Connect Mortgage Services

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St Leonard's
Connect Mortgage Services

All things property finance related. From first time buyers to experienced landlords with a large portfolio.

Advising and arranging loans secured against your property and the associated protections.

29/10/2026

The lowest interest rate doesn’t always mean the cheapest mortgage. 🏡

A lower rate might look attractive, but once you factor in product fees, incentives and the overall cost of the deal, it could actually work out more expensive.

It’s important to look at the full picture, not just the headline rate.

Here’s why 👆

25/10/2026

Congratulations to our very happy clients who moved into their new home last week! We managed to facilitate a mortgage for them with only a £5,000 deposit on a house purchase in excess of £200,000 (that’s smaller than a 2.5% deposit).

This was their review - Very helpful, quick, supportive and understanding. Very happy with the service, advice and offer. Highly recommend.

Get in touch if you’d like to see if your situation may be similar! 🏡

21/10/2026

💇‍♂️ You CAN arrange your own mortgage without a mortgage adviser…

Just like you CAN cut your own hair. ✂️😂

But just because you can, doesn’t mean you should! 👀

A good mortgage adviser could save you time, stress and potentially thousands of pounds by finding the right mortgage for your circumstances. 🏡💷

We’ll stick to mortgages and leave the haircuts to the professionals! 🤝

👇 Be honest… what’s worse? A bad haircut or a bad mortgage deal? 😂

11/10/2026

Be honest… how many times did you have to read that? 👀

If we can confuse you this easily, imagine what a mortgage lender can do with 47 pages of terms and conditions. 💀🏡

Luckily, at Connect Mortgage Services, we read the small print so you don’t have to. 🤝

05/10/2026

Your relationship may be variable, your mortgage doesn’t have to be 🏡

30/09/2026

Think £500 a month overtime won’t make much difference to your mortgage? Think again…

An extra £500 per month in regular overtime = £6,000 a year in additional income 💷

And depending on the lender and your circumstances, that extra income could make a BIG difference to your borrowing potential 🏡

The important bit? 👇

Not every lender treats overtime the same.

Some may use 100% of it, some may only use a percentage, and others will want to see a track record before they’ll consider it.

That’s where using a broker can make a huge difference 🙋🏻‍♂️

If you’re earning overtime, bonuses or commission and want to know how much you could potentially borrow, drop us a message📲

22/09/2026

Why is it when the Bank of England Base rate drops, my mortgage rate options don’t do the same?🤔

Fixed mortgage rates aren’t directly tied to the base rate - lenders price them using a number of factors, including swap rates and expectations about where interest rates are heading.

That’s why mortgage rates can sometimes move before the Bank of England does.

Here’s the simple explanation 👆

10/09/2026

Buy. Renovate. Refinance. 🏠

A simple property investment strategy: buy a property with potential, add value through renovation, then refinance based on the improved property value.

Done properly, it can allow you to release some of the capital tied up in the property and potentially use it towards the next project.

Here’s how it works ☝🏻

31/08/2026

Have you ever wondered why fixed mortgage rates can be lower than the Bank of England base rate? 📉

Fixed rates aren’t simply based on where the base rate is today — they’re influenced by what financial markets expect to happen in the future.

That’s why fixed mortgage rates can move even when the Bank of England base rate hasn’t.

Mortgage rates don’t just reflect today. They reflect what the market thinks could happen tomorrow ✅

24/08/2026

✂️ Your choice of broker is totally up to you… no offence will be taken ✅

There’s no awkwardness here.

We’re well aware that your finances are PERSONAL, and anything you discuss with us is treated with complete confidentiality.

HOWEVER… we’re also aware that Ollie and Justin are very popular 😂

So, if you’d prefer to deal specifically with one of them - or you’d actually prefer someone different entirely - that’s absolutely fine.

We’ve got a brilliant team of brokers, and the most important thing is that you feel comfortable with the person looking after you.

Pick your broker. No offence taken. 🤝🏡

Address

St Leonard's
TN377DT

Website

http://Www.connectmortgageservices.co.uk/

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