Private Finance Group

Private Finance Group French, Portuguese and Spanish mortgage brokerage

FPF Newsletter - New rule set up by the Banque de France -
27/01/2023

FPF Newsletter - New rule set up by the Banque de France -

Back in July, we explained what the taux d’usure was and went a bit more into it in December as well. Following the recent difficulties for the banks to be profitable (40% of the mortgage applications were / are being turned down), the Banque de France has decided to review its system.  Rather th...

FPF Newsletter - French market update -
05/12/2022

FPF Newsletter - French market update -

Why is the rising of French mortgage rates a good thing? France has not escaped the rise of rates over the last few months. Yet these increases have not been to the level seen in countries like the UK. In France, as the rates were extremely low to begin with, the recent rise puts them back in the re...

FPF Newsletter - Even when the heatwave stops, the French mortgage market stays hot! -
31/08/2022

FPF Newsletter - Even when the heatwave stops, the French mortgage market stays hot! -

Market update Even when the heatwave stops, the French mortgage market stays hot! Our newest lending partner is now offering a new product, on top of the classic repayment mortgage and the less common interest only mortgage: the repayment mortgage with an initial interest only period. With this mort...

FPF Newsletter - Stop press…AGAIN! The good news that keep coming! -
04/08/2022

FPF Newsletter - Stop press…AGAIN! The good news that keep coming! -

Market update Stop press…AGAIN! The good news that keep coming! As mentioned in our previous newsletter, a new bank has come to the international mortgage market.  The new bank was available for the purchase of existing properties only. Well no more my friends! They can now finance off-plan (VEFA...

FPF Newsletter - Why can a rate increase be a good news? -
20/07/2022

FPF Newsletter - Why can a rate increase be a good news? -

The Annual Percentage Rate of Charge (or ‘’APRC’’, also called ‘’T.A.E.G’’ in French which stands for ‘’Taux Annuel Effectif Global’’) is the rate you pay including the mortgage interest rate, the mortgage insurance cover, the bank fees, the mortgage tax and sometimes the bro...

FPF Newsletter - A new partner on the market! -
17/06/2022

FPF Newsletter - A new partner on the market! -

Market update Stop press! We have some fantastic news to share with you all! As mentioned in our previous email, a new bank is coming to the international mortgage market. We can now officially confirm that this will happen... on July 1st!  

FPF Newsletter - New Bank Coming Soon! -
09/06/2022

FPF Newsletter - New Bank Coming Soon! -

A strong winter season in the French Alps saw us receive a high volume of enquiries, and interest has been high in the countryside, too – especially in such places Normandy and the ever-popular Dordogne.

Our Clients needed the highest possible LTV in order to capitalize on favorable circumstances in France. Furthermore, th...
23/03/2022

Our Clients needed the highest possible LTV in order to capitalize on favorable circumstances in France. Furthermore, they desire the longest term available in order to reduce their monthly payments.

find out more here: https://buff.ly/3NcBpoz

Our Clients desired the greatest possible LTV in order to take advantage of favorable conditions in France...

Our client has an excellent financial profile. It's a common instance where the mortgage isn't too big, avoiding the par...
10/03/2022

Our client has an excellent financial profile. It's a common instance where the mortgage isn't too big, avoiding the participation of higher-risk committees.

Find out here: https://buff.ly/3CL5Zkt

Our customer has an outstanding financial profile. It is a typical case in which the mortgage is not too large...

What are the motivations of a private bank when taking on board a new client?Find out here:
07/03/2022

What are the motivations of a private bank when taking on board a new client?

Find out here:

Our ultimate French mortgage guide for non residents will take you through everything you need to know when looking to get a mortgage in France. Discover this today

Private banks offer more flexibility and financial optimisation when applying for a French mortgage.More information her...
01/03/2022

Private banks offer more flexibility and financial optimisation when applying for a French mortgage.

More information here:

Our ultimate French mortgage guide for non residents will take you through everything you need to know when looking to get a mortgage in France. Discover this today

How does a private bank work and how it is different from a local bank?Find out here:
25/02/2022

How does a private bank work and how it is different from a local bank?

Find out here:

Our ultimate French mortgage guide for non residents will take you through everything you need to know when looking to get a mortgage in France. Discover this today

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45 Holmead Road
London
SW62JD

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Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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