Liam Cattermole - Mortgage & Insurance Adviser

17/05/2024

R E V I E W I N C O M I N G

A fantastic way to end the week by receiving this review from a lovely couple who have recently completed on their new home.

If you're looking for some advice, get in touch.
07877 338895
[email protected]

02/04/2024

Important message to all First Time Buyers!

Did you know that you’re currently in the driving seat?

Right now can be described as a buyers’ market, which means there are more homes to choose from, better prices and less competition.

As a first time buyer, you’re in a very strong position.

Why, you might ask.

Well, you’re not caught in a property chain, you can move fast and make offers without waiting to sell.

This is also a huge plus for sellers looking for a smooth sale.

Grab this opportunity now. Interest rates and affordability are improving and with no chain holding you back, you can negotiate like a pro!

If you’re ready to make a move, reach out to me we can have chat and I can help you prepare to buy your first home.

07877 338895
[email protected]

28/03/2024

F I R S T T I M E B U Y E R S 🏠

Are you a first time buyer? Are you in that rent trap where it's really difficult saving a deposit due to the high rent you're paying?

Yesterday, a brand new product was released where you can potentially purchase your first home with just a 1% deposit (minimum £5,000), this is available on a minimum purchase price of £100,000 and a maximum of £500,000.

If you meet affordability and associated criteria you could borrow £495,000 and only put down £5,000!

Key points:
👉 One applicant MUST be a first time buyer
👉 You MUST meet affordability & credit checks
👉 Only available on houses. Flats or new build houses are not accepted.

If you want to find out more information about this product give me a call or drop me an email to arrange a free no obligation appointment.

[email protected]
07877338895

27/09/2022

Perhaps you've seen some news relating to mortgages this week, such as the article below from the FT.

If you are concerned about the future of mortgage interest rates, and how they might affect you, please get in touch for your free consultation.

07877338895
[email protected]

https://www.ft.com/content/9c86c4eb-f111-4d38-a796-9da92b0d041d

Banks still offering home loans deluged with demand

09/09/2022

C U S T O M E R | F E E D B A C K

This is why I love doing what I do, feedback like this means so much!

If you require any mortgage related advice, give me a call or drop me an email to arrange your free no obligation chat.

I'm always happy to chat through the options available to you with absolutely no pressure to proceed. What have you got to lose?

07877338895
[email protected]

08/09/2022

H O L I D A Y | L E T | L A N D L O R D S

Do you have holiday let mortgages on the island? When was the last time you had your mortgage reviewed? Do you require additional borrowing for property improvements?

Get in touch with me for your free, no obligation consultation.

07877338895
[email protected]

19/08/2022

C O S T | O F | L I V I N G | C R I S I S

Are you feeling the pinch with monthly costs rising?

Have you explored the potential savings you could make each month with a re-mortgage?

If you're on your lenders Standard Variable Rate, you could potentially make savings each month with a new fixed rate product.

Get in touch for your free, no obligation mortgage review.

07877338895
[email protected]

29/07/2022

L A N D L O R D S

When was the last time you reviewed your rental property mortgage(s)?

Whether you've got the one, or twenty-five Buy To Let mortgages, contact me for your free no obligation review. Let me show you the potential savings you could make each month.

07877338895
[email protected]

25/07/2022

H O M E | I M P R O V E M E N T S

Are you considering home improvements? Then why not give me a call or drop me a message. I'll talk you through how using the equity in your property, might just mean that dream extension or home office is closer than you think.

For your no obligation chat, just get in touch:

07877338895
[email protected]

16/05/2022

On the 5th May the Bank of England Base Rate increased to 1.00%.

If your mortgage is on a fixed rate, your monthly repayments are unaffected. Although, those with fixed rate mortgages are likely to be affected once they reach the end of their current deal. If your current fixed rate deal ends within the next six months, now is the perfect time to review your mortgage options.

If you have a Variable Rate Tracker mortgage that is linked to the Bank of England base rate, you are likely to see an immediate impact on the amount you repay. Those on a Standard Variable Rate (SVR) could see an increase which is decided by their lender. If you are unsure, it is worth checking your mortgage terms and conditions in your mortgage offer document. If you require assistance, get in touch with me.

If you are on your lenders SVR, please ensure that you get in touch as you could be paying more than you need to be. I am always happy to talk you through the options available to suit your circumstances.

07877338895
[email protected]