Sturgess Mortgage Solutions

08/06/2026

Letting your current mortgage deal just run out means you'll likely fall onto your lender's Standard Variable Rate (SVR).

This rate is often much higher than fixed or tracker deals, potentially adding thousands to what you pay each year. 💷

We recommend getting in touch about 6 months before your current deal finishes.

This gives us plenty of time to research suitable options for your next mortgage. ⏱️

We handle the research so you don't have to. 🙌

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

07/06/2026

It's concerning that a huge 61% of us worry about cancer, yet only 11% have protection in place.

Being prepared before illness strikes is key to safeguarding your future and your loved ones. ✅

Critical illness cover can provide a vital lump sum payment if you're diagnosed with a serious illness. 💷

This support can help with mortgage payments, daily living costs, or specialist medical care.

It's about securing financial peace of mind when it matters most.

We're here to help you find the right support.

Get in touch today. ☎️

03/06/2026

Getting a helping hand from the Bank of Mum & Dad can truly make a difference for getting you onto the property ladder. 🏡

Many people wonder if a gifted deposit will make their mortgage application tricky.

A gifted deposit is simply money from a family member, with no expectation of repayment. Lenders just need to confirm it's a genuine gift.

Our team has experience with lots of lenders who are happy to accept gifted deposits. 🙌

We'll guide you through gathering the paperwork and make sure your application runs smoothly, looking for suitable options for you.

We take care of the legwork so you don't have to.

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.

01/06/2026

A low mortgage rate can seem like a dream, but there's often more to the story. 🕵️‍♀️

Those eye-catching rates sometimes hide extra costs. We're talking arrangement fees, valuation fees, legal fees, or early repayment charges.

These can quickly add up, making a 'sweet' deal turn sour. 🍋

Our team looks beyond the headline rates.

We dig into the small print, comparing the overall cost of a mortgage, not just the monthly payments. 🔎

We do the sleuthing, presenting you with suitable options so you can make a clear decision without any nasty surprises. 🙌

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

01/06/2026

https://www.express.co.uk/finance/personalfinance/2211873/costly-house-price-selling-mistake-could-leave-you-worse-off?fbclid=IwY2xjawSKMw1leHRuA2FlbQIxMABicmlkETFQdGwwN3FJQ3FqcjRBUTFZc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHpj6s9Uhlr-OFVgg6F_-1lbX76e_et40JXXPCTcMbVSj3t2Lo3-N6tCLssRF_aem_gIcFRUMKA6Pv3q-lf5_wGQ

Two national media features in one day. 🤯

This morning, WalesOnline. This afternoon, the Express.

We're incredibly proud that Sturgess Mortgage Solutions is increasingly being approached to provide commentary on the UK mortgage and property market.

As an independent mortgage advice firm based in Swansea, it's fantastic to see our views and expertise being recognised on a national stage.

A huge thank you to our clients, introducers, business partners and followers for your continued support. Every recommendation, review and interaction helps us continue to grow and represent South Wales within our industry.

Greed can really bite you later on

01/06/2026

Featured in WalesOnline 📰

https://www.walesonline.co.uk/news/uk-news/nationwide-monday-update-conditions-perfect-34042856

When WalesOnline wanted insight into the latest Nationwide housing market update, they approached Sturgess Mortgage Solutions for comment on what it means for buyers across Swansea and South Wales.

Our Managing Director, Shaun Sturgess, shared his views on the current market, explaining why today's conditions may present opportunities for buyers who are ready to move.

As one of Swansea's highest-rated mortgage advice firms, we're proud to be recognised as a trusted voice on the local property and mortgage market.

A big thank you to WalesOnline for including our comments.

If you're thinking about buying your first home, moving house or reviewing your current mortgage, our team is always here to help.

📍 5-7 Alexandra Road, Gorseinon
📞 01792 399155
📧 [email protected]

Your home may be repossessed if you do not keep up with the repayments on your Mortgage.

The building society released a key update on Monday morning

31/05/2026

Figuring out your next mortgage move can sometimes feel like trying to assemble flat-pack furniture without the instructions! 😅

Fixed, variable, tracker – what does it all mean for you?

It boils down to how your interest rate changes.

A fixed rate stays the same for a set time, offering predictable payments.

A tracker rate typically follows the Bank of England's base rate, meaning payments can go up or down.

A variable rate is set by your lender and can change at their discretion. 🤔

Choosing a suitable mortgage for your unique situation, financial history, and future goals can be a puzzle. That’s precisely why our team is here to help.

We'll make sure your mortgage is sorted, simply and clearly. 💪🏡

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

27/05/2026

Celebrating a new chapter? 💍👶

Life changes bring immense joy, but they also mean your protection needs may have shifted.

Welcoming a baby or planning a wedding are wonderful milestones! They often mean you'll want to review your insurance and protection policies.

This new phase of life deserves protection that fits.

We are here to help you adjust your protection. We will guide you to find a policy that matches your current circumstances.

Let us help you feel secure as you embrace your new beginnings.

Get in touch today. 📲

27/05/2026

Massive thank you to Aimee for the lovely card and Thorntons gift after completing on your first home with a fully protected Mortgage and Home 😁🏡

Messages like this genuinely mean a lot to the whole team. Buying your first home can be stressful at times, so we’re proud to have helped guide you through the journey from start to finish.

Enjoy your new home and thank you again for the kind words from all of us at Sturgess Mortgage Solutions🙌

If you’re thinking about buying your first home, moving house or remortgaging, our team are always here to help.

📍 5-7 Alexandra Road, Gorseinon, Swansea SA4 4NW
📞 01792 399155
📧 [email protected]

Your home may be repossessed if you do not keep up with the repayments on your Mortgage.

25/05/2026

Taking your mortgage deal with you when you move house can feel as straightforward as packing your hand luggage. ✈️

Many homeowners think they have to say goodbye to their current mortgage rate when they move home. But that's not always the case!

Porting your mortgage means you could take your existing rate with you to your new property. It's a handy option, especially when rates are on the move like they have been lately.

Our team understands how important a suitable mortgage rate is. Sometimes it's hard to let go of a good thing!

We look into your current deal and whether it can be ported, making sure all the details fit your new home.

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.