Manjinder Chahal

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Manjinder Chahal

Business Development Manager with UV Financial Services, supporting clients with smart, tailored home-loan solutions.

I work closely with brokers and lenders to help first-home buyers, refinancers, investors, and self-employed clients find lending options

26/10/2026

🚗 Self-Employed and Need a New Vehicle?

If you're self-employed, have held your ABN for at least two years, run a profitable business, and have a good credit score, you may be eligible to buy a new vehicle with no deposit.

Whether you're looking for a car, ute, van, or truck for business use, finance options may be available to help you get on the road sooner without dipping into your savings.

Want to learn more?
Feel free to get in touch for a free, no-obligation chat. I'd be happy to discuss your options and help you find a solution that suits your needs.

Manjinder
Local Finance & Mortgage Broker
📞 0435 109 003. Contact me today

Eligibility criteria, lender terms, and conditions apply.

11/08/2026

The RBA held the cash rate steady at today's August meeting — no change for now.

If you've been waiting to see which way rates move before making a decision, this kind of pause can actually be a good moment to take stock. It's worth reviewing your current loan, understanding your borrowing capacity today, and making sure your home loan is still working for you.

Whether you're looking to buy, refinance, or want a second opinion on your mortgage, we're happy to have a no-pressure chat and walk you through your options. 🏡

DM us or send a message to get started.

11/08/2026

One thing that surprises a lot of first-home buyers: getting pre-approved before you start house hunting isn't just helpful — it's a game-changer.

It tells you exactly what you can borrow, so you're not falling in love with a home that's out of reach. It also shows sellers and agents you're a serious buyer, which matters in a competitive market like Melbourne's south-east.

The process is simpler than most people expect, and we walk you through every step. If you've been wondering whether you're "ready" to look into a home loan, this is usually the best place to start. DM us to have a no-pressure chat about getting pre-approved. 🏡

24/04/2026

Today, we pause to remember the courage, sacrifice, and resilience of those who served and continue to serve.

On this ANZAC Day, we honour the brave men and women who gave so much for our country and our future.

Their legacy lives on in the values we hold dear — courage, mateship, and sacrifice.

Lest We Forget.

—
From all of us at UV Financial Services

14/04/2026

Radio haanji ਨੇ ਜੀਲੌਂਗ ਵਿੱਚ ਆਪਣੇ ਚਾਹੁਣ ਵਾਲਿਆਂ ਦੇ ਵੱਡੇ ਇਕੱਠ ਨਾਲ ਮਨਾਇਆ ਆਪਣਾ 11ਵਾਂ ਜਨਮਦਿਨ
ਇਸ ਦੌਰਾਨ ਪੁਰਾਣੀਆਂ ਯਾਦਾਂ, ਰੇਡੀਓ ਦੇ ਸਫ਼ਰ, ਪ੍ਰਾਪਤੀਆਂ ਅਤੇ ਹੁਣ ਦੀਆਂ ਸਾਂਝਾਂ ਦੀ ਬਾਤ ਪਾਈ ਗਈ।
ਇਸ ਮੌਕੇ ਜਿੱਥੇ ਵੱਖੋ ਵੱਖ ਪੇਸ਼ਕਾਰਾਂ ਨੇ ਆਪਣੀ ਹਾਜ਼ਰੀ ਲਗਵਾਈ, ਓਥੇ ਹੀ ਸਾਥ ਦੇਣ ਵਾਲੇ ਕਾਰੋਬਾਰੀਆਂ ਨੂੰ ਵੀ ਸਨਮਾਨ ਚਿੰਨ ਪ੍ਰਦਾਨ ਕੀਤੇ ਗਏ।
ਹਾਜ਼ਰੀਨ ਲਈ ਤੋਹਫ਼ੇ ਅਤੇ ਰੰਗਾਰੰਗ ਪ੍ਰੋਗਰਾਮ ਦੀ ਤਾਰੀਫ਼ ਕਰਨੀ ਵੀ ਜ਼ਰੂਰੀ ਹੈ।

Lara ਤੋਂ MP Ms Ella George ਨੇ ਵੀ ਪੰਜਾਬੀ ਸੂਟ ਵਿੱਚ ਹਾਜ਼ਰੀ ਲਗਵਾਉਂਦਿਆਂ Geelong ਵਿੱਚ ਸਭ ਨੂੰ ਜੀ ਆਇਆਂ ਨੂੰ ਆਖਿਆ

ਰੇਡੀਓ ਸੰਚਾਲਕ ਰਣਜੋਧ ਸਿੰਘ ਹੋਰਾਂ ਸਭ ਦੇ ਨਾਲ ਆਪ ਵੀ ਸਟੇਜ ਤੇ ਹਾਜ਼ਰੀ ਲਗਵਾਉਂਦਿਆਂ ਪੁਰਾਣੀਆਂ ਯਾਦਾਂ ਸਾਂਝੀਆਂ ਕੀਤੀਆਂ।

ਅਦਾਰਾ ਪਬਲਿਕ ਟਾਈਮਜ਼ ਆਸਟ੍ਰੇਲੀਆ ਵੱਲੋਂ ਅਦਾਰਾ ਰੇਡੀਓ ਹਾਂਜੀ ਨੂੰ ਬਹੁਤ ਬਹੁਤ ਵਧਾਈਆਂ 🎂🎂
UV financial services

14/04/2026

23/03/2026

Almost every single person who sold a house or unit in Perth in the second half of 2025 made a profit, new data from property portal Domain shows.

STORY: https://ab.co/4bW0iCf

For the first time in 15 years, more than 90% of house resales in every Australian capital city turned a profit, the report showed. And in Perth, 99.5% of house resales and 96.8% of home unit resales saw a profit in the second half of 2025.

Domain chief economist Nicola Powell said the size of the profits was widening the gap between existing owners and prospective buyers, "making it increasingly difficult for younger Australians to buy property without the support of intergenerational wealth".

"With record median profits in many of our cities and regions, the barrier to entry is increasingly defined by existing family equity, rather than individual savings alone," Dr Powell said.

15/03/2026

Address

Suite 1/21 St Germain Boulevard, Clyde North

3978

Opening Hours

Monday	10:00 - 17:00
Tuesday	10:00 - 17:00
Wednesday	10:00 - 17:00
Thursday	10:00 - 17:00
Friday	10:00 - 17:00
Saturday	10:00 - 17:00

Website

https://uvfinancial.com.au/

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