Bricks and Mortgages Ltd

Bricks and Mortgages Ltd Equity release, mortgages, protection and general insurance advice and solutions

We know the term ‘equity release’ can sometimes feel a bit overwhelming, especially with all the information out there.W...
24/08/2026

We know the term ‘equity release’ can sometimes feel a bit overwhelming, especially with all the information out there.

We can help break it down for you, without the use of complicated jargon, so you can decide whether or not it’s right for you. As experts in Later Life Mortgages we can help guide you to understanding how your home can support you.

Email: [email protected] or call 01908 382406 to find out more detailed information that will help you know what's possible.

If you're curious about what might be possible, you can try our simple calculator here:
www.bricksandmortgages.co.uk/equity-release
It takes less than a minute and provides an instant guide figure.
* This calculator is for illustrative purposes only. For an exact assessment of borrowing capacity, please seek advice.

Follow, Like and share for more details on Lifetime Mortgages.
This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.
Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
1st Choice Properties
Frosts Garden Centres
Bricks and Mortgages Ltd

Happy Friday! As it's the end of the week, I thought I'd give you a myth buster - One of the most common questions peopl...
31/07/2026

Happy Friday! As it's the end of the week, I thought I'd give you a myth buster - One of the most common questions people ask about Equity Release is:
"Will the bank take my home?"
The answer is no.

Modern Equity Release plans are designed so that you remain the owner of your home and can continue living there for the rest of your life.

Today’s plans are also highly regulated by the Financial Conduct Authority and guided by the Equity Release Council, which includes protections such as the No Negative Equity Guarantee.
That means you will never owe more than the value of your property.

For many homeowners, Later Life Lending simply provides a way to access some of the value tied up in their home to help support life in retirement.

If you're curious about what might be possible, you can try our simple calculator here:
www.bricksandmortgages.co.uk/equity-release
It takes less than a minute and provides an instant guide figure.
* This calculator is for illustrative purposes only. For an exact assessment of borrowing capacity, please seek advice.

Email: [email protected] or call 01908 382406 to find out more detailed information that will help you know what's possible.

Follow, Like and share for more details on Lifetime Mortgages.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

1st Choice Properties
Frosts Garden Centres
Bricks and Mortgages Ltd

17/07/2026

Happy Friday! As most schools finish for the Summer break and we move towards a sunny weekend, I wanted to remind you that your financial commitments may need reviewing during these sunny warm days and not to leave things to the last minute!!

Reviewing what's possible early can help you know if you are able to save money on your mortgage by moving to a more competitive rate, or you may want to raise some extra cash. You may choose to put what you save towards, for example, a home improvement, or a luxury holiday.

Taking time to talk to a specialist advisor who can give you facts and information early can help you make decisions easier and faster.

You can also get in touch via email at [email protected] or have a friendly conversation, to help you understand the options available Call 01908 382406

Sometimes, the most valuable thing isn't making a decision straight away—it's simply knowing what choices you have.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

1st Choice Properties


Are you over 65 and own your own home? One question we often ask people is: "Do you know all of the financial options av...
03/07/2026

Are you over 65 and own your own home? One question we often ask people is: "Do you know all of the financial options available to you?"

Many homeowners don't.

Most people have heard of Equity Release, but very few understand how Later Life Lending has changed over recent years, or how it may be able to support different goals in retirement.

For some people, it can help:

✔ Top up retirement income

✔ Pay for home improvements or adaptations

✔ Fund additional care and support at home

✔ Enjoy the holiday they've always dreamed about

✔ Help children or grandchildren through a living inheritance

✔ Reduce financial pressure and create greater flexibility in later life

Of course, Later Life Lending isn't right for everyone, and every person's circumstances are different. That's why understanding your options and taking specialist advice is so important.

If you'd simply like to get an idea of what may be possible, why not try our free online calculator?

👉 www.bricksandmortgages.co.uk/equity-release

✔ Takes less than a minute

✔ Provides an instant guide figure

✔ Completely confidential

✔ No obligation

Or, if you'd prefer to have a friendly conversation, we'd be delighted to help you understand the options available.

📞 01908 382406

Sometimes, the most valuable thing isn't making a decision straight away—it's simply knowing what choices you have.

We're based at Frosts Garden Centres Woburn Sands - you can pop in and pick up our guide to Equity Release.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

With the heat of this recent week making simple decisions can feel like climbing a mountain but many people find the sam...
26/06/2026

With the heat of this recent week making simple decisions can feel like climbing a mountain but many people find the same difficulty making financial decisions, especially when it comes to knowing what to do in later life.

Not only are there hundreds of equity release products available to sift through, but each comes with its own pros and cons. Not only that but your needs are individual to you and your family so it is imperative that you speak with a qualified professional who can discuss this all with you, clear and jargon free.

Arrange a chat with us today by calling 01908 382 406 or email [email protected].

If you’d like to explore what might be possible, our simple online calculator can provide a helpful starting point:
👉 www.bricksandmortgages.co.uk/equity-release
✔ Instant guide figure
✔ Completely confidential
✔ No obligation

Sometimes understanding the facts can make all the difference.
We're based at Frosts Garden Centres Woburn Sands - you can pop in and pick up our guide to Equity Release.


This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

18/06/2026

Many grandparents would love to give their children or grandchildren a helping hand, particularly at a time when buying a first home, education costs and everyday living expenses can feel more challenging than ever.

What many people don't realise is that some homeowners choose to use Later Life Lending, often known as Equity Release, to provide what's sometimes called a living inheritance.

This could potentially help with:

🏡 A first home deposit
🎓 Education or university costs
💷 Financial support during important life stages
👨‍👩‍👧‍👦 Helping family when it matters most

For many families, it's not just about money. It's about seeing the difference that support can make while you're here to enjoy it.

Of course, Equity Release isn't right for everyone, which is why understanding your options and taking specialist advice is so important.

If you're curious about what may be possible, our simple online calculator can provide a helpful starting point:

👉 www.bricksandmortgages.co.uk/equity-release

✔ Takes less than a minute
✔ Instant guide figure
✔ Completely confidential
✔ No obligation

Sometimes it's simply about understanding what options could be available for you and your family.

Come and say hello Frosts Garden Centres Wednesday & Thursday 10am - 3pm

Email: [email protected]
Call: 01908 382406
Follow, Like and share for more details on Lifetime Mortgages.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

If you’re over 65 and own your home, you may be sitting on more value than you realise. Many homeowners are surprised wh...
05/06/2026

If you’re over 65 and own your home, you may be sitting on more value than you realise. Many homeowners are surprised when they see how much equity could potentially be available to them.
That’s why we’ve added a simple Equity Release calculator to our website.
✔ Takes less than a minute
✔ Instant guide figure
✔ Completely confidential
✔ No obligation
It’s simply a helpful way to explore your options before deciding whether to take personalised advice.

Try it here:
www.bricksandmortgages.co.uk/equity-release

* This calculator is for illustrative purposes only. For an exact assessment of borrowing capacity, please seek advice.

We are based at Frosts Garden Centres Woburn Sands Wednesday, Thursday 10am - 3pm and Saturday 10am-1pm pop and have a chat.

Email: [email protected]
Follow, Like and share for more details on Lifetime Mortgages.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

One of the biggest myths around Equity Release is that the bank takes ownership of your property.That simply isn’t true....
26/05/2026

One of the biggest myths around Equity Release is that the bank takes ownership of your property.

That simply isn’t true.

With modern Lifetime Mortgages:

✔ You remain the homeowner
✔ You can continue living in your home
✔ Plans are regulated by the Financial Conduct Authority
✔ Providers follow Equity Release Council safeguards

For some homeowners, Later Life Lending simply provides another option to help support later life finances.

If you’d like to explore what might be possible, our simple online calculator can provide a helpful starting point:

👉 www.bricksandmortgages.co.uk/equity-release

✔ Instant guide figure
✔ Completely confidential
✔ No obligation

Sometimes understanding the facts can make all the difference.

We're based at Frosts Garden Centres Woburn Sands - you can pop in and pick up our guide to Equity Release or call us on 01908 382406.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

There are so many reasons you may be looking to release equity from your home.You could be looking to:👉 Pay off your mor...
14/05/2026

There are so many reasons you may be looking to release equity from your home.

You could be looking to:

👉 Pay off your mortgage

👉 Make some home & garden improvements

👉 Boost your disposable income

👉 Begin inheritance planning

👉 Or even be planning a luxury holiday or a large purchase

👉 Pay towards at-home care

Whatever your reason, we can help you find the right equity release product for your circumstances.

If you’re curious about what your home could unlock, you can try our simple online calculator here:

👉 https://www.bricksandmortgages.co.uk/equity-release

It takes less than a minute, is completely confidential, and provides an instant guide figure — with no obligation to proceed.

Or drop us a message—we’re always happy to chat things through with no pressure.

Call: 01908 382406
Email: [email protected]
We are at Frosts Garden Centres Wednesday & Thursday 10am - 3pm and Saturday's 10am - 1pm - pop in and say hello

1st Choice Properties
Frosts Garden Centres

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

09/05/2026

You’ve been working on making your house a home for years, and have invested in it time and time again.

Maybe it’s now time to make your home work for you by releasing some of the equity in your home?

If you’re curious about what your home could unlock, you can try our simple online calculator here:

👉 https://lnkd.in/eAZ4i3SQ

It takes less than a minute, is completely confidential, and provides an instant guide figure — with no obligation to proceed.

Or drop us a message—we’re always happy to chat things through with no pressure.

Call: 01908 382406
Email: [email protected]

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

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Frosts Garden Centre
Milton Keynes
MK178UE

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