Affinity Group

Affinity Group We are one of Essex's leading award winning independent mortgage and protection brokerages.

๐—›๐—ผ๐˜„ ๐˜„๐—ถ๐—น๐—น ๐—ฎ ๐˜€๐—ฒ๐˜๐˜๐—น๐—ฒ๐—ฑ ๐—–๐—–๐— ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜ ๐—บ๐˜† ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฎ๐—ฝ๐—ฝ๐—น๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป?Even if a CCJ was registered recently, settling it quickly can kee...
06/08/2026

๐—›๐—ผ๐˜„ ๐˜„๐—ถ๐—น๐—น ๐—ฎ ๐˜€๐—ฒ๐˜๐˜๐—น๐—ฒ๐—ฑ ๐—–๐—–๐— ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜ ๐—บ๐˜† ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฎ๐—ฝ๐—ฝ๐—น๐—ถ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป?

Even if a CCJ was registered recently, settling it quickly can keep the door open with some mainstream banks.

It all comes down to the individual situation, and if high-street lenders say no, a broker can smoothly transition you to a lenient adverse lender. ๐Ÿ›๏ธ๐Ÿ”„

We are absolutely thrilled by this amazing 5-star feedback. โญโญโญโญโญ
04/08/2026

We are absolutely thrilled by this amazing 5-star feedback. โญโญโญโญโญ

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฎ๐˜‚๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ฏ๐—ฟ๐—ถ๐—ฑ๐—ด๐—ถ๐—ป๐—ด ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ต๐—ผ๐˜„ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ถ๐˜ ๐˜„๐—ผ๐—ฟ๐—ธ?Property auctions are amazing for finding hidden gems, but they co...
30/07/2026

๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฎ๐˜‚๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐—ฏ๐—ฟ๐—ถ๐—ฑ๐—ด๐—ถ๐—ป๐—ด ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ต๐—ผ๐˜„ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ถ๐˜ ๐˜„๐—ผ๐—ฟ๐—ธ?

Property auctions are amazing for finding hidden gems, but they come with strict deadlines. Once the hammer falls, you are legally committed and usually have just 28 days to complete the purchase.

Auction bridging finance provides the rapid short-term funding needed to secure the deal smoothly and protect your deposit. ๐Ÿ—๏ธ๐Ÿ”จ

A fantastic reminder of why we do what we do. Thank you for the 5 stars! โญโญโญโญโญ
28/07/2026

A fantastic reminder of why we do what we do. Thank you for the 5 stars! โญโญโญโญโญ

๐—›๐—ผ๐˜„ ๐—บ๐—ฎ๐—ป๐˜† ๐˜๐—ถ๐—บ๐—ฒ๐˜€ ๐—บ๐˜† ๐˜€๐—ฎ๐—น๐—ฎ๐—ฟ๐˜† ๐—ฐ๐—ฎ๐—ป ๐—œ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„ ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ถ๐—ณ ๐—œโ€™๐—บ ๐˜€๐—ฒ๐—น๐—ณ-๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฑ?It depends on your income structure (salary, d...
23/07/2026

๐—›๐—ผ๐˜„ ๐—บ๐—ฎ๐—ป๐˜† ๐˜๐—ถ๐—บ๐—ฒ๐˜€ ๐—บ๐˜† ๐˜€๐—ฎ๐—น๐—ฎ๐—ฟ๐˜† ๐—ฐ๐—ฎ๐—ป ๐—œ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„ ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ถ๐—ณ ๐—œโ€™๐—บ ๐˜€๐—ฒ๐—น๐—ณ-๐—ฒ๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฑ?

It depends on your income structure (salary, dividends, or net profit), but also on something people often miss: your deposit size!

For example, if you earn ยฃ50,000 and put down a tiny 5% deposit, your borrowing might be limited. But if you earn that same ยฃ50,000 and put down a much larger deposit, the exact same lender could grant you more money. Your earnings aren't the only piece of the puzzle! ๐Ÿงฉ๐Ÿ’ฐ

Your kind words and 5-star support mean everything to us. Thank you! โญโญโญโญโญ
21/07/2026

Your kind words and 5-star support mean everything to us. Thank you! โญโญโญโญโญ

๐—–๐—ฎ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐˜„๐—ผ ๐—ฟ๐—ฒ๐˜€๐—ถ๐—ฑ๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐˜€ ๐—ฎ๐˜ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—บ๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ?Yes, you can certainly have two mortgages, if thatโ€™s affordable ...
16/07/2026

๐—–๐—ฎ๐—ป ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜๐˜„๐—ผ ๐—ฟ๐—ฒ๐˜€๐—ถ๐—ฑ๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐˜€ ๐—ฎ๐˜ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—บ๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ?

Yes, you can certainly have two mortgages, if thatโ€™s affordable to you! Keep in mind that a lender will generally put a stricter cap on that second property.

While a standard first home might only require a 5% or 10% deposit, a second residential property usually means putting down at least 20% or 25%. They will also be a little more stringent on your borrowing limits. ๐Ÿ“‰๐Ÿ’ท

Because where else would Harry Kane and  before the big match tonight other than Affinity HQ, getting the best advice ar...
15/07/2026

Because where else would Harry Kane and before the big match tonight other than Affinity HQ, getting the best advice around all their property and protection needs ๐Ÿ‘๐Ÿผ

The whole team are cheering our boys on tonightโ€ฆ

Could it possibly be coming home ?! ๐Ÿฆ๐Ÿฆ๐Ÿฆ

Keeping the 5-star momentum going! Thank you for the feedback. โญโญโญโญโญ
14/07/2026

Keeping the 5-star momentum going! Thank you for the feedback. โญโญโญโญโญ

13/07/2026

14 years of Affinity ๐Ÿฉต

Thank you to every single person along the way whoโ€™s trusted us with their transactions.

Our clients will forever be at the heart of all we do!

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539-543 London Road
Southend-on-Sea
SS09LJ

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