Neal Hayes Mortgages Ltd

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Could improving your home’s EPC rating benefit your mortgage options? 🌿🏡For World Environment Day, it’s a good opportuni...
05/06/2026

Could improving your home’s EPC rating benefit your mortgage options? 🌿🏡

For World Environment Day, it’s a good opportunity to look at how energy efficiency can play a role in homeownership, including when it comes to mortgages.

A property’s EPC rating may influence:
✔️ Running costs and monthly bills
✔️ Long-term property appeal
✔️ Eligibility for certain green mortgage products
✔️ Affordability calculations with some lenders

Simple improvements such as insulation upgrades, more efficient heating systems or better glazing can sometimes make a noticeable difference over time.

As energy efficiency becomes a growing focus across the property market, understanding your home’s EPC rating may become increasingly important for both homeowners and buyers.

Small changes at home can support both environmental goals and long-term financial planning!

If you’d like to understand how lenders may view energy-efficient properties, feel free to get in touch.

Neal Hayes Mortgages - Mortgage and protection advice, made simple.
Fee-free, award-winning, impartial advice for over 25 years
📍 Cheshire, Runcorn, Manchester & across the UK

Neal Hayes Mortgages provide fee-free mortgage advice, but third-party fees may apply in the home-buying process. Individual circumstances vary; this information is for guidance only

Great outcomes start with the right support 🤝"A remarkable service in all aspects...very highly recommended.”Mike recent...
02/06/2026

Great outcomes start with the right support 🤝

"A remarkable service in all aspects...very highly recommended.”

Mike recently supported a client through their mortgage journey, delivering a smooth process, clear communication, and a quick turnaround.

Always on hand to help, even outside of standard hours, and focused on getting the best outcome.
Fast, efficient, and stress-free from start to finish 🙌

Looking for straightforward mortgage advice you can rely on? We’re here when you need us.

Neal Hayes Mortgages - Mortgage and protection advice, made simple.
Fee-free, award-winning, impartial advice for over 25 years
📍 Cheshire, Runcorn, Manchester & across the UK

Neal Hayes Mortgages provide fee-free mortgage advice, but third-party fees may apply in the home-buying process. Individual circumstances vary; this information is for guidance only

Buying a home isn’t just about saving for a deposit 💸🏡There are several additional costs that many buyers don’t always e...
01/06/2026

Buying a home isn’t just about saving for a deposit 💸🏡

There are several additional costs that many buyers don’t always expect and they can quickly add up if you haven’t planned for them.

From legal fees and surveys to moving costs and taxes, understanding the full picture early can help you budget properly and avoid any surprises along the way.

If you’re planning to buy and want a clearer idea of the total costs involved, let's chat! 📞

Neal Hayes Mortgages - Mortgage and protection advice, made simple.
Fee-free, award-winning, impartial advice for over 25 years
📍 Cheshire, Runcorn, Manchester & across the UK

Neal Hayes Mortgages provide fee-free mortgage advice, but third-party fees may apply in the home-buying process. Individual circumstances vary; this information is for guidance only

Best of luck to  directors Neal and Sue completing the Manchester 10k today. They’ve both been training hard over the la...
31/05/2026

Best of luck to directors Neal and Sue completing the Manchester 10k today.

They’ve both been training hard over the last 3 months and we know it’ll all pay off.

Best of luck as well to all of our customers completing the run today! Some fantastic causes and charities 🥇

26/05/2026

When is the best time to remortgage?... Here’s Carl with the answer for you!

We would recommend remortgaging within 6 months of your current fixed rate coming to an end.

The benefit of starting early? Securing a rate that won’t get any worse!

If you’re unsure where to start, book a chat with one of our advisors, we’re happy to help!

Neal Hayes Mortgages - Mortgage and protection advice, made simple.
Fee-free, award-winning, impartial advice for over 25 years
📍 Cheshire, Runcorn, Manchester & across the UK

Neal Hayes Mortgages provide fee-free mortgage advice, but third-party fees may apply in the home-buying process. Individual circumstances vary; this information is for guidance only

A selection of our most recent .co.uk reviews from the last two weeks. The reviews below are from clients we started wor...
25/05/2026

A selection of our most recent .co.uk reviews from the last two weeks.

The reviews below are from clients we started working with back in 2017. Nearly a decade on and we’ve retained their business every time.

We’ve had numerous referrals from all three over the years and it’s a pleasure to sit down with them at every renewal to see how well they’re all doing.

Last year we retained just over 94% of our existing clients compared to an industry average of 38%. A statistic we’re incredibly proud of.

In increasingly uncertain times, we’re delighted to be a firm that our customers can trust to help them through their largest financial decision

🏡 ❤️

REMINDER!! Is your mortgage deal coming to an end soon?It might feel like something you can leave for now, but leaving i...
25/05/2026

REMINDER!! Is your mortgage deal coming to an end soon?

It might feel like something you can leave for now, but leaving it too late can limit your options (and cost you more in the long run)!

A quick conversation now can make all the difference, giving you time to explore the most suitable rates, understand your choices, and move forward with confidence.

And here’s the reassuring bit…
If you’re already a client of ours, you don’t need to keep track of all this alone. We’ll be in touch before your deal ends, so nothing slips through the cracks.

No last-minute stress. No scrambling around.
Just the right support, at the right time!

Neal Hayes Mortgages - Mortgage and protection advice, made simple.
Fee-free, award-winning, impartial advice for over 25 years
📍 Cheshire, Runcorn, Manchester & across the UK

Neal Hayes Mortgages provide fee-free mortgage advice, but third-party fees may apply in the home-buying process. Individual circumstances vary; this information is for guidance only

Bank holiday weekend is the perfect opportunity to get serious about your home search!But before you start booking viewi...
21/05/2026

Bank holiday weekend is the perfect opportunity to get serious about your home search!

But before you start booking viewings, it’s important to go in with a plan!
It can save you time, stress, and help you spot the right property faster.

From knowing your budget to what to look for during a viewing, a little preparation goes a long way 👀

Ready to start viewing? Make sure your mortgage is sorted first.
Book a chat with one of our advisors today!

Neal Hayes Mortgages - Mortgage and protection advice, made simple.
Fee-free, award-winning, impartial advice for over 25 years
📍 Cheshire, Runcorn, Manchester & across the UK

Neal Hayes Mortgages provide fee-free mortgage advice, but third-party fees may apply in the home-buying process. Individual circumstances vary; this information is for guidance only

Getting your mortgage declined can feel like a huge setback but in many cases, it’s avoidable.A lot of buyers don’t real...
19/05/2026

Getting your mortgage declined can feel like a huge setback but in many cases, it’s avoidable.

A lot of buyers don’t realise there are a few common mistakes that can seriously impact their chances… until it’s too late.

The good news? Once you know what lenders are looking for, you can take simple steps to put yourself in a much stronger position.

Swipe to see the top 3 reasons people get rejected (and how to avoid them!)

Want to make sure you’re on the right track before applying? Let’s chat! 📞

Neal Hayes Mortgages - Mortgage and protection advice, made simple.
Fee-free, award-winning, impartial advice for over 25 years
📍 Cheshire, Runcorn, Manchester & across the UK

Neal Hayes Mortgages provide fee-free mortgage advice, but third-party fees may apply in the home-buying process. Individual circumstances vary; this information is for guidance only

Address

6 Hillview Close
Frodsham
WA66AU

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