04/11/2026
Fixed rate ending in the next 6 months? 📅
Around 1.8 million fixed rate mortgages come to an end in 2026. Many lenders let you lock in a new deal up to 6 months before yours finishes, and if a better like-for-like deal comes along before the new rate starts, you can often ask to switch.
Leave it to the last minute and you could roll onto your lender's standard variable rate, which is usually higher.
Your Essex Mortgage Broker, based in Southend-on-Sea.
You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.