Yes Mortgage Services Ltd.

05/09/2026

Andrew and Nathan are Alresfordshow today and so if you are in the area please do pop by and say hi. They have lots of great gizzits and will love to chat about mortgages.

30/08/2026

Today Andrew Johnson our Director is at the REME Band Association reunion, doing a concert on the band stand in Aldershot at 1400 hours.

(Fingers crossed it doesn't rain!)

Please do pop along and say hi if you are in the area.

30/08/2026

Meet new team member Bradley Smithers - Bradley joined Yes Mortgage Services this summer, and he's brought something you can't fake: real, first-hand knowledge of the property sector.

He got into buy-to-let back in 2018 and now owns and manages his own small portfolio. That means he's sat on both sides of the table, as a landlord and as an adviser, and it's exactly why his advice is honest and practical rather than textbook. For Bradley, it was never about ticking boxes on an application. It's about understanding what you actually need, then helping you get there.

Born and raised in Bournemouth, where his family goes back generations, he still calls it home, and it's not hard to see why with those beaches on the doorstep.

Outside of work, Bradley's all about staying active, whether that's the gym, a run, or a cycle.

Whether you're a first-time buyer, growing a buy-to-let portfolio, or just want someone in your corner who'll give it to you straight, Bradley's here to help.

Welcome to the team, Bradley.

https://yesmortgageservices.co.uk/bradley-smithers/
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Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Yes Mortgage Services do not charge a broker fee

23/08/2026

The Government wants to replace the Lifetime ISA with a new First Time Buyer ISA, built to help savers avoid the current withdrawal charge. The bonus rate, savings allowance and property price limit are still to be confirmed. Here's what's been proposed so far, and what it could mean if you're saving towards your first home.

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Saving for your first home? A big change to the Lifetime ISA could be on the way.

The Government has been consulting on a new First Time Buyer ISA to replace the Lifetime ISA for new savers. The key difference: the bonus would only be added when your savings are actually used to buy an eligible first home, not as you save. That means if your plans change, you could get your own money back without the current 25 per cent withdrawal charge.

The bonus rate, annual savings allowance and property price cap are still to be confirmed, with the final design and timetable to follow.

Already got a Lifetime ISA? You won't be forced to close it, and it could still make sense depending on your circumstances.

Our latest blog covers how the proposed account would work, what happens to existing Lifetime ISAs, and what to weigh up before you decide where to save.

Read it here: https://yesmortgageservices.co.uk/a-new-isa-for-first-time-buyers-what-it-could-mean-for-you/

Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Yes Mortgage Services do not charge a broker fee.

08/08/2026

Doesn’t the stand and the team .o.d_est.92 and Marlon look awesome - all ready to chat to people at today. We are a no fee mortgage broker and today is about chatting to locals.

16/07/2026

Are you looking to do some home improvements this summer - might be worth a read if this blog.

https://yesmortgageservices.co.uk/thinking-about-home-improvements-this-summer

Spring is when most of us look around the house and start making a mental list.The kitchen. The bathroom. That loft that has been doing absolutely nothing for three years.Planning the work is the exciting bit. Thinking about how to pay for it? Less so.But getting that part right matters. The borrowi...

27/06/2026

Sometimes life throws a curveball that changes everything.

Critical Illness Cover is different from Income Protection. It pays out a one-off lump sum if you are diagnosed with a specific serious illness, like a heart attack, stroke, or certain types of cancer.

You could use this lump sum to pay off your mortgage entirely or cover medical costs, giving you one less thing to worry about during a difficult time.

Read more about the benefits of Critical Illness Cover: https://yesmortgageservices.co.uk/could-you-pay-your-mortgage-on-less-than-119-a-week/
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We do not charge a fee for mortgage advice. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

For most of us, our mortgage is the biggest and most important bill we pay each month. But have you ever stopped to consider what would happen if you were suddenly unable to work due to illness or an accident? It’s a question worth asking. With the cost of living remaining high, it’s sensible to...

19/06/2026

FCA mortgage reforms could ease access for self-employed...

New affordability checks and mortgage products could give greater flexibility to those on variable incomes, according to proposals from the Financial Conduct Authority (FCA).

The financial regulator is putting forward reforms that seek to make it easier for certain people to get a mortgage approved, taking in their ‘full and current’ circumstances.

https://www.simplybusiness.co.uk/knowledge/income/fca-mortgage-reforms-could-ease-access-for-self-employed/

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We do not charge a fee for mortgage advice. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

More freelancers could get on the property ladder with mortgage reforms.

05/06/2026

Wondering what the energy efficiency upgrade deadlines mean for your rental property? We've got you covered with a clear explanation of what landlords need to do. Read our informative blog to learn more:

Read more 👉 https://lttr.ai/AfA6E

03/06/2026

Don't let a lack of financial protection jeopardise your home and your family's security. "Understanding the protection gap and taking steps to close it is a fundamental part of responsible financial planning."

Learn how you can safeguard your future. Read the blog:
https://lttr.ai/Arwtx