Choice Loans

Choice Loans With a strong understanding of accounting, tax and business I have the knowledge and skills to help you sort through the finance maze.

As your Choice Loans Morgage Broker I can help you with-: Home and investment Loans, Construction Loans, Refinance and Debt consolidation, Commercial business loans, Equipment and asset Finance, Personal and car loans. My aim is to provide you with an excellent service both now and ongoing. We always put customer first and client needs is our priority. I can tailored the right product for you as I

have access to more than 30 Lenders to find a right solution for clients. My ongoing commitment to working families is to provide Client service with the Flexibility. So I am happy to visit clients in their homes or during work breaks. Even if you not currently purchasing a property, a Home Loan Health Check is a good place to start.

🚩 Red flag habits that could hinder your home loan application 🚩⁣⁣(Not so) fun fact: Lenders assess a borrower’s ‘charac...
03/06/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣
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(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣
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It’s all about how responsibly you manage money and debts. 💳⁣
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Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣
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Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣
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Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣
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What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣
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Talk to us for tips on getting your home loan application across the line. 👇⁣
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CTA

📱 Gen Zs urged to skip influencer advice 📱⁣⁣Here’s a worrying finding. ⁣⁣Money watchdog, ASIC, says two-thirds of Gen Zs...
01/06/2026

📱 Gen Zs urged to skip influencer advice 📱⁣
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Here’s a worrying finding. ⁣
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Money watchdog, ASIC, says two-thirds of Gen Zs (18–28) are turning to social media for financial information and help. ⁣
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Trouble is, that ‘help’ isn’t always high quality or trustworthy. 😬⁣
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And ‘advice’ from influencers isn’t based on personal needs. ⁣
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Let’s not even get started on social media being a hunting ground for scammers. 🕵️‍♂️⁣
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Buying a home is one of life’s most important financial steps - which makes getting tailored support pivotal.⁣
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And that's what we can offer. 🤝⁣
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Contact us to explore some home loan options that have been researched and matched for your needs. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

29/05/2026

🏡 How much do you really need to buy a first home? 🏡⁣
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These days, you could need a deposit of just 5%, or even 2% if you’re a single parent, to buy a first home. 💰⁣
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For a $700,000 first home, a 5% deposit is $35,000.⁣
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Don’t forget to factor in other upfront expenses such as legal fees, home insurance, and furniture removalists and potentially stamp duty.⁣
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Need help crunching the numbers? That's our specialty. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣⁣Forget years of living on instant coffee and baked beans! You ma...
27/05/2026

☕ 5% Deposit Scheme helps 300,000+ first home buyers ☕⁣
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Forget years of living on instant coffee and baked beans! You may not need a 20% deposit to buy your first home. ⁣
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The 5% Deposit Scheme has helped over 300,000 first home buyers get into the market with just a 5% deposit. 🏡⁣
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And because your loan is guaranteed by the government, you don’t pay lenders mortgage insurance. ⁣
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There are no waitlists. ⏳⁣
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No income limits. 💼⁣
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No place limits. 📍⁣
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And you’re free to buy an established home or build a new place. 🏗️⁣
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Talk to us about the 5% Deposit Scheme. It could be the helping hand that brings forward your home-buying plans. 👇⁣
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CTA

😬 First home buyer regrets to avoid 😬⁣⁣Here are the top regrets of first home buyers have about their mortgage, accordin...
25/05/2026

😬 First home buyer regrets to avoid 😬⁣
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Here are the top regrets of first home buyers have about their mortgage, according to a survey by Money.com.au.⁣
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Paying too much in loan fees was the number one mistake. 💸⁣
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That’s followed by not having a loan with a competitive interest rate. 📉⁣
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Money.com.au found many first-time home buyers just apply for a loan with the first lender they come across. ⁣
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It’s only later they realise they have a loan that doesn’t suit their long-term needs. ⁣
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Skip the potential regrets. 🚫⁣
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Talk to us about a home loan that matches your needs, backed by a competitive rate. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

22/05/2026

🔁 A record number of Aussies just refinanced 🔁⁣
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More than 640,000 homeowners refinanced their home loan last year. ⁣
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That’s 73 loans refinanced every hour. ⏱️⁣
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If you haven't reviewed your home loan in a while, DM us to see if it you could potentially save with a lower rate or improved loan features. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]
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* ABS statistics

⚠️ Renovations that could lower your home’s value ⚠️⁣⁣There’s a lot at stake with home renovations - just because you sp...
20/05/2026

⚠️ Renovations that could lower your home’s value ⚠️⁣
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There’s a lot at stake with home renovations - just because you spend money on home improvements, doesn't guarantee it will increase its value.🛠️⁣
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Homewares retailer Cooper & Co says more than one-in-three Aussies have renovation regrets. 😬⁣
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Some projects could even wipe up to $36,000 off your home’s value, they say. ⁣
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Prime culprits can include poor-quality laminate flooring, dark finishes that don’t have wide appeal, and open-plan designs that lack privacy. ⁣
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They suggest to skip here-today-gone-tomorrow trends, and instead pick reno options that are more timeless choices. ⏳⁣
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They’re more likely to appeal to buyers and protect long-term value. 🏡⁣
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Looking at renovating your place in 2026? Contact us for ways to fund your home improvements. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

🏡 Keen to buy a home? Here's how to know you won't be stretched 🏡⁣⁣Over 1-in-10 first home buyers plan to buy in the nex...
18/05/2026

🏡 Keen to buy a home? Here's how to know you won't be stretched 🏡⁣
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Over 1-in-10 first home buyers plan to buy in the next 12 months. ⁣
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And almost 1-in-3 want to buy but they’re unsure if they’re financially ready. ⁣
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So, what are the signs that show you’re home-loan-ready right now? 💡⁣
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First, you usually have to have a stable job with a steady income. 💼⁣
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Next, you'll want at least a 5% deposit. You could qualify for the 5% Deposit Scheme. ⁣
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Finally, do you feel ready to commit to a place of your own? 🏠⁣
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Ticked all the boxes? ✅⁣
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Talk to us and we'll help you assess your borrowing power to see if you're ready to become a home owner. 👇⁣
To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

15/05/2026

📄 Could your home loan pre-approval be out of date? 📄⁣
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Not only does pre-approval have a limited time span, usually 3–6 months, but it can be impacted by the recent rate hikes. ⁣
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A couple's borrowing power could have been reduced by more than $72,000* since the three recent cash rate hikes. ⁣
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DM us to find out your current borrowing power and to bring your home loan pre-approval up to date. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]
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* Canstar research

🏡 Offset accounts surge as homeowners aim to beat rising rates 🏡 ⁣⁣Looking for potential ways to beat higher interest ra...
13/05/2026

🏡 Offset accounts surge as homeowners aim to beat rising rates 🏡 ⁣
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Looking for potential ways to beat higher interest rates?⁣
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You're not alone. One of Australia’s big 4 banks, NAB, says they're seeing the uptake of offset accounts “surge”. ⁣
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Here's how they work.⁣
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Instead of being paid interest on the money in the linked offset account, the balance is deducted from your mortgage when loan interest is calculated. ⁣
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And that’s just the first way you can save on interest. 💰⁣
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Because you're paying off more of the principal each month, that allows you to chip away at your home loan balance quicker, which in turn can also help you save on interest over the long run. ⁣
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Call us to see if an offset account could be suited to your needs. 👇⁣
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To find out more, DM or contact the Choice Loans Team on:

☎️ – 0447 444 441
💻 – [email protected]

Address

6 Pump House Crescent
Clyde, VIC
3978

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 10am - 4pm
Sunday 10am - 4pm

Telephone

+61447444441

Website

https://brokerpages.com.au/exp/capacity/gaurav-bansal

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