Si The Mortgage Guy

Si The Mortgage Guy Mortgage Broker with Firco Mortgages - Making a complex process easy to understand.

Si The Mortgage Guy - Specialist in helping First Time Buyers, Shared Ownership, Help to Buy, Remortgages, Life Insurance and Business Private Medical Insurance. Firco Mortgages is a independent mortgage and protection advisor based in Bishops Stortford, helping first time buyers, remortagaging, protection cover.

12/09/2026

Part 11 of 11: From Rock Bottom to Mortgage Broker: My Journey and What’s Next

I talk about moving all my clients onto my app or portal to support them throughout the process, not just at completion. I share my goals to keep growing, traveling with Laura, backpacking with Fred, and eventually help others become brokers who prioritize hard work and clients. I reflect on being at rock bottom six years ago and encourage others to keep going.

11/09/2026

Part 10 of 11: Six Years of Building a Mortgage Brokerage: From First-Time Buyers to Specialist Lending

I talk about how my business has evolved over six-plus years, from focusing on first-time buyers and protection to expanding into adverse credit, later life lending, and bridging finance, all backed by a trusted network of specialists. I emphasize that no case is ever a straight no without a proper look, and I thank my audience for their support through follows, likes, shares, and referrals, inviting anyone who’s been turned away to reach out.

10/09/2026

Part 9 of 11: Who I Am Beyond Mortgages: Dad, Man United Fan, and Bike-Packing Adventurer

I talk about who I am when I’m not discussing mortgages—a dad of three, a Man United fan, a dog father to my rescue dog Quinn, and a bike-packing enthusiast who explores Europe with my son Freddy. I share my life in Saffron Walden with my partner Laura, and I credit my parents Lynn and Dave for their unwavering support.

09/09/2026

Part 8 of 11: A Single Mum’s Mortgage Paid Off 22 Years Early: Why I Do This Job

I share a story about helping a single mum with three kids, low income, and adverse credit get a mortgage when most lenders said no. Years later, she messaged me saying she paid it off 22 years early, and it changed her family’s life. I reveal that at the time, I was also rebuilding my own life with two jobs. This moment reminds me why I do this job—not for fees, but for these life-changing outcomes.

08/09/2026

Post 7 of 11: Why I Do This Job: Finding Solutions When Everything Feels Stacked Against You

We talk about why I actually do this job. It’s simple: I love finding solutions for people when everything feels stacked against them. I take stressful, complicated situations and make them as painless as possible, being available when clients need me and keeping them in the loop. Seeing someone get their first home keys, protect their family, or consolidate debt so it stops being a weight—that’s the job. Long-term, I want to help other brokers build their own businesses, put clients first, and create something real.

07/09/2026

Part 6 of 11: From Struggling Broker to Building a Business from Scratch

I talk about how my journey as a broker didn’t click right away, with months of setbacks, debts, and no safety net. But with support from Patrick and friends and family who trusted me, I kept pushing. I started getting clients others turned away, built my online presence from nothing, and developed a habit of finding a way when everyone says no.

06/09/2026

Part 5 of 11: How a Dog and a Phone Built My Mortgage Brand Without a Budget….

I talk about how I built my mortgage business with no marketing budget, using just a dog, a phone, and TikTok. I overcame my fear of being on camera by walking and talking naturally, inspired by someone giving free advice. I registered the name Si The Mortgage Guy, and six years later, I’m still doing the same thing with more followers.

05/09/2026

Part 4 of 11: The Grind The Reality of Building a Mortgage Broker Business: Six Days a Week, Zero Social Life

I talk about the tough first couple of years as a mortgage broker, working six days a week with no social life, relying on help from family, and dealing with delayed payments while still keeping a day job.

04/09/2026

Part 3 of 11: The Phone call

From Restaurant Worker to Mortgage Advisor: How a Friend’s Belief Changed Everything

I share how my friend Patrick, a mortgage broker, believed in me, helped with my exams. After 18 months of studying while working two jobs at Amazon and Smiths, I became a mortgage and protection advisor. My first clients were colleagues from Smiths who trusted me, and that’s how Si the Mortgage Guy started—without a business plan, just a friend’s belief.

03/09/2026

Part 2 of 11 - From Wealth Manager to Waiting Tables: My Journey Through Amazon and Smiths of Ongar

I talk about my experience transitioning from a decade-long career as a wealth manager to driving for Amazon and waiting tables at Smiths of Ongar due to lack of qualifications in the UK. I share how leaving my ego at the door and the support from the people at Smiths helped me through that period, stabilizing me and paying my bills, and how it accidentally led to the start of my mortgage business.

Address

3 Sun Court
Saffron Walden
CB101SY

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 2pm
Sunday 9am - 2pm

Telephone

+447546213491

Website

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