Number One Mortgages

Number One Mortgages Local independent Mortgage Brokers based in Shoreham and operating throughout the UK offering expert financial advice.

Number One Mortgages is a local fully independent firm of mortgage and protection advisers that has been established since 2004. We offer professional advice and superior customer service and undertake comprehensive market research to ensure you get the best mortgage you can. We’ve already helped hundreds of people in Sussex and we pride ourselves on our friendly, thorough and approachable busines

s style. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Number One Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. We charge £499 for mortgages on new purchases and £399 for re-mortgages, both payable upon submission of a mortgage application.

When your current deal ends, you don't have to stay with the same lender out of habit. 🔊A lot can shift in a few years. ...
07/09/2026

When your current deal ends, you don't have to stay with the same lender out of habit. 🔊

A lot can shift in a few years. Your rental income, the property value, even your own personal circumstances.

All of that affects what deals you can actually get.

Some situations open up more lender options than others, and criteria for buy-to-let mortgages can vary a lot from one lender to the next.

So don't just glance at the headline rate 👀

Fees, rental calculations and the overall cost all matter just as much.

A remortgage review could show you choices you didn't know were there.

Deal coming up for renewal? Speak to us first 🏠

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Interest-only mortgages are still an option for many homeowners! 🤔These mortgages can significantly lower your monthly p...
06/09/2026

Interest-only mortgages are still an option for many homeowners! 🤔

These mortgages can significantly lower your monthly payments, as you're only covering the interest owed.

The most important thing to remember is that the original amount you borrowed, the capital, will still need to be paid back in full when the term ends. 💷

Because of this, our team always has a really in-depth chat with you.

We'll carefully look at your plans and how you intend to repay the capital. 🔎

This helps us work out if this type of mortgage could be a suitable option for you. We're here to help you understand it all. ✅

Let's chat about your options. 📱

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

03/09/2026

People often come to us and ask whether they should opt for a 2 or 5 year fixed rate, and while it's a very common question, the answer is always individual!

We'll chat through your history, goals and mortgage options to find the most suitable fit for you. 📲

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

01/09/2026

Business owner? Your salary isn’t the whole story 💼

If your company has retained profits, some lenders may consider these when assessing how much you could borrow.

That could be useful if your personal income doesn’t reflect the strength of your business.

Criteria varies between lenders, so knowing where to look matters.

Let’s explore what could work for you. 🏡

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Your monthly mortgage repayment is likely the most important and expensive bill; therefore, it needs to stay stable to k...
31/08/2026

Your monthly mortgage repayment is likely the most important and expensive bill; therefore, it needs to stay stable to keep your home in your name. 🏠

But what happens when illness stops you from working and sick pay runs out? 😥

This is where Critical illness cover comes in - it's a tax-free lump sum paid out after diagnosis, and it could help you keep your mortgage afloat, cover other bills, and keep the fridge full! 💷

This is especially important if you’re self-employed, as you probably don't have any sick pay in place.

Get in touch today to see how CIC could help you. 📲

Self-employed? We've got some really positive mortgage news for you. 🙌The market is moving in your favour, with criteria...
30/08/2026

Self-employed? We've got some really positive mortgage news for you. 🙌

The market is moving in your favour, with criteria changing for those who work for themselves.

Historically, two or three years of accounts was the norm. But our team knows lenders who work with just one year of accounts!

And the cherry on top? That's not the only positive change, we’re also seeing suitable options available with reduced rates for self-employed people! 🤩

These changes are helping to remove old barriers for entrepreneurs looking for a mortgage.

We know exactly which lenders to speak to and how to present your unique situation.

Let's chat about your options. 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

27/08/2026

Could you borrow more as a first-time buyer? 🏡

Some lenders can offer up to 6x your income, potentially giving you more borrowing power when buying your first home.

It’s not available to everyone and there are specific criteria, but if you qualify, it could make a real difference.

Want to know what you could borrow? Let’s take a look. 🔑

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Being a first-time buyer can be intimidating when you're hit with information overload about the dos and don'ts. So, we'...
25/08/2026

Being a first-time buyer can be intimidating when you're hit with information overload about the dos and don'ts.

So, we've shared some of the ways we look out for you! 💪🏼

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Being a first-time buyer is a very exciting time as you start visualising your new life in your new home! And it pays to...
24/08/2026

Being a first-time buyer is a very exciting time as you start visualising your new life in your new home! And it pays to be prepared. 🏡

A little groundwork beforehand can make your mortgage application much smoother.

Here's our checklist for first-time buyers:

✅ We always recommend checking your credit report before doing anything (we can help you with this).
✅ Make sure all your addresses are up to date.
✅ Being on the electoral roll helps lenders verify your identity, too.
✅ Avoid taking on any new credit just before applying.
✅ Gather all your relevant paperwork like ID, payslips and bank statements before chatting to us.

We'll help you get sorted, explain what lenders need, and research suitable options.

Speaking to us first means you're well-equipped before any applications are made. 💪

We'll be with you every step of the way

Let's have a chat. 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

There could be some long-awaited good news for landlords! 🏡Some lenders are expanding their buy-to-let mortgage criteria...
23/08/2026

There could be some long-awaited good news for landlords! 🏡

Some lenders are expanding their buy-to-let mortgage criteria.
This could bring better flexibility for first-time landlords, longer mortgage terms, and day 1 remortgages. 🤩

Clearer criteria for specialist properties like HMOs, holiday lets, and limited company borrowing could make it easier to find a suitable solution.

These changes can feel a bit complex.

Our team is here to help.

We know how to structure your application, whether you’re a first-time landlord or growing your portfolio.

We find you suitable options.

Let's chat about your options. 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

378 Brighton Road
Shoreham-By-Sea
BN436RE

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

Telephone

+441273736536

Website

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