MG Mortgages & Protection

08/09/2026

Changing jobs while buying a home? 💼🏠

A new role or probation period does not automatically mean losing the mortgage. However, a change in employer, salary, hours or contract type may need to be reviewed by the lender before completion.

In this month's newsletter we're looking at why lender criteria can differ, what documents may be requested and why it is best to speak to your broker early.

📖 Read the article here: https://shorturl.at/3z51I

Your home may be repossessed if you do not keep up repayments on your mortgage.

03/09/2026

Is your child taking a laptop, phone or bike to university? 🎓💻

Cover may already exist through their halls or a parent's home insurance, but it is important to check the details. Limits, accidental damage, away-from-home cover and security conditions can all affect whether an item is protected.

In this month's newsletter we're looking at what to check before moving day, including belongings kept in shared accommodation and bikes stored outside.

📖 Read the article here: https://shorturl.at/3z51I

01/09/2026

Is your mortgage offer due to expire before your purchase completes? ⏳🏠

Delays with searches, chains, surveys or leasehold paperwork can use up more of the mortgage offer period than expected. An approaching expiry date does not mean the purchase will fail, but it is something to raise early.

This month we're explaining how extensions may work, what a lender could check again and what options may be available if an extension is refused.

📖 Read the article here: https://shorturl.at/3z51I

Your home may be repossessed if you do not keep up repayments on your mortgage.

31/08/2026

Planning to apply for a mortgage after a busy summer? 💳☀️

Holidays, childcare, weddings, festivals and back-to-school costs can all make recent bank statements look busier than usual. That does not automatically cause a problem, but it can be useful to understand what lenders may look at before you apply.

In this month’s newsletter we're explaining why your bank statements still matter and how a little preparation can help.

👉 https://shorturl.at/96op1

Your home may be repossessed if you do not keep up repayments on your mortgage.

24/08/2026

Did the recent heatwave make parts of your home feel impossible to cool down? ☀️🏡

Warm nights, stuffy bedrooms and glass-heavy rooms can quickly show where a property struggles in hot weather. The good news is that making a home feel more comfortable does not always mean expensive air conditioning.

This month we're looking at small changes that can help keep rooms more liveable during warmer spells.

📖 Read the article here: https://shorturl.at/96op1

17/08/2026

Could a clearer pet policy help landlords and tenants avoid confusion? 🐾

For many renters, having a pet is part of feeling settled at home. For landlords, the key is having a fair and practical way to consider requests while keeping expectations clear from the start.

This month’s we're looking at how landlords can approach pet requests sensibly, including property suitability, written conditions, inventories, insurance and lease restrictions.

📖 Read the article here: https://shorturl.at/96op1

Buy-to-let mortgages are not usually regulated by the Financial Conduct Authority.

10/08/2026

Thinking about shared ownership, or already part-way into owning your home? 🏠📈

One of the big questions around shared ownership is what happens next. Buying a larger share can be a useful step, but it is not always as simple as “own more, pay less rent”. The property value, mortgage payment, rent reduction, lease rules and fees all need to be looked at together.

Our August newsletter explains what staircasing involves and what to consider before buying more of your home.

📖 Read the article here: https://shorturl.at/96op1

Your home may be repossessed if you do not keep up repayments on your mortgage.

03/08/2026

Could your student loan affect how much you can borrow for a mortgage? 🎓

With many graduates now thinking about first homes, it is a common question. The answer is usually less about the total student loan balance and more about the monthly repayment coming out of your income.

Our recent article explains how student loans can fit into the mortgage affordability picture.

👉 https://shorturl.at/96op1

Your home may be repossessed if you do not keep up repayments on your mortgage.

29/07/2026

27/07/2026

🏫 Found a house in the right school catchment area?

Before you fall in love with the postcode, there are a few other things worth checking.

Admissions rules, catchment changes, school-run traffic, parking and future schooling options can all have a bigger impact than many families expect.

Our latest article explores what to think about beyond the catchment map.

👉 https://shorturl.at/b80z0