FosterRamsay Finance

FosterRamsay Finance Are you confused about which finance option to choose ? We compare the market for you and guide you

We compare the market for you and guide you through the process to help you choose the best option

Fathers Day Feature It was an honour to write for The West Australian’s Your Money section in the lead-up to Father’s Da...
08/09/2026

Fathers Day Feature
It was an honour to write for The West Australian’s Your Money section in the lead-up to Father’s Day.

My op-ed article explored a question that I think is particularly important for dads: where is the best place to teach our kids about money?

The answer might not be where you’d expect — and it has much less to do with formal lessons and much more to do with the everyday moments, conversations and examples we set at home.

I’m grateful to The West Australian for the opportunity to share my thoughts on helping the next generation build a healthy relationship with money.

And, of course, happy belated Father’s Day to all the dads, grandads and father figures out there. 👏

🏡 First Home Buyer Myth: You need a 20% depositRepeat after me: I do NOT need a 20% deposit to buy a home! 🙌We have acce...
02/09/2026

🏡 First Home Buyer Myth: You need a 20% deposit
Repeat after me:
I do NOT need a 20% deposit to buy a home! 🙌

We have access to lenders offering:
✅ LMI waivers (yep, no mortgage insurance)
✅ 98% LVR home loans
✅ Government guarantees with just 2% deposit

💡 That means you could get into your first home sooner — without needing to save for years.

📲 Confused by all the options?
That’s what I’m here for.
Let’s walk through what’s available based on your unique situation.

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

🚗 Need a car loan? We do that too.Whether you're upgrading the family SUV or buying your first set of wheels, I can help...
30/08/2026

🚗 Need a car loan?
We do that too.

Whether you're upgrading the family SUV or buying your first set of wheels, I can help you secure a competitive car loan — often with better rates, flexible terms, and no hidden surprises.

💡 Let me compare options from trusted lenders and tailor a finance solution that fits your budget (and your lifestyle).

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

✨ “You can’t go back and change the beginning, but you can start where you are and change the ending.” – C.S. LewisNew w...
27/08/2026

✨ “You can’t go back and change the beginning, but you can start where you are and change the ending.” – C.S. Lewis

New week. New mindset. New chances to rebuild, reframe, and refocus.

Whether you're starting from scratch or starting fresh — forward is forward. 👊

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

🐾 Happy International Dog Day!Let’s be honest… brokers and dogs have a lot in common:✔️ We’re loyal✔️ We chase things re...
26/08/2026

🐾 Happy International Dog Day!
Let’s be honest…
brokers and dogs have a lot in common:

✔️ We’re loyal
✔️ We chase things relentlessly (approvals, not sticks)
✔️ We work all hours
✔️ And we get overly excited when the postie drops off a formal approval 📬

Today’s the day we celebrate the real MVPs of the home loan journey — the furry friends who sit next to us during Zoom calls, bark during lender updates, and snooze through BDM presentations like true pros.

Got a pup that’s helped you through a tricky deal? Tag them below and show off your four-legged office assistant! 🐶💻

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

💥 Chasing the lowest rate? Let’s rethink that.Sure, rates matter — but they’re not the main character. The right loan is...
24/08/2026

💥 Chasing the lowest rate?
Let’s rethink that.

Sure, rates matter — but they’re not the main character.

The right loan is the one that helps you buy the dream, build wealth, or pay off your home faster — not just save 0.05%.

✅ I look at the whole picture — rates, fees, features, flexibility — to make sure the deal fits your goals, not just a headline.

Because the best deal? It’s the one that gets you the best outcome.

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

🎯 Self-employed? Here's your home loan playbook.Running your own business doesn’t mean you’re locked out of property — y...
23/08/2026

🎯 Self-employed? Here's your home loan playbook.

Running your own business doesn’t mean you’re locked out of property — you just need a lender who gets it.

Whether you’re a fresh startup with a new ABN, a sole trader, or managing a complex trust or company structure, there are flexible policies designed just for you.

✨ No financials? No worries.
✨ One year of income? Sorted.
✨ Low-doc or alt-doc? We’ve got options.
✨ Trading under a trust or company? Bring it on.

We literally have a solution for almost every business setup — and knowing which lender fits your scenario is where the magic happens.

Let’s build a finance strategy around your unique business story — not force you into a system that wasn’t made for you.

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

📱 Bank said no? I say... not yet.One “no” doesn’t mean it’s the end of the road — it just means that lender wasn’t the r...
19/08/2026

📱 Bank said no?

I say... not yet.

One “no” doesn’t mean it’s the end of the road — it just means that lender wasn’t the right fit.

👉 Here’s the truth: we don’t work for the bank. We work for YOU.
And it’s our job to match you with a lender whose policy actually fits your situation — not try to squeeze you into a box you were never meant for.

💡 Every lender has different credit rules, appetite, and quirks. Some love self-employed clients. Others are great with bonus income, family guarantees, or unique property types.

🛠️ I know the niches, the workarounds, the loopholes — and most importantly, who to approach (and who to avoid).

So if you’ve been knocked back or told “it can’t be done,” don’t give up. Let me take a second look — your YES might just be one lender away.

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

Always enjoy catching up with Kim to chat about the money questions that catch people by surprise.This time we unpacked ...
18/08/2026

Always enjoy catching up with Kim to chat about the money questions that catch people by surprise.

This time we unpacked why some credit card purchases, including online lottery tickets, can attract cash advance fees—and a few simple ways to help avoid unnecessary charges.

🎧 Listen here:https://ow.ly/vtVs50ZwPbX

Sometimes it's the small details that can save you money.

💳 Does your credit card limit affect borrowing power?YES! Even if you never use it, lenders treat your credit limit as a...
17/08/2026

💳 Does your credit card limit affect borrowing power?
YES!
Even if you never use it, lenders treat your credit limit as a liability. A $10k limit could reduce your borrowing power by $40k or more.

👉 Tip: If you’re not using it, consider lowering or cancelling before you apply. I can show you how it changes your figures.

If you’re ready for the next chapter, we’d love to come on the journey with you.
📞 0448-010-999 or
📧 [email protected]
📩 Or shoot me a DM!

Address

Suite 65, Waterman Workspace Suites, Eastland S/C, 175 Maroondah Highway
Ringwood
3134

Telephone

+61448010999

Website

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