O'Hara Financial

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O'Hara Financial is a trading style of Simpli Financial Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA).

Our Financial Services Register number is 726327.

23/09/2026

While we're definitely willing to embrace any Indian summer (even though it was more than a bit warm after 3v3s at Tuesday training last night 🤣), the girls are all ready for cooler evenings and chilly Saturdays with some new hoodies this season.
They have kindly been sponsored by Bottesford-based mortgage and life insurance broker O'Hara Financial - and we love them!
Whether you're looking to buy your dream home, or release some equity from your current residential or buy-to-let property, drop O'Hara Financial a message - they've helped hundreds already this year, and you could be next.

15/09/2026

𝙉𝙊 𝘿𝙀𝙋𝙊𝙎𝙄𝙏? 𝙉𝙊 𝙋𝙍𝙊𝘽𝙇𝙀𝙈!

Getting onto the property ladder without a deposit might sound impossible - but it isn’t always.
We’re currently working with a new lender offering 100% mortgages (and with much less red tape involved than in previous borrowing at this level), meaning eligible buyers may be able to purchase a home without putting down a penny as a deposit.
Even better is the fact we’ve just had one such case go to offer for one of our clients! 🎉
If saving for a deposit is the one thing holding you back from buying your first home, it's worth finding out what options are available.
I’m always happy to have a conversation.

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

11/06/2026

KIT GIVEAWAY! 🚨

We’ve teamed up with O’hara Financial to give one lucky club, team, school or organisation the chance to win a fully bespoke TKR Sportswear kit package of up to 20 kits 🙌🏽

Whether you’re planning for next season, launching a new team or simply in need of a fresh look, this is your chance to get kitted out completely free of charge 💸

To enter:

✅ Follow TKR Sportswear and O'Hara Financial
✅ Like this post
✅ Tag a coach, teammate, club official or committee member in the comments
✅ Share to your story

Entries close 26th June…good luck! 🤞🏼

19/02/2026

Most of my clients come to me with a simple question: "𝘋𝘰 𝘺𝘰𝘶 𝘵𝘩𝘪𝘯𝘬 𝘵𝘩𝘪𝘴 𝘪𝘴 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘧𝘰𝘳 𝘮𝘦?"

From that first chat, right the way through to being handed the keys, I’m there every step of the way - making the application, offer and completion processes as stress-free as possible.

𝗡𝗼 𝗵𝗮𝗻𝗱𝗼𝘃𝗲𝗿𝘀. ❌
𝗡𝗼 𝗴𝘂𝗲𝘀𝘀𝘄𝗼𝗿𝗸. ❌
𝗡𝗼 𝗱𝗶𝘀𝗮𝗽𝗽𝗲𝗮𝗿𝗶𝗻𝗴 𝗮𝗰𝘁𝘀. ❌

Just honest advice and ongoing support.

If you want someone in your corner from day one - let’s talk.

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

17/02/2026

𝙒𝙝𝙮 𝙪𝙨𝙚 𝙖 𝙗𝙧𝙤𝙠𝙚𝙧 𝙩𝙤 𝙨𝙤𝙧𝙩 𝙤𝙪𝙩 𝙮𝙤𝙪𝙧 𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝙤𝙧 𝙧𝙚𝙢𝙤𝙧𝙩𝙜𝙖𝙜𝙚?

A mortgage broker isn’t just there to "find a rate".

My job is to:
✔️ Match you with the right lender for your situation
💼 Present your case clearly and professionally
💡 Solve problems when things aren’t straightforward
📋 Guide you through the process from application to approval
😎 Help you understand your options so you can make confident decisions

Not every mortgage fits neatly into a box.
If you’re self-employed, have complex income, are buying your first home, refinancing, or just unsure where to start, having someone on your side can make a real difference.

Instead of navigating multiple lenders on your own, you have one person focused on finding the best solution for you.

If you’re thinking about buying, refinancing, or simply want to understand what’s possible, I’m always happy to have a conversation.

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

12/02/2026

𝗪𝗵𝗮𝘁 𝘁𝗵𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝙧𝙚𝙖𝙡𝙡𝙮 𝗹𝗼𝗼𝗸𝘀 𝗹𝗶𝗸𝗲 🏡

Wondering what actually happens when you apply for a mortgage?
Here's a simple step-by-step guide that hopefully takes away the mystery:

1️⃣ 𝙄𝙣𝙞𝙩𝙞𝙖𝙡 𝙘𝙝𝙖𝙩 – 𝘸𝘦 𝘵𝘢𝘭𝘬 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘺𝘰𝘶𝘳 𝘱𝘭𝘢𝘯𝘴, 𝘣𝘶𝘥𝘨𝘦𝘵 𝘢𝘯𝘥 𝘸𝘩𝘢𝘵’𝘴 𝘳𝘦𝘢𝘭𝘪𝘴𝘵𝘪𝘤𝘢𝘭𝘭𝘺 𝘢𝘤𝘩𝘪𝘦𝘷𝘢𝘣𝘭𝘦.
2️⃣ 𝙇𝙚𝙣𝙙𝙚𝙧 𝙧𝙚𝙨𝙚𝙖𝙧𝙘𝙝 – 𝘐 𝘴𝘦𝘢𝘳𝘤𝘩 𝘢𝘤𝘳𝘰𝘴𝘴 𝘭𝘦𝘯𝘥𝘦𝘳𝘴 𝘵𝘰 𝘧𝘪𝘯𝘥 𝘵𝘩𝘦 𝘮𝘰𝘴𝘵 𝘴𝘶𝘪𝘵𝘢𝘣𝘭𝘦 𝘥𝘦𝘢𝘭 𝘧𝘰𝘳 𝘺𝘰𝘶𝘳 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘢𝘴 𝘪𝘯𝘥𝘦𝘱𝘦𝘯𝘥𝘦𝘯𝘵 𝘣𝘳𝘰𝘬𝘦𝘳.
3️⃣ 𝘼𝙥𝙥𝙡𝙞𝙘𝙖𝙩𝙞𝙤𝙣 – 𝘱𝘢𝘱𝘦𝘳𝘸𝘰𝘳𝘬 𝘪𝘴 𝘴𝘶𝘣𝘮𝘪𝘵𝘵𝘦𝘥 𝘢𝘯𝘥 𝘐 𝘩𝘢𝘯𝘥𝘭𝘦 𝘵𝘩𝘦 𝘣𝘢𝘤𝘬-𝘢𝘯𝘥-𝘧𝘰𝘳𝘵𝘩 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦 𝘭𝘦𝘯𝘥𝘦𝘳.
4️⃣ 𝙊𝙛𝙛𝙚𝙧 𝙞𝙨𝙨𝙪𝙚𝙙 – 𝘰𝘯𝘤𝘦 𝘢𝘱𝘱𝘳𝘰𝘷𝘦𝘥, 𝘺𝘰𝘶 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘺𝘰𝘶𝘳 𝘰𝘧𝘧𝘪𝘤𝘪𝘢𝘭 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘰𝘧𝘧𝘦𝘳.
5️⃣ 𝘾𝙤𝙢𝙥𝙡𝙚𝙩𝙞𝙤𝙣 – 𝘧𝘶𝘯𝘥𝘴 𝘢𝘳𝘦 𝘳𝘦𝘭𝘦𝘢𝘴𝘦𝘥 𝘢𝘯𝘥 𝘺𝘰𝘶 𝘨𝘦𝘵 𝘵𝘩𝘦 𝘬𝘦𝘺𝘴 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘯𝘦𝘸 𝘩𝘰𝘮𝘦.

My role is to guide you through every step, deal directly with the lender, and keep everything moving - so you’re never left wondering what’s happening next.
If you’re thinking about buying, remortgaging, or just want to understand your options, feel free to message me for a friendly, no-pressure chat.

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

11/02/2026

🙌 Sponsor Appreciation: O’Hara Financial
We’re proud to have O’Hara Financial supporting Gainsborough RUFC and backing one of our longstanding club men, Daniel Chadwick.

Their down-to-earth financial advice helps people make confident decisions about mortgages, insurance, and more — and now they’re helping us keep the club thriving too.

Big thanks to the team at O’Hara for investing in both futures and friendships.

SponsorSupport

10/02/2026

Mortgage jargon can feel like a different language - and here’s a term you’ll hear a lot when exploring your options:

𝗟𝗧𝗩 (𝗟𝗼𝗮𝗻 𝘁𝗼 𝗩𝗮𝗹𝘂𝗲)

Put simply, this is the percentage of the property’s value that you’re borrowing compared to the deposit you’re putting in.

For example:

• Buying at £200,000 with a £20,000 deposit = 𝟵𝟬% LTV
• Buying at £200,000 with a £40,000 deposit = 𝟴𝟬% LTV

Why it matters:
✔ Lower LTVs often unlock better rates and more lender choice
✔ Higher LTVs can still have strong options available - especially with the right guidance and broker
✔ Understanding your LTV helps you plan your next move with confidence

No confusing jargon. No guesswork. Just clear, honest advice to help you move forward.

If you’d like to understand what your LTV means for your plans, feel free to message me - I’m always happy to help.

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

05/02/2026

𝐁𝐞𝐞𝐧 𝐭𝐨𝐥𝐝 '𝐧𝐨' 𝐛𝐲 𝐲𝐨𝐮𝐫 𝐛𝐚𝐧𝐤 𝐨𝐫 𝐚𝐧𝐨𝐭𝐡𝐞𝐫 𝐚𝐝𝐯𝐢𝐬𝐞𝐫? ❌
𝐍𝐨𝐭 𝐡𝐚𝐩𝐩𝐲 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐨𝐩𝐭𝐢𝐨𝐧𝐬 𝐲𝐨𝐮'𝐯𝐞 𝐛𝐞𝐞𝐧 𝐠𝐢𝐯𝐞𝐧 𝐞𝐥𝐬𝐞𝐰𝐡𝐞𝐫𝐞? ❌

I regularly speak to people who felt their plans for buying a home, remortgaging, or moving forward financially were out of reach - simply because they’d received one rejection.

The reality is, every lender looks at things differently.
A situation that doesn’t fit one set of criteria may be perfectly acceptable to another when approached in the right way.

That’s why a second opinion can make all the difference.

If you’ve been declined elsewhere, are unsure, or just want someone to sense-check your options, I’m always happy to have a friendly, no-pressure chat and see if there’s another route forward.

You might have more possibilities than you think.

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

03/02/2026

Being declined by a bank doesn’t always mean you’re 'unmortgageable' - 𝙛𝙖𝙧 𝙛𝙧𝙤𝙢 𝙞𝙩 𝙞𝙣 𝙛𝙖𝙘𝙩!

High street lenders often rely heavily on automated checks and strict criteria.
That can mean perfectly workable cases get declined simply because they don’t put a tick in a certain box.

I can look beyond the tick-boxes and match you with a lender whose criteria actually suits your situation.

And most importantly - no mortgage, no fee. I won't charge you a penny until your mortgage has offered.

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

Address

Crispin Way
Scunthorpe
DN163ST

Telephone

+447803616097

Website

https://oharafinancial.co.uk/

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