Enduro Finance Ltd

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Enduro Finance Ltd, Financial service, Upstairs/The Granary, Deethe Farm Industrial Estate, Woburn Sands.

At Enduro Finance, we believe in transparency, simplicity, and building lasting partnerships - no hidden fees, no jargon, just straightforward support to find the finance solution that will help your business thrive.

29/10/2026

The team at Enduro Finance facilitated £1.6m for a private specialist surgical clinic in London, through our partners at NatWest Bank.

Under the government-backed Growth Guarantee Scheme, we arranged two loans, agreed together: £750,000 to refurbish and expand the existing clinic, and £850,000 to fund a new joint venture clinic on the south coast.

The business case was strong. The clinicians joining the new site were bringing their existing patients with them, so the projected income was built on real activity rather than assumptions. The harder part was the structure....

Several brokers had already looked at this and come back with multiple ‘short term’, high interest, smaller loans, each with full personal guarantees or security attached. Personal security was a red line for the client; so we packaged the case, secured credit appetite and reached terms the client was comfortable with.

Opened in June, drawn in October. Four months, one bank, both loans, on security terms the client chose rather than had to accept. That’s where Enduro Finance make the difference.

If you are planning an expansion and the first answer came with strings attached, talk to us: [email protected]

**Enduro Finance is a credit broker, not a lender. Finance subject to status. Terms apply**

09/10/2026

Corporation tax is one of the few bills a business knows is coming, but it can still land at the wrong time!

Rather than take the full bill out of working capital in one go, we can arrange tax-funding for you!

The outcome? HMRC gets paid in full and on time and your business repays in fixed monthly instalments instead of one large payment.

A few points worth knowing if you have a tax bill coming up:

- Tax funding isn’t only for corporation tax. VAT and self-assessment bills can be funded too, with the cost spread over up to 12 months.

- Corporation tax for most companies is due nine months and one day after the end of the accounting period - don’t get caught out!

- HMRC charges interest on late payments from the day after the deadline.

- Funding a tax bill has a cost. Compare it with what that cash is worth to the business if you keep it.

Got a tax bill due? Speak to us before the deadline, not after.

*Enduro Finance is a credit broker, not a lender. Finance subject to status. Terms apply*

BusinessFinance

07/10/2026

The Universal United Kingdom Resort at Kempston Hardwick is moving from plans to delivery.

Here’s what has happened so far:

- Planning permission came into force in January 2026.

- Enabling works are underway on site.

- 23 firms have been appointed to support construction.

- Universal has opened supplier registration, and more than 500 businesses attended its first supplier event in Bedford.

- The target opening is 2031.

The individual work packages have not been released yet. When they are, much of the opportunity will flow through contractors and their supply chains.

So the question for local businesses is simple. Are you ready for what comes next?

For some that means more plant, vans or equipment. For others it’s more people on the payroll before the first invoice is paid, stock to meet demand, property to house a workforce now and visitors later, or a refit ready for more footfall.

Each of those needs funding in place before the income arrives. Suppliers are also being asked for company and financial information up front, so your funding position matters.

We’re based in Woburn, less than ten miles from the site. We work with a panel of around 90 lenders on transactions from £3,000 to over £10m.

Whether you’re already gearing up or just starting to explore the opportunity, talk to us about the funding options.

*Enduro Finance is a credit broker, not a lender. Finance subject to status. Terms apply*

05/10/2026

We completed 57 transactions in September, with over £6m of funding put to work. The smallest was £6,295. The largest was £790,100, but each and every one of them as important as the other!

We mention the spread because of an assumption we often meet: that a broker only gets interested once the number gets big. The opposite is closer to the truth; smaller transactions are frequently where the structure and flexibility matters most.

The other pattern in the month was what the money bought....

24 of the assets funded were vehicles or transport equipment, with construction plant, materials handling and industrial machinery making up most of the rest. Working kit, bought by businesses already waiting to put them in to action.

If you are weighing up a purchase, the size or quantum is not what qualifies you for our services; it’s whether we can genuinely help your business achieve what it needs.

Ready to grow? We are here to help: [email protected]

*Enduro Finance is a credit broker, not a lender. Finance subject to status. Terms apply*

02/10/2026

During Q3 we have completed over 150 transactions, with over £12m put to work. What stood out across our customers was not size, it was clarity....

The businesses that moved fastest were not the biggest, they were the ones that could answer a simple question straight away: “what will this asset earn / save me, and how quickly can it start?”

When a transaction is time sensitive, speed matters as much as rate. The right structure, agreed quickly, is worth more than a slightly cheaper offer that lands too late.

If you are considering new kit, vehicles, premises or working capital and can map the payback, we can move at the pace you need.

Happy to have the conversation? We cant wait to talk to you!

T: 01525 658920
E: [email protected]

23/09/2026

Corporation Tax due on 1st October? Don’t let it drain your cashflow!

If your business has a December year end, then your Corporation Tax bill is due for payment on 1st October (or you may have already paid it!!)

Don’t let it effect your working capital as you enter the winter period!

Enduro Finance can arrange funding to spread your tax bill into manageable monthly payments, so you keep cash in the business for stock, payroll and growth, rather than sitting with HMRC.

✅ Corporation Tax, VAT and Self Assessment funding
✅ £10,000 to £15 million
✅ No personal guarantees required under £150k
✅ No setup or arrangement fees
✅ Spread over 3, 6, 10 or 12 months
✅ Fast decisions, with funds paid direct to HMRC on your due date

It isn’t a one-off fix either...

If your VAT is due quarterly, the same facility becomes a repeatable cashflow tool rather than a once-a-year scramble.

The deadline is close. Message us here or email [email protected] to find out how much you could spread, and what it would cost.

Enduro Finance is a credit broker, not a lender. Finance subject to status. Terms apply.

EnduroFinance FinanceWithIntegrity

17/09/2026

The Bank of England has held the BOE rate at 3.75% today.

Here’s what that actually means for your business; and it’s not as much as the headline suggests.

A hold doesn’t automatically mean the cost of borrowing stays exactly where it was, in the same way a rise doesn’t automatically get passed straight through.... it depends on the lender.

Some lenders fund themselves through the banks and move fairly closely with the BOE rate. Others fund through bond markets, securitisation or other facilities, and aren’t linked to it in any direct way at all. Many also price against SONIA swap rates rather than the BOE rate itself. SONIA swaps reflect where the market expects rates to go over the life of the deal, so a lot of today’s decision may already have been priced in weeks ago, before the announcement even happened.

So, whilst a ‘hold’ is a reasonable backdrop for getting on with a purchase, it isn’t a guarantee that every quote you get next week looks the same as one from a month ago. The only way to know what a ‘hold’ means for your deal is to ask how that particular funder is financed and what they’ve already got locked in. That’s what we do for you....

More questions or ready to invest? Reach out: [email protected]

16/09/2026

Roberta spent some of this week at the National Ploughing Championships, catching up with trusted suppliers and with customers weighing up their next investment.

‘The Ploughing’ is part agricultural competition, part trade show, and part giant countryside festival, and being there matters to us!

The best conversations about kit, timing and funding rarely happen over email. They happen at the stand, next to the machine, with the people who will actually run it.

Shows like this are how we make sure we are serving our customers properly, and how we keep supporting the all-Ireland market we work in.

If you caught up with Roberta at the show, or came home weighing up an investment of your own, we would love to continue the conversation.

E: [email protected]
M: 07809 865474

15/09/2026

Enduro Finance was highly commended for Northern Irish Broker of the Year at this year’s NACFB Awards.

We didn’t quite take the trophy, but for a business as young as ours, being recognised in a category built specifically around Northern Ireland is something we’re genuinely proud of.

We work across loans, asset finance, commercial mortgages and invoice discounting. We don’t work to a sweet spot. A business funding equipment gets the same level of attention as one refinancing a commercial property or raising working capital against its invoices.

Northern Ireland isn’t a market we’re trying to break into from a distance. It’s a market we’re already embedded in, and this recognition reflects that.

We’re proud of where we’ve got to, and prouder still of where we’re going next.

04/08/2026

We’re incredibly proud to announce that our Managing Director, Chris Smith, has been shortlisted for Industry Leader of the Year at the NACFB Commercial Broker Awards 2026.

For more than twenty years, Chris has worked across the asset and commercial finance industry, building strong relationships, supporting businesses through growth and change, and championing higher standards across the intermediary sector.

While Chris leads Enduro Finance, his passion extends beyond our own business. Throughout his career, he has been committed to sharing knowledge, mentoring others, strengthening relationships between brokers and lenders, and helping businesses build stronger, more sustainable futures.

This nomination reflects not only Chris’s leadership within Enduro, but also his contribution to the wider commercial finance community, something we’re incredibly proud to see recognised by the NACFB.

Congratulations to everyone who has been shortlisted. We look forward to celebrating with you all in September.

EnduroFinance

Address

Upstairs/The Granary, Deethe Farm Industrial Estate
Woburn Sands
MK178UR

Telephone

+447521427250

Website

http://www.endurofinance.com/

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