Mortgages by Chelsey

29/10/2026

⭐️⭐️⭐️⭐️⭐️ Another lovely 5-star Google review! 💗

Reviews like this genuinely mean the world to me!

Knowing that my clients feel supported, understood and confident throughout their mortgage journey is exactly why I do what I do.

Buying a home or arranging a mortgage can feel overwhelming, but my aim is always to make the process as simple, stress-free and personal as possible — with honest advice and support every step of the way.

A huge thank you to my lovely clients for trusting me with such an important part of their lives. 🏡💕

Thinking about buying your first home, moving house or remortgaging? I’d love to help!

📩 Get in touch with Mortgages by Chelsey to see how I can help with your mortgage and protection needs.



Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £449.

29/10/2026

📢 A LITTLE POSITIVE MORTGAGE NEWS… 🏡💗

In a world full of media scaremongering and constant headlines about rising costs and mortgage rates, I wanted to share a little bit of positive news!

✨ Mortgage rates can go down, too!

I have a client whose mortgage offer was approved last week. I checked the rates again today, and guess what? The rate available to them had actually dropped! 🙌

So, what could this mean for my client?

🏡 Their original mortgage offer:
📈 Interest rate: 5.94%
💷 Monthly payment: £1,371.54

💗 The new rate:
📉 Interest rate: 5.72%
💷 Monthly payment: £1,336.04

That’s a drop of just 0.22% — which might not sound like much at first.

But look at the difference…

✨ £35.50 saved every single month!

💰 That’s £426 over a year.
💰 And £852 over a two-year fixed-rate period!

All from a small change in the interest rate.

And this is exactly why having a broker who keeps an eye on the market can be so valuable.

Of course, rate reductions aren’t guaranteed, and whether a new rate can be secured depends on the lender and your individual circumstances. But when rates move in the right direction, it’s always worth checking whether a better deal is available.

Because when it comes to your mortgage, even the little changes can make a BIG difference. 🏡💗

📩 Thinking about buying your first home, moving house or remortgaging? Let’s chat.

Chelsey x

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £449.

24/10/2026

24/10/2026

You don’t need to know everything about mortgages. That’s my job.

Clear advice. No scary jargon. Just someone in your corner.

Buying your first home? Remortgaging? Or just not sure where to start? 🏡💗

You don’t need to understand all the mortgage jargon, know which lender to choose or have all the answers before you get in touch.

That’s what I’m here for.

My job is to make the complicated feel simple, explain your options clearly and help you feel confident in your decisions — without the stress or scary jargon.

Mortgage advice should work around you, not the other way around.

📩 Get in touch and let’s have a chat.

Chelsey x

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £449.

15/10/2026

🏡 Your dream of owning a home might be closer than you think.

It’s easy to assume you need a bigger deposit, a higher salary or the perfect set of circumstances before you can even think about buying a home.

But what if the first step isn’t waiting until everything feels perfect?

What if it’s simply asking a question?

💗 Let’s explore what might be possible for you.

Whether you’re a first-time buyer, looking to move home or wondering if now is the right time to remortgage, I’m here to help you understand your options — without the scary jargon.

Stop wondering. Start exploring.

📩 Drop me a message and let’s start the conversation.

Chelsey x



Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £449.

14/10/2026