MG Mortgages & Protection

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MG Mortgages & Protection Advise today, protect tomorrow

29/10/2026

𝗜𝘀 𝘆𝗼𝘂𝗿 𝗳𝗶𝘅𝗲𝗱-𝗿𝗮𝘁𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗰𝗼𝗺𝗶𝗻𝗴 𝘁𝗼 𝗮𝗻 𝗲𝗻𝗱❓

Don't leave it until the last minute to explore your options!

Ideally, start reviewing your mortgage 3 to 6 months before your current deal ends. This gives you time to understand what's available, compare your options and plan your next steps.

At MG Mortgages & Protection, we can help you review your current circumstances, explore suitable mortgage deals and guide you through the remortgaging process.

𝗡𝗼𝘁 𝘀𝘂𝗿𝗲 𝘄𝗵𝗲𝗿𝗲 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁❓

Drop us a message, and our friendly team will be happy to talk you through your options.

28/10/2026

𝗕𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝘀𝘁𝗮𝗿𝘁 𝘃𝗶𝗲𝘄𝗶𝗻𝗴 𝗵𝗼𝘂𝘀𝗲𝘀, 𝘁𝗵𝗲𝗿𝗲'𝘀 𝗼𝗻𝗲 𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂 𝘀𝗵𝗼𝘂𝗹𝗱 𝗱𝗼 𝗳𝗶𝗿𝘀𝘁 🏡

👉 Speak to a mortgage adviser!

It's easy to get carried away looking for your dream home, but understanding how much you can borrow and comfortably afford is an important first step.

Getting advice early can help you start your property search with a clearer idea of your budget and avoid disappointment later.

At MG Mortgages & Protection, we'll take the time to understand your circumstances, explain your mortgage options and help you feel confident about the next steps.

𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲❓

Get in touch through our website, WhatsApp or drop us a message. Our team is always happy to have a chat!

Received your mortgage offer? A few avoidable decisions could still cause a last-minute fright 👻Taking out new credit, m...
28/10/2026

Received your mortgage offer? A few avoidable decisions could still cause a last-minute fright 👻

Taking out new credit, missing payments, spending part of the deposit or moving large sums without a clear record can create questions before the mortgage funds are released.

Our Halloween-themed October article covers how to keep your finances steady and why material changes should be raised with your broker or lender.

📖 Read the article here: https://shorturl.at/41rba

Your home may be repossessed if you do not keep up repayments on your mortgage.

Does your fixed rate end between January and March 2027? 📅October is not too early to check your end date, current balan...
26/10/2026

Does your fixed rate end between January and March 2027? 📅

October is not too early to check your end date, current balance, lender's standard variable rate and any early repayment charge. Starting now can also give you time to gather documents and find out how early a new deal may be secured.

Our October newsletter explains how to prepare before Christmas without rushing into a decision or trying to predict exactly where rates will go.

📖 Read the article here: https://shorturl.at/41rba

Your home may be repossessed if you do not keep up repayments on your mortgage.

23/10/2026

𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗼𝗳 𝗴𝗼𝗶𝗻𝗴 𝘀𝘁𝗿𝗮𝗶𝗴𝗵𝘁 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗯𝗮𝗻𝗸 𝗳𝗼𝗿 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲❓

You might be missing out on other options!

While your bank can walk you through its own mortgage products, a mortgage broker can help you explore deals from a range of lenders.

And with every lender having different criteria, being turned down by one doesn't necessarily mean you won't be accepted elsewhere.

At MG Mortgages & Protection, we'll help you understand how much you can borrow, explore your options, and guide you through the application process.

𝗕𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗴𝗼 𝘀𝘁𝗿𝗮𝗶𝗴𝗵𝘁 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗯𝗮𝗻𝗸, 𝗵𝗮𝘃𝗲 𝗮 𝗰𝗵𝗮𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀!

Send us a DM with the word 'OPTIONS' and our team will be in touch to see how we can help.

21/10/2026

𝗔 𝗯𝗶𝗴 𝗺𝗶𝗹𝗲𝘀𝘁𝗼𝗻𝗲 𝗳𝗼𝗿 𝗠𝗚 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 & 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻! 🎉

We're pleased to share that MG Mortgages & Protection is now directly authorised and regulated by the Financial Conduct Authority (FCA).

Becoming directly authorised means we now hold our own FCA authorisation, take direct responsibility for our regulatory compliance and have greater control over the lenders and providers we choose to work with.

It's taken a lot of hard work to reach this point, and we're incredibly proud of what it means for our business.

𝗦𝗼, 𝘄𝗵𝗮𝘁 𝗱𝗼𝗲𝘀 𝘁𝗵𝗶𝘀 𝗺𝗲𝗮𝗻 𝗳𝗼𝗿 𝗼𝘂𝗿 𝗰𝗹𝗶𝗲𝗻𝘁𝘀?

The same friendly, personal service you've come to expect from us, with the added independence and responsibility that comes with being directly authorised.

A huge thank you to our team, clients and everyone who's supported us along the way. We're excited about this next chapter!

Whether you're buying your first home, remortgaging or reviewing your protection, Michelle and Mark are here to help.

You can find us on the FCA Register under firm reference number 1052499.

𝘠𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦.

Does the rent cover the mortgage payment but still fall short of a lender's calculation? 🏠📊Buy-to-let lenders can test r...
19/10/2026

Does the rent cover the mortgage payment but still fall short of a lender's calculation? 🏠📊

Buy-to-let lenders can test rental income against a higher stress rate and require a buffer through an interest coverage ratio. That means the same property could support different loan amounts with different lenders.

Our October newsletter explains rental stress tests, ICRs and when personal income or top-slicing may be considered.

📖 Read the article here: https://shorturl.at/41rba

Buy-to-let mortgages are not usually regulated by the Financial Conduct Authority.

𝗖𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗻𝗴 𝟯 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 MG Mortgages & Protection 🎈Today marks three years since MG Mortgages & Protection was officially...
16/10/2026

𝗖𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗻𝗴 𝟯 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 MG Mortgages & Protection 🎈

Today marks three years since MG Mortgages & Protection was officially incorporated, and we couldn't let the occasion pass without a little office celebration!

It's a great opportunity to look back on how far we've come and thank everyone who's been part of the journey.

From our fantastic team to the clients who have trusted us with their mortgage and protection needs, and everyone who's supported and recommended us along the way, we're incredibly grateful.

Here's to the next chapter, continuing to grow, helping more people and doing what we do best!

𝗧𝗵𝗮𝗻𝗸 𝘆𝗼𝘂 𝗳𝗼𝗿 𝗯𝗲𝗶𝗻𝗴 𝗽𝗮𝗿𝘁 𝗼𝗳 𝗼𝘂𝗿 𝗷𝗼𝘂𝗿𝗻𝗲𝘆!

15/10/2026

𝗬𝗼𝘂 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝗰𝗹𝗼𝘀𝗲𝗿 𝘁𝗼 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘁𝗵𝗮𝗻 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸! 🏡

But have you spoken to a mortgage adviser, or have you only explored the options available through your bank?

Whether you're a first-time buyer, moving home, or nearing the end of your current mortgage deal, an adviser can help you understand what's available and where to start.

At MG Mortgages & Protection, we'll take the time to understand your circumstances, explain your options, and guide you through the process.

𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲❓ Send us a DM or message us on WhatsApp with the word 'MORTGAGE' and we'll be in touch!

14/10/2026

𝗕𝘂𝘆𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲, 𝗺𝗼𝘃𝗶𝗻𝗴 𝗵𝗼𝘂𝘀𝗲 𝗼𝗿 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗿𝗲𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲❓

𝗪𝗲'𝗿𝗲 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽!

At MG Mortgages & Protection, we know the mortgage process can feel overwhelming. That's why our friendly team is here to make things easier, helping you understand your options and answering any questions along the way.

Whether you're just starting to explore your options or ready to take the next step, we're always happy to have a chat.

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗳𝗼𝗿 𝗵𝗲𝗹𝗽𝗳𝘂𝗹 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘁𝗶𝗽𝘀 𝗮𝗻𝗱 𝗮𝗱𝘃𝗶𝗰𝗲, 𝗼𝗿 𝗱𝗿𝗼𝗽 𝘂𝘀 𝗮 𝗺𝗲𝘀𝘀𝗮𝗴𝗲 𝗶𝗳 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗮 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻!

Address

Landmark House, Station Road
Cheadle Hulme
SK87BS

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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