Stephanie Seddon Right Choice Mortgages

Stephanie Seddon Right Choice Mortgages Whole of Market | Mortgage Brokers based in Yorkshire & Cheshire. Your home may be repossessed if you do not keep up repayments on your mortgage.

Right Choice Mortgages is a trading style of RCM Advice Ltd which is authorised and regulated as an Appointed Representative of Stonebridge Mortgage Solutions by the FCA, registration no. 1045683.

There are plenty of mortgage myths out there and believing them could mean delaying your plans unnecessarily.At Right Ch...
04/09/2026

There are plenty of mortgage myths out there and believing them could mean delaying your plans unnecessarily.

At Right Choice Mortgages, we'll give you clear, straightforward advice based on your circumstances, so you know exactly where you stand.

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

✅ Get clear, straightforward advice, call us on 01709 300 222

Lenders will also look at your income, monthly commitments, credit history and overall affordability when assessing your...
28/08/2026

Lenders will also look at your income, monthly commitments, credit history and overall affordability when assessing your application.

Understanding these factors early can help you prepare with confidence rather than leaving everything until you've found a property.

At Right Choice Mortgages, we'll help you understand what lenders are likely to consider and what steps you can take before you start house hunting.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏡 Thinking about buying your first home? Call us on 01709 300 222

Whether you're buying your first investment property or growing an existing portfolio, buy-to-let isn't as straightforwa...
27/08/2026

Whether you're buying your first investment property or growing an existing portfolio, buy-to-let isn't as straightforward as it once was.

From affordability assessments and rental income calculations to property types and lender criteria, there are more factors to consider than ever before.

That's why understanding the market before making your next purchase is just as important as finding the right property.

At Right Choice Mortgages, we can help you understand what's available and what may suit your investment plans.

Your property may be repossessed if you do not keep up with the repayments on your mortgage.

👋 Have a question? We'd love to help. Call 01709 300 222

Did somebody say International Dog Day?! 🐶 I love any excuse to share a pic of Wilbur! He might be absolutely bonkers, b...
26/08/2026

Did somebody say International Dog Day?! 🐶

I love any excuse to share a pic of Wilbur! He might be absolutely bonkers, but I wouldn’t have him any other way! 😊

Good news for buyers 🏡Recent market data shows there are around 14% more homes for sale than this time last year, giving...
25/08/2026

Good news for buyers 🏡

Recent market data shows there are around 14% more homes for sale than this time last year, giving buyers more choice.

More choice can mean more opportunities, but it's still important to understand your budget before making an offer.

Knowing how much you could borrow and having your mortgage arranged in principle can put you in a stronger position when you find the right property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

📲 Get in touch on 01709 300 222

Source: https://www.zoopla.co.uk/press/releases/higher-mortgage-rates-and-political-uncertainty-hits-housing-sales-with-three-in-five-homes-since-january-still-searching-for-a-buyer/

Self-employed and thinking about a mortgage? This one’s worth knowing 👇From 6 October, lenders may require your 2025/26 ...
21/08/2026

Self-employed and thinking about a mortgage? This one’s worth knowing 👇

From 6 October, lenders may require your 2025/26 tax year figures as the latest year when assessing a mortgage application.

So, if you haven’t filed your 2025/26 Self-Assessment yet, getting it sorted sooner rather than later could help avoid unnecessary delays when you’re ready to apply.

Having your latest figures available also means we can get a clearer picture of your income and which lenders may be suitable for your circumstances.

Don’t wait until you’ve found the perfect property to start getting your paperwork in order 🏡

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

📋 Self-employed and planning a mortgage?

📲 Speak to us on 01709 300 222.

There's a common misconception that you need a 10% or even 20% deposit before buying your first home. 🏡💰While a larger d...
19/08/2026

There's a common misconception that you need a 10% or even 20% deposit before buying your first home. 🏡💰

While a larger deposit can open up more mortgage options, there are products available that require much less, depending on your circumstances.

The important thing isn't guessing what's available. It's understanding what options may be open to you before you put your plans on hold.

At Right Choice Mortgages, we'll explain what's possible, what lenders are looking for and the steps you can take to become mortgage ready.

Your home may be repossessed if you do not keep up repayments on your mortgage.

📞 Call us today on 01709 300 222

This is honestly one of the nicest reviews I remember! One of the best parts of my job is the relationship I build with ...
18/08/2026

This is honestly one of the nicest reviews I remember! One of the best parts of my job is the relationship I build with my clients - they genuinely do become friends. It’s great to help a client with their first purchase, and then their next move up the ladder.

I’ve loved helping Grace from start to finish, and this review has actually made me really emotional 🥹 (and given me a few laughs!). Wishing her so much happiness in her new home! 🏡 😊

It was great to get the team together on Friday at Escape Hunt UK Manchester. I’m pleased to say we managed to escape an...
17/08/2026

It was great to get the team together on Friday at Escape Hunt UK Manchester. I’m pleased to say we managed to escape and are all back to work, refreshed and ready for a busy week!

Have a great week everyone! 😊

Out of office and into summer mode! ☀️😎After a very busy first half of the year, will be out of the office today at ou...
14/08/2026

Out of office and into summer mode! ☀️😎

After a very busy first half of the year, will be out of the office today at our summer party! Any urgent enquiries will be picked up, for anything less urgent, we will be in touch on Monday.

Happy Friday, have a great weekend! ☀️

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Wilmslow
S601DX

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