IJR Financial Solutions

17/06/2026

SELF-EMPLOYED?
Think getting a mortgage is almost impossible? That’s one of the biggest myths out there. 🚨🏡

A lot of people believe this because of old advice, confusing criteria, and the ups and downs that often come with running a business. 📉💼

The truth? Being self-employed does not mean you can’t get a mortgage. ✅

It simply means lenders look at your income differently. They want to see consistency, sustainability, and a clear picture of how you earn. 📊

Some lenders want two years of accounts.
Some may work with one.
Some use an average of your earnings.
Others may focus on your latest year. 📁📈

The key? Preparation, the right guidance, and knowing which lenders to approach. 🔑

Have you heard this myth before — or has it ever made you doubt your options? 👇

Want to know what your options could look like? Message or WhatsApp me 📲 07886166506

Important
Your home or property may be repossessed if you do not keep up payments on a mortgage or other debt secured upon it.
There may be a fee for mortgage advice. The precise amount will depend
on your circumstances and will be agreed with you before proceeding

📣

12/06/2026

✨ Feel Good Friday ✨

I would like to take a moment to thank everyone who has recommended my services and referred me to friends, family, and colleagues. Your trust, support, and confidence in what I do means a great deal to me. 🙏

I am truly grateful for every referral and positive mention. Your support not only helps my business grow but also motivates me to continue delivering the highest level of service possible throughout the homebuying process. 🏡💙

Thank you for being part of my journey. I genuinely appreciate each and every one of you. 😊

Wishing you all a lovely weekend! ☀️🌸

12/06/2026

🏡 Thinking About Your Remortgage? Here’s Why 6 Months Matters 📅

🔄 A remortgage is when you move your mortgage to a new deal — either with your current lender or a different one. People usually do this to get a new rate, borrow more or change the length of their mortgage.

Most homeowners wait until their deal is nearly over… but you can actually start looking at your options 📅 up to 6 months before your current rate ends.

With rates in the market shifting again, that early window can give you time to plan, compare, and understand what your next steps could look like 💡 — without rushing and without committing to anything.

A little bit of forward planning can make the whole process feel calmer and more in control ✅.

Want to chat to understand your options? Message me on here, or WhatsApp me on 07886 166506

Disclaimer
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity
Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it

04/06/2026

I’m pleased to offer a special discount for members of the Bluelight community and the Armed Forces 💙🇬🇧

If you work in NHS, Healthcare, Education, Public Services, Emergency Services 🏥📚🚓 or you are Military — active or retired 🎖️, you are eligible.

This discount applies to your main residence 🏡, including:
• Buying your first home 🏠✨
• Moving home 🚚📦
• Remortgaging 🔄💷

📩 You can message me on here, or WhatsApp me on 07886 166506

Disclaimer
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity
Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

02/06/2026

02/06/2026

Client feedback like this is exactly why I decided to start my own business ✨
The freedom to deliver a truly personalised service is what drives me every day 💛

Messages like this really make my day and remind me I’m on the right path 🙌

Feeling grateful and motivated for what’s ahead
🌟

25/05/2026

I’m really pleased to share that I’ve been selected to complete the Certificate in Financing Greener Homes 🎉🏡💚

It’s a great opportunity to learn more about how finance can play a positive role in tackling climate change—and, for me, that feels especially relevant to the mortgage industry 🌍💸. Whether you have a new build or are making changes within your property, this could be of real interest 🏠✨

Our homes are such an important part of the conversation around energy efficiency, affordability and sustainability 🏡⚡🌱

More lenders are now rewarding energy-efficient homes with lower rates or cashback 💷✨. If your property has an EPC rating of A or B, you may qualify for a green mortgage—meaning cheaper borrowing and lower running costs ✅🏠

Some lenders even offer grants or interest-free loans to help you make eco-friendly upgrades like insulation, heat pumps or solar panels 🔧☀️🌿

If you’re buying, remortgaging or planning improvements, it could be worth checking whether a green mortgage is an option for you 💚🏠🌍

19/05/2026

Hi everyone 👋 A little bit about me…

I’m Imogen, a mortgage and protection adviser 🏡✨

Background
I spent 15 years working for a high street bank, starting in customer service, moving into personal banking, and then spending the last 8 years as a mortgage and protection adviser. During that time, I helped people all over the country buy their first home, move house, remortgage, and borrow for all sorts of reasons — from debt consolidation to even buying a Ferrari! 🚗

Why I started this new venture
With a young family, I decided it was the right time to start out on my own 💕 Moving from working with one lender to whole-of-market means I can now help with an even wider variety of applications, while also offering the flexibility to work around family life and my clients’ busy schedules.

Outside of family life and mortgages, I love horses and still ride regularly 🐎 I’m also into pistol shooting — some of you may have seen my participation over the years from the 4 Islands Games i've competed and my 14 medals🎯

What I offer
I’ve tailored my services to be as flexible as possible because I know how busy life can get 😊
That’s why I’m available on weekends and evenings on the phone or via Teams, with the plan to offer home visits in the near future if required 📅
I also offer Bluelight and veterans discount
Any questions do not hesitate to ask

Trip down memory lane with the pictures 😊

14/05/2026

Big news for first-time buyers! 🏡✨🎉

From Monday 18th May, Halifax is launching a new low deposit mortgage scheme for first-time buyers with a minimum personal deposit of £5,000 💷🙌

You read that right… £5,000 deposit! 🏡✨

We know saving for a deposit can be one of the biggest barriers to getting on the property ladder, so this new scheme is designed to help more people take that first step into homeownership 🔑🏠💙

Key details: 📋
• Minimum personal deposit of £5,000 required💷
• Available on homes up to £300,000 🏡
• Only one applicant on a joint application needs to be a first-time buyer 👥
• Open to employed and self-employed customers 💼
• 5-year fixed rate product available with £0 product fee 📆
• Comes with a free Level 1 mortgage valuation ✅

A few important notes ℹ️
⚠️Deposit cannot be gifted
⚠️Not available for new builds or affordable housing
⚠️A maximum of 4.49x loan to income cap will apply
⚠️Property is your main residence, no interest in any other such as a second home or BTL
⚠️Subject to affordability, lender criteria, and credit checks 📋

12/05/2026

✨ I’m really excited to share that I’m now a Checkmyfile Partner! ✨

If you’re thinking about getting a mortgage – whether it’s your first home, moving, or remortgaging – your credit profile plays a huge role in what lenders will offer you 🏡

That’s why using Checkmyfile can be such a game changer. It gives you a full picture of your credit report before you apply, so there are no surprises.

🔎 Why it’s worth checking out:
• View data from Experian, Equifax and TransUnion all in one place
• Spot any errors or issues that could be affecting your score
• Understand how lenders might view your credit profile
• Get guidance to help you understand your report clearly
• Build better habits that could improve your credit over time

💡 When it comes to mortgages, preparation is everything. Knowing exactly where you stand can help you secure better rates and avoid delays or declines.

My personal link will be in comments 🎉
You can try it FREE, then it’s a paid monthly subscription – cancel online

Disclaimer
We receive a referral fee.
Please be aware that by clicking on to the links you are leaving our page. Please note that myself nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site accessible from this page.