IQ Business Services

02/11/2026

Never any charge for meetings in-person or online, or for personalised explanatory written reports

19/10/2026

Best introduction ever !! :)

16/10/2026

My next speaking booking confirmed for 9th November down in Coventry. A superb group of successful property investors who I've previously presented-to in London a couple of times. Hopefully they'll like this -

History UK Trusts date back hundreds of years, and for very many generations, they have been routinely used by the very wealthy. This has allowed accumulated assets to be passed-down family lines in a very tax-efficient manner which has generally ...

12/10/2026

A slight rant here, but very important. Twice last week I had people who aren't existing clients asking for help with situations which could have been avoided in-advance.

* A parent had died with an out-dated Will and the primary beneficiary is a recently Ex-partner. Adult children receiving nothing. There's simply nothing I can do to assist.

* An ageing parent with dementia and adult child literally demanding I arrange Lasting Power of Attorneys. At this stage it can only be via The Court of Protection and applying for a Deputyship order at enormous cost and taking months. I can not and will not counter-sign an LPA application where mental capacity is clearly already lost.

If you leave these things too late I'm afraid I'm unable to help.

05/10/2026

WILL YOUR FAMILY INHERIT YOUR HOME ... OR WILL SOMEONE ELSE?
Most people assume that when they die, their home automatically passes to their children. Unfortunately, that's often not what happens.

Without proper estate planning:
❌ Care home fees can consume a substantial part of your estate
❌ Inheritance Tax can take a significant share of what you've worked for
❌ Remarriage and family disputes can divert assets away from your intended beneficiaries
❌ The Government's intestacy rules may decide who inherits if you have no valid Will

The frightening reality is that many families spend decades building wealth but only a few hours planning how to protect it.

I've put together a FREE guide explaining:
✓ Wills and Intestacy
✓ Care Home Fee Protection
✓ Trust Planning
✓ Lasting Powers of Attorney
✓ Wealth Protection Strategies for Property Owners

No jargon.
No obligation.
No sales pressure.

Simply drop me a message and I'll send over your free copy.
Paul Elliott
Independent Estate Planning Specialist
42 Years' Financial Services Experience

01/10/2026

A QUESTION NOBODY LIKES TO THINK ABOUT...
If you lost mental capacity tomorrow...
Who could access your bank account?
Who could pay your bills?
Who could deal with your investments?
Who could decide where you receive care?
Most people answer:
"My husband would."
"My wife would."
"My children would."
Legally, they may not be able to.
Without a Lasting Power of Attorney, even your closest family members can find themselves powerless to help.
Many families only discover this when it's already too late.
I've produced a FREE Estate Planning Guide explaining exactly what every family should know about:
• Wills
• Lasting Powers of Attorney
• Trust Planning
• Protecting your home
• Protecting your family
Drop me a message simply saying "GUIDE" and I'll email it across.
Knowledge costs nothing.
Not having it can cost a fortune.

Why You Need One and the Risks of Not Having It Introduction Life is unpredictable. Accidents, illnesses, or the natural effects of ageing can all impact our ability to make important decisions about our health, finances, and general wellbeing. Wh...

21/09/2026

Most unmarried couples assume everything will automatically pass to their partner if one of them dies. In many cases… it absolutely won’t.

If you are living together but NOT married or in a civil partnership, the law may treat you as complete strangers on death — regardless of how long you’ve been together.

Without a valid Will:
❌ Your partner may receive NOTHING
❌ Your share of the house may pass elsewhere
❌ Your children from a previous relationship may inherit immediately
❌ Your estate could legally pass to parents, siblings or distant relatives
❌ Your partner may even face financial hardship or a forced property sale

Many people still believe in the myth of the “common law husband/wife”. Legally, there is no such thing. This becomes even more dangerous in blended families where:

• both partners have children from previous relationships
• property ownership is unequal
• one partner contributed more financially
• or former spouses remain connected financially

A professionally drafted Will can:
✔ Protect your partner
✔ Protect your children
✔ Ringfence assets
✔ Prevent family disputes
✔ Ensure YOUR wishes are followed — not just the default intestacy rules.

Estate Planning is not just about tax. It’s about protecting the people you love from unnecessary stress, uncertainty and loss.
“Because hoping things will sort themselves out… is not a legal strategy.”

Please get in-touch if you would like to discuss this further, or if you would like our FREE Client Information pack sending over.

07/09/2026

WILL YOUR FAMILY INHERIT YOUR HOME ... OR WILL SOMEONE ELSE?
Most people assume that when they die, their home automatically passes to their children. Unfortunately, that's often not what happens.

Without proper estate planning:

❌ Care home fees can consume a substantial part of your estate
❌ Inheritance Tax can take a significant share of what you've worked for
❌ Remarriage and family disputes can divert assets away from your intended beneficiaries
❌ The Government's intestacy rules may decide who inherits if you have no valid Will

The frightening reality is that many families spend decades building wealth but only a few hours planning how to protect it.

I've put together a FREE guide explaining:

✓ Wills and Intestacy
✓ Care Home Fee Protection
✓ Trust Planning
✓ Lasting Powers of Attorney
✓ Wealth Protection Strategies for Property Owners

No jargon.
No obligation.
No sales pressure.

Simply drop me a message and I'll send over your free copy.

Paul Elliott
Independent Estate Planning Specialist
42 Years' Financial Services Experience

05/09/2026

Another quiet Saturday.

03/09/2026

A bit of business analysis done today. 2025 the summer months were very quiet ; 2026 the opposite. Most work now is from referrals and recommendations so a huge thank you to those who have mentioned me to family / friends / colleagues.