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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Expert Mortgages Royston

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Expert Mortgages Royston

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Based in Royston, we proudly serve you, ensuring you're matched with the perfect mortgage.

26/10/2026

We love answering all these questions (and about a million more!)

The ones you’ve been googling at 11pm
The ones you’re worried make you look silly
The ones you asked AI and the response confused you even more…

Quiz away, we love it.
Mostly because it helps you make the right decision with confidence, but also because it makes us feel smart 🤓

20/10/2026

🏡 A few things we think every home buyer should know…🏡

🤔 Ask the “silly” questions! Buying a home is one of the biggest financial decisions you’ll make, and there’s no such thing as a silly question when it comes to understanding your mortgage.

💰 Just because you can borrow £300k it doesn’t always mean you should! Make sure your monthly payments fit comfortably around your lifestyle.

📍 The location is often more important than the property itself. You can renovate and redecorate, but you can’t change the community, the school run or your local surroundings!

❤️ But most of all, we believe in helping you make the RIGHT decisions for you and your family.

Thinking about buying your first home, moving house or remortgaging? We’re here to help make the process a little less daunting.

16/10/2026

5.9 times the average salary.

Sounds like a whopper, doesn't it?

It is a big number, and yes, people are buying later in life and leaning more on the bank of mum and dad than they used to.

But that headline doesn't tell the whole story, most buyers are purchasing jointly, so it's really two salaries covering that figure, not one.

What actually matters isn't the headline multiple, it's whether you can comfortably afford the monthly payment.

If you can, you should be moving forward.

Because the alternative is paying rent well into retirement, with nothing to show for it.

If you want to know your real numbers rather than the headline ones, come and talk to us.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice.The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

15/10/2026

I used to think success looked like material things.

Now I just want peace and contentment.

I think we all go through that stage when we're younger, chasing things that don't actually matter in the end.

These days it's about family, friends, and shutting out the noise.

If my children describe me when I'm older, I want them to say I cared, I put them first, and I was always there whether that's the school run or just being someone to talk to.

That's the version of success I'm actually working towards.

If you'd like some of that same care and attention on your mortgage journey, come and talk to us.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

14/10/2026

The most stressful part of my move was the bit I had absolutely no control over.

My chain went into probate, so everything was on hold with no clear timeline.

What helped was knowing the people I was buying from personally, so we could actually talk to each other and plan around it.

We even used the same removal company, which made the whole day far more seamless than it had any right to be.

I also leant heavily on my own knowledge of the industry, particularly our sister company's sales progressors, who kept everything moving behind the scenes.

Having the right people around you really does change how a move feels.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

13/10/2026

Just started a new job and think you'll have to wait months before you can get a mortgage? You might be wrong.

Plenty of people assume lenders only look at payslips, so a new role automatically means waiting out your probation.

In reality, some lenders will accept a signed contract as proof of future income.

I've had clients expecting to wait three to six months who were able to move forward far sooner, simply because we knew which lenders would work with their situation.

One broker's no isn't the market's no.

If you're changing jobs and worried about what it means for you, come and speak to us before you rule anything out.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice.The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

11/10/2026

Been with your bank for twenty years? That loyalty might be costing you more than you think.

We talk about this a lot between us, how people assume speaking to one broker means they've done their research, or that staying loyal to their bank automatically means they've got the best deal.

It's not always the case.

Different brokers have access to different lenders and exclusive rates you'd never see otherwise.

Loyalty's a lovely starting point.

It just shouldn't be the only step you take.

If you've never actually compared your options, it might be worth five minutes of your time.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

09/10/2026

Someone guessed my dog's name was Molly.

She's called Honey.

We've worked together for months.

The team went head to head to see how well they actually know me outside of the day job, my dog, my fiancé, even what I did before I got into mortgages.

A couple of answers were spot on, others were miles off, which honestly made it even funnier to film.

It's a nice reminder that we're not just colleagues, we're a proper team who know each other, warts and all.

Want to know a bit more about the people you'd actually be working with?

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice.The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

08/10/2026

You can be financially wealthy and still be really lonely.

When I started out, success looked like the big house, the nice car, the fancy holidays. None of that matters to me now.

What matters is seeing the people I work with get the best outcomes possible, and being able to go to my kids' sports day without a second thought.

My wife getting the one holiday a year she craves.

That's what wealth actually looks like for me.

Money in the bank doesn't measure a good life.

Time and relationships do.

If you want a broker who understands what actually matters to you, come and have a chat.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

08/10/2026

🎉 We have our first winners! 🎉

⭐️ MORTGAGE PAID FOR THE MONTH ⭐️

A huge congratulations to Martin & Estelle (centre), the very first winners of our Your Mortgage Paid for a Month competition in Royston! 🏡🍾. It's perfectly timed, as Martin & Estelle have just purchased a renovation project.

They popped in to collect their certificate (and a bottle of bubbly) from the Expert Mortgages team, and it was a pleasure to meet them.

We launched this competition to give something back to our local community, and it's brilliant to see it make a real difference to a local household.

Could you be next? 👀
Every month, one lucky homeowner wins up to £1,500 towards their mortgage payment. It's completely free to enter. Just download the 'Royston Community App' and register. Your entries roll over every month, so the sooner you join, the more chances you have.

Here's the link 👇
📱 *iPhone:* https://ios.mycommunityapp.co.uk
🤖 *Android:* https://android.mycommunityapp.co.uk

Open to homeowners with a mortgage in eligible postcodes. T&Cs apply.

Address

3 Kiln House Yard
Royston
SG85AY

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Telephone

+441763750555

Website

http://expertmortgages.co.uk/

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