Choice Loans

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Choice Loans With a strong understanding of accounting, tax and business I have the knowledge and skills to help you sort through the finance maze.

As your Choice Loans Morgage Broker I can help you with-: Home and investment Loans, Construction Loans, Refinance and Debt consolidation, Commercial business loans, Equipment and asset Finance, Personal and car loans. My aim is to provide you with an excellent service both now and ongoing. We always put customer first and client needs is our priority. I can tailored the right product for you as I have access to more than 30 Lenders to find a right solution for clients. My ongoing commitment to working families is to provide Client service with the Flexibility. So I am happy to visit clients in their homes or during work breaks. Even if you not currently purchasing a property, a Home Loan Health Check is a good place to start.

16/10/2026

🧹 Is it time to Spring clean your home loan? 🧹

Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less interest each month.

It’s also chance to toss out unused features you're paying extra for, or, add features such as offset accounts.

DM us to see if your old home loan is still a good match. 👇

To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

💼 How to get a home loan if you’re self-employed 💼⁣⁣Over 1.7 million Australians run their own show. ⁣⁣It can bring free...
14/10/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣⁣Major bank NAB reports a 16% jump in demand for renova...
12/10/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

09/10/2026

🏡 1-in-3 home buyers rely on the Bank of Mum and Dad 🏡

But beware: lenders may check that the financial support is a gift, not a loan to be repaid.

Otherwise it may reduce your borrowing capacity or lead to delays during your loan application.

DM us first to find out how mum and dad can smoothly lend (or gift) a helping hand.

To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

* Compare the Market survey

⏳ How hard does the market usually bounce back after a downturn?⏳⁣⁣Waiting for property prices to hit a cyclical low cou...
07/10/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣⁣One-in-three Gen Xs expect that they'll still be paying ...
05/10/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

02/10/2026

🏆 Mortgage brokers now serve 4-in-5 home buyers 🏆

After years of growth, mortgage brokers have smashed a new record in market share!

Brokers now help buyers for 81% of all new home loans*.

In trying times the guidance and support of a broker can be your key to home buying success.

DM us today to experience the broker difference. 🙌

To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

*MFAA statistics

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣⁣That's the latest survey data from Compare the Market.⁣⁣But bewa...
30/09/2026

🏡 1-in-3 home buyers rely on the bank of mum and dad 🏡⁣
⁣
That's the latest survey data from Compare the Market.⁣
⁣
But beware: lenders may check that financial support is a gift, not a loan to be repaid. ⚠️⁣
⁣
Otherwise it may reduce your borrowing capacity. 📉⁣
⁣
And banks still want to be sure you can comfortably manage loan repayments. 🏡⁣
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Speak to us first to find out how mum and dad can potentially lend a helping hand - without leading to hiccups during your loan application. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

💳 The BNPL trap: how it could impact your home loan application 💳⁣⁣Buy Now Pay Later (BNPL) may be quick and convenient,...
28/09/2026

💳 The BNPL trap: how it could impact your home loan application 💳⁣
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Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
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That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
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Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
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Talk to us to know how BNPL could impact your loan application. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

25/09/2026

💡 Negative gearing isn’t dead. It’s just different 💡

Investors can still use negative gearing on newly built properties.

That includes apartments off-the-plan, residential construction on a previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house.

Seek advice from your financial adviser or accountant first.

DM us for finance options. 👇

To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

Address

6 Pump House Crescent
Clyde, VIC
3978

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 10am - 4pm
Sunday 10am - 4pm

Telephone

+61447444441

Website

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