Robust Mortgage Gain

28/09/2022

🙂 Attention first home buyers: heard of the First Home Guarantee scheme? 🏠⁣
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It lets you buy a property with just a 5% deposit and not pay lenders mortgage insurance.⁣
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On average, FHG buyers from 2020 have already built up an additional 26% equity in their homes* 🤯⁣
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That means people who borrowed 95% of the purchase price have already reduced their loan to under 70%!⁣
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And less than 30% of their income was used for home loan repayments 😲⁣
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Speak to us to see if you’re eligible to take advantage of the FHG and get into the property market 🏡🌈 ⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
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* NHFIC⁣
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26/09/2022

🏡 What happens when your fixed rate ends? 🤔⁣
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Well, let's just say it's best to start preparing now - even if you still have a year or two before your fixed rate ends. 🗓⁣
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Sure, fixed-rate mortgage holders aren't feeling the heat of the recent RBA monthly cash rate hikes just yet. 😅⁣
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But once the period of your fixed home loan expires, it will likely revert to a variable interest rate, which is likely to cost you many hundreds of dollars extra per month. 😬⁣
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If you think that could put some strain on your budget, it's wise to start preparing a bit of a buffer now. 👍⁣
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And if you'd like us to help you prepare a more detailed strategy, we'd be happy to give you some ideas. 👇⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
⁣

22/09/2022

Household budgets around the country are feeling the brunt of five back-to-back rate hikes. But just how long does it take for each rate rise to impact your monthly mortgage repayments? ⏳

Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are on the way. But just how long does

21/09/2022

🗂 Did you know cash flow issues affect 90% of small businesses? 🗄⁣
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That's according to a recent Xero study, which found 9 out of 10 small businesses struggle with negative cash flow at least once a year. 😬⁣
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And in 2021, the average small business experienced more than 4 months with more outgoings than receipts. 📝⁣
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If your business struggles with cash flow - especially over (the upcoming) Christmas period - come chat to us about some finance options that can help smooth it out. 🤜 🤛⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
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19/09/2022

🏡 What property markets are still performing well? 🤔⁣
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National house prices might be on the way back down thanks to declines in Melbourne and Sydney, but that doesn't mean regional areas and smaller cities aren't performing more positively. 📈⁣
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For property investors keen to keep the momentum going, property researchers at InvestorKit have identified the following top 10 performing markets:⁣
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Adelaide, Darwin, Townsville, Toowoomba, Ormeau-Oxenford, Rockhampton, Bunbury, Bundaberg, Shepparton and Launceston. ⁣
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If you'd like to explore your finance options to expand your property portfolio, get in touch with us today. 😁⁣⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
⁣

15/09/2022

Recent back-to-back interest rate hikes have led to a cooling of the property market. But could the current climate offer opportunities? 🤔

Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the brakes

14/09/2022

💰 Saving up to buy your first home? 🏠⁣
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Don’t let interest rate blues get you down - young savers can reap the rewards of interest rate hikes 🤑⁣
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As interest rates go up, banks also increase the rates on savings accounts.⁣
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And as you probably know, every little bit helps you chip away at that house deposit 🏠⁣
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If you think you're getting close, come and speak to us about ways we can help you get over the line sooner 👇⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
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*Rate City⁣
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12/09/2022

👨‍👩‍👧‍👦 More people refinanced in June than ever before 😮⁣
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Owner-occupier refinancing across the country rose 9.7% in June to a new record high of $12.7 billion*. 📈⁣
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Nerdy numbers aside - that means it smashed all kinds of records. 🎉⁣
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So why are so many people refinancing right now? 🤔⁣
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Well besides the obvious (getting a better deal on your home loan), the more interest rates rise, the higher the hurdle you have to clear to be approved for your refinanced loan - aka home loan serviceability. 👇⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
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* Australian Bureau of Statistics⁣
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07/09/2022

🌼 The spring selling season is here! 🌸⁣
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The flowers are blooming 💐, the weather is warming up ☀, and so too is the property market! (traditionally) 🏡 🏘⁣⁣
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If you've been thinking about selling your current property and buying a new home, the spring selling season offers plenty of options, as homes look better and brighter this time of year. 👍⁣⁣
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To explore your borrowing capacity and finance options get in touch!⁣ 👇⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
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06/09/2022

The RBA has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand. 🤝

The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your

05/09/2022

🪴 Want to help the environment and give your home a facelift? 🌱⁣
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An eco reno could add tens of thousands of dollars in value to your home* (not to mention help reduce your monthly bills 😉) ⁣
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Latest research shows energy-efficient homes with sell faster, attract more buying interest, and sell for more than non energy-efficient homes. 🏡⁣
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And lenders are coming to the party too with green loan options to encourage sustainable solutions such as solar panels, water tanks and insulation and glazing. 👍⁣
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To explore your finance options - whether that be unlocking equity or enquiring about a green loan - get in touch today. 👇⁣
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To find out more, DM me or contact Sandy at Robust Mortgage Gain on:

📞 0430 065 452
💻 [email protected]
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* Domain⁣
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01/09/2022

They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure a smooth transition?👇

They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure a smooth transition?