31/08/2026
"๐ฝ๐ช๐ฉ ๐ข๐ฎ ๐จ๐๐ก๐๐ง๐ฎ ๐๐จ ๐ฃ๐ค๐ฉ ๐๐ฃ๐ค๐ช๐๐." Maybe... But before we blame the salary, let's do something uncomfortable, let's follow your money trail.
Imagine two people.
One earns KSh 30,000, another earns KSh 300,000.
Both tell you: "I have so many expenses."
Both are probably telling the truth.
Because the minute income rises, our definition of "necessary" has a funny way of rising with it.
Suddenly:
Uber is necessary.
The bigger house is necessary.
The latest phone is necessary.
The weekend outing is necessary.
And somehow saving KSh 3,000 becomes impossible.
Rina's advice is brutally practical:
1. Save at least 10% of every income.
2. Reduce expenses.
3. Find another income stream.
4. Make a plan to get rid of consumer debt.
5. Invest what you save.
Not tomorrow, not when life settles - ๐๐ค๐ฌ!
Because "๐'๐ก๐ก ๐จ๐ฉ๐๐ง๐ฉ ๐ฌ๐๐๐ฃ ๐ ๐๐๐ง๐ฃ ๐ข๐ค๐ง๐" has kept many people financially stuck for years.
So let's make this practical.
๐๐พ Which ONE will you start this week?
โข Save 10%
โข Cut expenses
โข Increase income
โข Attack debt
โข Invest
Comment the number. Then go do it.