NPD & Company UK Limited

09/04/2026

We have just been notified that a well-known serial debtor company is now the subject of a winding-up petition issued by HMRC.

On the balance of probabilities, the petition is likely to succeed.

The County Court need not be overly concerned about any resulting loss of trade, as a new company, bearing a similar name and sharing the same sole director, was incorporated several months ago—ensuring continuity of business operations.

This company commenced trading just over six years ago, following the compulsory strike-off of its predecessor. County Court Judgments began to be registered in 2022 and have continued year on year since, some for significant sums, running into tens of thousands of pounds.

Clearly, there are those who are not carrying out even the most basic due diligence or credit checks, given that this adverse information has been publicly available for some time.

Through our Credit Control Room portal, credit checks incorporating adverse data—including information from our Credit Information Database—can be carried out quickly on a pay-as-you-go basis, at very low cost.

In some cases, prevention really is the only cure.

08/04/2026

“In many cases, ‘written off’ simply means ‘not pursued’.”

When we take on a new client at NPD, one of the first things we ask is:

“Do you have any old disputes or non-payments that were never properly resolved?”

Recently, we did exactly that with a new client.

Several accounts had been marked as “written off”.

No credit notes issued.
No agreements reached.
No formal conclusion.

Just left… in limbo.

On review, it became clear that several of these matters were still within the limitation period and were considered worth pursuing. The outcomes were mixed.

👉 Read the full article here: https://npdandco.com/written-off-debts-recovered/

Many written off debts are never formally resolved. This real case shows how a long-forgotten dispute was recovered in full.

07/04/2026

Re LNC Property Development Limited

The first Administrator’s Report has now been published.

Contrary to earlier speculation, this is not a pre-pack administration.

Unsecured creditor claims total approximately £6.6 million, and the Administrator’s initial view is that there will be insufficient funds available to pay any dividend to unsecured creditors.

In our experience, by the time administration is reached, the outcome for unsecured creditors is rarely anything other than a write-off.

Which is why access to real-time trading intelligence—not just historical accounts data—has become critical in managing credit risk.

The level of adverse data now being shared via the NPD Credit Information Database is a clear indication that conditions are deteriorating.

If you are not already using real-time trading intelligence to support your credit decisions, now would be a sensible time to reconsider your approach.

https://www.creditcontrolroom.com

Debt recovery made simple. Track live cases, send late payment letters, issue invoices under UK Late Payment Regulations, and access company credit reports.

30/03/2026

Late payments becoming a problem?

Before jumping into debt recovery, there’s a simple step many businesses overlook.

NPD'S online Credit Control portal (CCR) lets you send formal third-party letters, add late payment charges, and apply real pressure—without damaging the relationship.

✔ Letters on professional letterhead
✔ Late payment interest & compensation
✔ Pay-as-you-use (no contracts)

💡 Often, one properly positioned letter is enough to get a response.

👉 Free to register:

Create your Credit Control Room account to access powerful credit management tools, streamline processes, and manage your business data securely.

24/03/2026

Late payment is back on the agenda.

But most of what’s being proposed today already exists under the Late Payment of Commercial Debts Regulations 2013.

Suppliers are being told to clamp down, charge interest, and challenge terms.

How many can realistically do that to a large customer, without consequence?

👉 [Read more] https://npdandco.com/late-payment-proposals-2026-uk/

20/03/2026

£1.2m left unpaid. One company fails. Another carries on — same people, same address, same business environment.

A company enters liquidation with £1.2m owed to creditors. At the same time, a separate entity — under the same director, operating from the same address, using the same contact details, and trading under an almost identical name — continues to trade.

This is not a newly formed business, but a structure that already existed alongside the failed company, leaving creditors facing a familiar outcome.

Read more here https://npdandco.com/phoenix-company-liquidation-uk-deficit/

19/03/2026

C Fullard (Metals) Limited: £1.2m Unpaid in Pre-Pack Sale.
Company Number: 01989870

C Fullard (Metals) Limited, a fourth-generation scrap metal business based in Willenhall, West Midlands, entered administration on 27 February 2026.

This case involves a connected pre-pack administration in the UK, where the business was sold immediately to a director-linked company while unsecured creditors are left exposed.

Read more https://npdandco.com/connected-pre-pack-administration-uk-fullard-metals/

17/03/2026

17/03/2026

On my way to be a part of Community Day event, having been invited to participate in their celebration.
Will once again be promoting the Knowledge & the profession as a potential career to anyone interested in finding out more.
Have a great day.
Be lucky.

17/03/2026

Credit Control Tip of the Day (For Suppliers)

When a customer raises a dispute on an invoice, the first step should always be to ask them to provide:

• A detailed breakdown of the amount they say is disputed
• How they have calculated that figure
• Their lawful reasons for disputing it

This quickly separates genuine disputes from simple delay tactics.

Then you should notify your debtor that any undisputed amount must still be paid. A dispute over part of an invoice does not give a customer the right to withhold the entire balance.

If your Customer tries to withhold undisputed amounts against disputed amounts, you are entitled to charge statutory interest and compensation under the Late Payment of Commercial Debts legislation.