Swan Mortgages

10/11/2021

Thank you Poptys for these lovely brownie boxes. 32 boxes ready to be delivered to our customers as a completion gift following the purchase of their new homes.

We did order 33 but I had to try a box for myself and they are delicious so thank you. 😋

07/11/2021

Is it possible to get a mortgage if I have a CCJ?

This is something that I come across very often and the short answer is yes you can. However there are many things to consider when finding a lender.

A CCJ once registered will remain on your credit file for 6 years before being removed, This will impact your ability to get a mortgage with a mainstream lender. Some more flexible mainstream lenders may consider a historic CCJ if it is from a number of years ago and under a certain value.

💡Top tip 💡– If your CCJ has been recently issued you will usually have a 30 day period from date of issue where if you make repayment in full, the CCJ can be removed from your record and you should take this option if you can. If paid outside of this period it will remain on your credit file for 6 years, showing as a satisfied CCJ which will still impact you when looking for future credit. If it remains unpaid it will show on your credit file as an unsatisfied CCJ.

If a CCJ is larger in value and more recent then this is the area of a specialist lender. There are many lenders that don’t credit score and instead make their decision based on events in your credit history. It may be possible to get a mortgage with a 10% deposit with a specialist lender if your CCJ is over 3 years old and satisfied. However if you have a greater deposit or equity in your home, then more recent or unsatisfied CCJs can be considered.

If you are thinking of getting a mortgage and are worried about how a past CCJ or default may affect you, get in touch for free advice. Every situation is different and I will advise you based on your circumstances. Call or message me on 07342640126 or send a message to this FB page.

06/06/2021

Hello, Stuart here from Swan Mortgages, contact me today for friendly No Fee mortgage advice.

Click below to send me a message and I will get back to you to arrange a convenient time to discuss your mortgage enquiry. Alternatively you can call me on 07342640126.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

03/03/2021

Good news for buyers with the announcement of this new government backed scheme. 5% deposit mortgages due to start in April hopefully.

Rishi Sunak announced a plan to help home buyers get mortgages with deposits of just five per cent deposits in today's Budget. But which lenders will offer them and how soon can people apply?

02/11/2020

NEW 10% DEPOSIT MORTGAGE. Available from today but for 3 days only.

Please share if you know anyone this may help.

Available to First Time Buyers and Home Movers.

Get in touch with me for more information. Whatsapp 07342640126 or send a message to this page.

06/10/2020

The latest breaking news, comment and features from The Independent.

04/10/2020

Is it time to review your mortgage?
Has your existing rate come to an end or already increased?
Benefit from a free, no obligation mortgage review.

✅ No Fee
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Get in touch today, call or message - 07342640126

26/09/2020

Hello and welcome to Swan Mortgages.👋

We are a new mortgage broker covering Swansea and South Wales. We have access to 1000’s of mortgage offers and exclusive deals so I am sure we can find the right mortgage for you.

When you get in touch, we will keep the process as simple as possible and do the hard work for you. We can get you a quick decision on how much you can lend within minutes of our call ending and the best part is we do not charge a fee for our service.

Get in touch to see how we can help or if you know someone that would benefit from our service, refer them to us. We offer a £50 gift card of your choosing for all referrals that lead to a application.🎁

No Fee Mortgage Advice in Swansea and South Wales. No Fee, Quick Decision, Easy Application, Friendly Service. Contact us Today.