Percom Financial Services

Percom Financial Services At Percom Financial Services, we offer impartial mortgage advice across a comprehensive range of mortgage lenders and insurance providers

Mortgage Risk Warning – The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. AR Disclosure – Percom Financial Services a trading style of Percom Financial Services Limited is an appointed representative of HL Partn

ership Limited which is authorised and regulated by the Financial Conduct Authority. Limited Company – Percom Financial Services Limited are registered in England and Wales Registered No: 12920483. Registered Office: Unit 8, 16-18, Pampisford Road, Purley, England, CR8 2NE

Jurisdictional Statement - The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Broker Fee Disclaimer – There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £249 to £999 and this will be discussed and agreed with you at the earliest opportunity. At Percom Financial Services, we offer impartial mortgage advice that gives our customers the most competitive deals in the market. Whether you are a first-time buyer, moving home, investing in the buy to let market or looking to re-mortgage any of your properties; we can provide expert advice and recommendations to suit your personal needs and circumstances. With over 17 years of combined experience in the financial services and property , there's no need to doubt why we are perfectly positioned to assist with your financial and mortgage needs.

THE ROLE OF CONVEYANCING When moving house, you might wonder, what will Conveyancing actually do for me? 🤔❓The world of ...
28/08/2026

THE ROLE OF CONVEYANCING

When moving house, you might wonder, what will Conveyancing actually do for me? 🤔❓

The world of conveyancing can seem mysterious, we lift the lid on some of the essential activities that they do in order for you to move.
Once you’ve put in an offer on a new place, they’ll take on all of the legalities, this includes drafting the sale contract and performing a wide range of valuable searches to keep you protected. These can range from environmental searches as well as planning issues affecting your property, to safeguard you from buying someone else’s problem, and can uncover whether your dream purchase has ever suffered from any major issues such as flooding, mining subsidence or contaminated land.

After your offer has been accepted, a solicitor will take care of the legalities, from drafting contracts, carrying out searches, to overseeing the contract signatures, through to the exchange and completion.

Your solicitor will report back on all their findings and allow you the chance to walk away, or oversee you signing the contract with the seller. They’ll also take care of the transfer of the payments ready for your completion date, handle any Stamp Duty payments and hand over the keys ready for you to move in to your dream home.

Ready to make your move? Get in touch with us today to book an appointment!👇📞

🌐 www.percomfinancialservices.co.uk
📞 0207 340 9009
📩 [email protected]

Please note, Percom Financial Services do not provide advice in this area, please seek independent advice.

PLEASE NOTE:
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice.

EVER WONDERING ON WHY YOU SHOULD CREATE A WILL? 🤔❓ Creating a Will gives you the chance to do some good with the assets ...
24/08/2026

EVER WONDERING ON WHY YOU SHOULD CREATE A WILL? 🤔❓

Creating a Will gives you the chance to do some good with the assets you’ve worked hard to accumulate during your lifetime. It’s your opportunity to protect your family, set out how you would like to reward those important to you after you’ve gone, and an excellent opportunity to donate to any causes you’ve always been passionate about.

It’s often a lot easier and cheaper to create a will than you may imagine.

Ready to make your move? Get in touch with us today to learn more about the benefits of creating a Will👇📞🙋

🌐 www.percomfinancialservices.co.uk
📞 0207 340 9009
📩 [email protected]

Please note, Percom Financial Services do not provide advice on wills, but we can put you in touch with a trusted third party who can help. 🫱🫲

PLEASE NOTE:
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice.
The Financial Conduct Authority does not regulate some forms of buy-to-lets.



21/08/2026

Did you know FIRST-TIME PROPERTY BUYERS in England and Northern Ireland pay £0 in STAMP DUTY on homes up to a certain amount?

Navigating property taxes and finding the right mortgage can feel overwhelming, but you don't have to do it alone.

Whether you're taking your very first step onto the property ladder or moving to your next home, we are here to guide you through every single payment and process.

Ready to make your move? Get in touch with us today to book an appointment!👇📞

🌐 www.percomfinancialservices.co.uk
📞 0207 340 9009
📩 [email protected]

PLEASE NOTE:

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for mortgage advice.

The Financial Conduct Authority does not regulate some forms of buy-to-lets.

KICKSTART YOUR BUY-TO-LET PROPERTY🏠🔐🫱🫲Buy-to-let properties can be a popular investment opportunity, but the idea of bec...
17/08/2026

KICKSTART YOUR BUY-TO-LET PROPERTY🏠🔐🫱🫲

Buy-to-let properties can be a popular investment opportunity, but the idea of becoming a landlord may seem like a daunting prospect with so much to consider before you take the plunge.

We’re here to help you navigate your options, we have a wealth of knowledge and practical tips available to help you along your journey.
We will aim to listen to your needs and guide you, helping you to choose your property, helping with your business plan, obtaining a mortgage and connecting you with trusted third-party letting agent and service contacts to help your plan flourish.

Please visit our website below or give us a call to book an appointment today. 👇🏠 📞

percomfinancialservices.co.uk

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Please note, there may be a fee for mortgage advice.

The Financial Conduct Authority does not regulate some forms of buy to lets.

Also, we do not provide tax advice, please ensure to seek specialist tax advice if this is required.




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Open Up Opportunities With A Remortgage 🔐🏠If your fixed rate mortgage period is set to come to an end shortly, you could...
14/08/2026

Open Up Opportunities With A Remortgage 🔐🏠

If your fixed rate mortgage period is set to come to an end shortly, you could save some serious money by remortgaging.

This is where you can look to move your mortgage from one deal to another to secure better rates, or even as a means of releasing a lump sum that could be put towards something very worthwhile, such as a home renovation.

It’s always worth shopping around for a good deal, and mortgages are no different. After your initial fixed-rate period comes to an end, often lenders will put you onto a higher ‘Standard Variable Rate’ potentially costing you more, so it’s worth taking action before this happens.

Talk to us today and we will listen to your circumstances and provide advice and recommendations on what you can do, alongside giving access to a wide range of deals and rates from across the market, to help you achieve the right mortgage to suit your needs. 📞 🏠

PLEASE NOTE, YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Please note, there may be a fee for mortgage advice.

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10/08/2026

FIVE TOP TIPS FOR SELLING YOUR HOME

Small changes can make a big difference when it comes to selling your home. Follow these tips to make your house as attractive as possible for prospective new buyers.

1. Increase kerb appeal

First impressions always count; from the outside, tidy the garden, w**d the driveway and jetwash the patio, repair damaged fences and clean your windows before any viewings.

2. Choose neutral colours

It’s a classic; keep your colours subtle to increase the appearance of space and help buyers visualise them making their own mark upon the property. You can still inject some warmth with choice accent colours on soft furnishings such as cushions and rugs.

3. Clean & de-clutter your property

Give your place a spring clean and tidying away unsightly items in cupboards to help create more space and make it easier for potential buyers to think about how they can see themselves living there.

4. Consider the time of year

It’s challenging to make a house look as attractive in Winter as in other times, so think about holding on if you can; improved weather, brighter days and plants in bloom can give your place a natural makeover.

5. Presentation

Last-minute care and attention to the little details before estate agents come to take photos or potential buyers arrange a viewing can pay big dividends. Turn your lights on, ensure beds are made, curtains are tied back and kids toys are tidied away. Conceal pet beds & toys, and tactically place fresh flowers and air fresheners to increase the appeal for visitors.

Whether you're looking to port your existing mortgage or find the best rate for your next property, we're here to make the transition seamless.

Contact us today to discuss your options for your next home purchase. 🏠📞

THE HIDDEN COSTS OF MOVINGIt’s always enjoyable scrolling through listings of properties for sale, whether you’re after ...
07/08/2026

THE HIDDEN COSTS OF MOVING

It’s always enjoyable scrolling through listings of properties for sale, whether you’re after expansive dream houses and country boltholes through to sharp urban living or seeking a wholesome family slice of suburbia.

There’s one thing in common however, the price you see is not the price you pay.

The average cost of moving is almost £9,000 and includes many things you’d not normally expect to budget for. One of the biggest considerations to bear in mind is whether you already have a mortgage, if you can’t move it across to your new property, there can be a heft early-repayment charge. Factor in costs for estate agent fees, surveyors, Stamp Duty, conveyancing, and removal costs, and it soon stacks up.

Fortunately, we’re here to help guide you through the process of moving home with both eyes open. We’ll look at your exact circumstances, and provide our advice, making you aware of the costs and pitfalls, using our tried and tested experience.

As mortgage advisers, we’ll help you finance the home of your dreams, and by being able to access a wide range of lenders from across the market, you’ll be assured you are getting a suitable deal. 👨‍🏠🔐

Contact us today to let us help you on your journey. 📞😊

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Please note: There may be a fee for mortgage advice.



It pays to shop around to get the best value, whether it’s saving money when finding a new broadband deal, changing to a...
03/08/2026

It pays to shop around to get the best value, whether it’s saving money when finding a new broadband deal, changing to a cheaper energy provider or reducing the premium on your car insurance.

Mortgages are just the same, if your initial fixed term period is coming to an end, or you’re looking to release a sum of money for a big project, then it’s worth getting prepared upfront for a remortgage. We’ll help you find the right deal for you, and to help kickstart, here’s a few handy tips on how you can get the process going:

· Seek expert assistance – contact us today for bespoke, expert advice. We’ll listen to your needs, guide you through the process and recommend only the most suitable remortgage deals to allow you to save money and fulfil your dreams.
· Plan ahead – allow up to six months for a remortgage to take place, giving time for research and decision making for what you’re looking for alongside the process of applying for a remortgage itself.
· Plan your finances – just as for applying for your first mortgage, it pays to make sure your finances are truly in order. Check your credit score, don’t apply for any new credit, avoid any large purchases, avoid payday loans or overdrafts at all costs to boost your chances of quick acceptance for a remortgage.
· Get your documents in order – just as for your first mortgage, documents will be required to prove your identity, current address and proof of income; save time by gathering your documents together upfront.
· If you’re self-employed – you’ll need to show additional proof of income with three years history. You can aid your application by showing future workload and incoming revenue stream.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Please note: There may be a fee for mortgage advice. The Financial Conduct Authority does not regulate some forms of buy to lets.

Address

16-18 Pampisford Road
Purley
CR82NE

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

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