowledge sharing, strengthening business networks and growth opportunities.





🏷️ CGC Developmental Programme®️ Ingin memahami belanjawan 2027 dan pengurusan cukai perniagaan anda dengan lebih berkes...
28/10/2026

🏷️ CGC Developmental Programme®️

Ingin memahami belanjawan 2027 dan pengurusan cukai perniagaan anda dengan lebih berkesan?

Sertai Bengkel Khidmat Nasihat CGC Developmental Programme® bersama Morison LC Advisory Sdn. Bhd. dan anda berpeluang untuk:
✅ Mengenal pasti insentif di bawah Belanjawan 2027 yang boleh dimanfaatkan, termasuk peningkatan pelepasan cukai individu bagi pemilik tunggal dan rakan kongsi.
✅ Mengenal pasti bayaran yang tertakluk kepada cukai pegangan, kadar yang berkenaan serta implikasi sekiranya cukai tidak ditahan.
✅ Menentukan kelayakan pengecualian cukai perkhidmatan bagi PMKS untuk sewaan premis perniagaan serta dokumen sokongan yang diperlukan.
✅ Memahami mekanisme pengecualian B2B dan mengenal pasti jenis perkhidmatan yang layak menerima pengecualian.
✅ Mengklasifikasikan instrumen perniagaan di bawah Akta Setem, mengenal pasti pengecualian yang tersedia, serta memastikan proses penyeteman dilaksanakan dalam tempoh yang ditetapkan.

Rebut peluang ini untuk memperkukuh pengetahuan percukaian anda dan mengurus perniagaan dengan lebih yakin, cekap dan berkesan.

📅 Selasa, 3 November 2026
🕤 10.00 pagi – 12.00 tengah hari
Dalam talian (Aplikasi Zoom)

Daftar sekarang di:
https://bit.ly/FABP3Nov2026SM

📨 Untuk maklumat lanjut mengenai Bengkel Khidmat Nasihat CGC, sila e-mel [email protected].

Terima kasih.

23/10/2026
CGC Malaysia and Maybank Islamic have recently formalised a strategic collaboration to introduce Malaysia’s first supply...
23/10/2026

CGC Malaysia and Maybank Islamic have recently formalised a strategic collaboration to introduce Malaysia’s first supply chain financing guarantee scheme anchored by Mid-Tier Companies (MTCs).

The agreement was signed by Mr. Sean Tan, Chief Business Officer of CGC, and Dr. Muhd Ramadhan Fitri Ellias, Deputy Chief Executive Officer and Head of Group Islamic Finance and Value-based Strategy of Maybank Islamic Berhad. The signing was witnessed by En. Mohamed Nazri Omar, President and Chief Executive Officer of CGC and En. Mohamad Yasin Abdullah, Group Chief Executive Officer, Islamic Banking & Chief Executive Officer of Maybank Islamic Berhad.

Through BizJamin-i Mid-Tier Companies guarantee scheme, eligible MTCs can access Shariah-compliant supply chain financing supported by CGC’s guarantee. This enables suppliers within the MTC ecosystem, many of which are MSMEs, to receive earlier payments against approved invoices, improving liquidity and business continuity.

The scheme features a pay-per-utilisation guarantee fee structure and seamless digital financing channels, offering a more flexible and efficient way to access working capital while strengthening supply chain resilience.

By facilitating access to financing across the supply chain, CGC continues to support MTCs in building more resilient business ecosystems while contributing to a more inclusive Malaysian economy.

CGC is proud to be recognised by the Association of Chartered Certified Accountants (ACCA) as an ACCA Approved Employer ...
22/10/2026

CGC is proud to be recognised by the Association of Chartered Certified Accountants (ACCA) as an ACCA Approved Employer under both the Trainee Development – Platinum and Professional Development categories.

This recognition reflects our commitment to developing talent, supporting continuous learning, and creating opportunities for our people to grow professionally and achieve their career aspirations. Through structured development pathways and a culture of excellence, CGC empowers employees to build the skills and capabilities needed to thrive in a rapidly evolving business environment.

The recognition was formally presented to Rahim Raduan, Chief Financial and Operating Officer of CGC, and Madina Zolkepli, Head, Human Resource Services of CGC, by Michelle K Clement, Senior Manager, Employer Relations, ACCA, during a certificate presentation ceremony.

As we continue advancing our mandate to support Malaysian MSMEs, we remain committed to nurturing future-ready talent and fostering a workplace where learning, growth and professional excellence are valued and celebrated.

🏷️ CGC Developmental Programme® 🚀 Tingkatkan Jualan, Luaskan Pasaran dan Serlahkan Jenama Jenama anda di TikTok! Ingin m...
20/10/2026

🏷️ CGC Developmental Programme®

🚀 Tingkatkan Jualan, Luaskan Pasaran dan Serlahkan Jenama Jenama anda di TikTok!

Ingin meluaskan pasaran dan meningkatkan jualan perniagaan anda melalui TikTok?

Sertai program TikTok Untuk Perniagaan: Luaskan Pasaran dan Tingkatkan Jualan Melalui Kandungan Berkualiti, serta pelajari strategi praktikal untuk meningkatkan keterlihatan jenama, menarik pelanggan baharu dan meningkatkan hasil jualan.

🔍 Sorotan Bengkel:
✅Memahami cara algoritma TikTok berfungsi untuk membantu kandungan anda mencapai sasaran penonton yang tepat dan relevan.
✅Mempelajari teknik penyuntingan video TikTok secara praktikal bagi menghasilkan kandungan yang lebih menarik, kreatif dan professional.
✅Meneroka strategi membina kehadiran digital yang konsisten bagi meluaskan pasaran dan meningkatkan potensi jualan.
✅Mengaplikasikan teknik penciptaan kandungan yang selari dengan trend semasa bagi menarik lebih ramai prospek dan pelanggan.

📅 Isnin, 2 November 2026
🕤 9.00 pagi - 5.00 petang
📍Tingkat 7 Bangunan CGC, Kelana Jaya

Penyertaan terhad kepada 30 usahawan sahaja dan keutamaan akan diberikan kepada usahawan yang mempunyai produk, Pemohon yang berjaya akan dihubungi.
*Tertakluk kepada terma dan syarat.

Daftar sekarang di:
👇🏻👇🏻👇🏻
https://bit.ly/TikTok_2Nov2026_SM

📨 Untuk maklumat lanjut mengenai CGC Developmental Programme®, sila e-mel ke [email protected]

Empowering MSMEs on the Halal Journey The CGC Developmental Programme®, in collaboration with Maybank Islamic Berhad, co...
20/10/2026

Empowering MSMEs on the Halal Journey

The CGC Developmental Programme®, in collaboration with Maybank Islamic Berhad, conducted the Advisory Workshop: Halal Solutions and Certification for Your Business, on 8 October 2026 at Bangunan CGC. The workshop was designed to support MSMEs in enhancing their understanding of Halal certification requirements, application procedures and the steps involved in obtaining certification for their businesses.

Through practical, step-by-step guidance from Maybank Islamic’s Halal specialists, participants gained valuable insights into:
· Digital Portals Navigation: Understanding how to navigate and utilise MYeHalal and MHI platforms.
· Documentation and Compliance: Learning best practices for streamlining Halal documentation, ensuring compliance with certification requirements, and avoiding common mistakes during the application process.
· Advisory and Support: Gaining practical guidance and expert advice to help accelerate their Halal certification journey.

The session equipped participants with practical knowledge to actionable insights to navigate the Halal certification process and enabling them to work towards expanding their market opportunities.

CGC extends its heartfelt appreciation to Maybank Islamic Berhad for its valuable collaboration and to all participants for their active engagement throughout the session. Through the CGC Developmental Programme®, CGC remains committed to empowering MSMEs through developmental initiatives that enhance business resilience, strengthen competitiveness, and support long-term sustainable growth.

For more information on the CGC Developmental Programme®, please contact [email protected].






Address

Bangunan CGC, Kelana Business Centre, No. 97, Jalan SS 7/2
Petaling Jaya
47301

Opening Hours

Monday 08:30 - 17:30
Tuesday 08:30 - 17:30
Wednesday 08:30 - 17:30
Thursday 08:30 - 17:30
Friday 08:30 - 17:30

Telephone

+60378800088

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