Oportfolio

16/10/2026

👻 BOO! Scared of mortgage rates? 🎃

You're not alone! Between interest rates, mortgage applications and confusing lender criteria, getting a mortgage can sometimes feel like a horror story. 😱

But don't worry, there's no need to be spooked!

At Oportfolio, we help take the stress out of mortgages, whether you're:

Buying your first home 🏡

Moving house 🔑

Looking for a better remortgage deal 💷

Put the kettle on and let us handle the scary stuff! ☕

'Make Contact' 🫣 with our team, this Halloween!

https://oportfolio.co.uk/contact/

15/10/2026

🏆 WE HAVE A WINNER! 🏆

A huge congratulations to our Managing Director, Oliver Whitehead, who was crowned Top Adviser at the latest Primis Mortgage Network Recognising Elite Awards! 🥇

This is a fantastic achievement and a well-deserved recognition of Oliver's hard work, dedication and commitment to delivering outstanding mortgage and protection advice to our clients.

We're incredibly proud to see Oliver recognised as the number one adviser and to celebrate such a brilliant achievement for Oportfolio!

A massive thank you to PRIMIS for a fantastic evening, and congratulations to all the other winners and nominees!

Here's to many more successes! 🥂

12/10/2026

🌟380 FIVE-STAR GOOGLE REVIEWS!🌟

We're incredibly proud to have reached 380 five-star reviews on Google!

Our next goal? 400 five-star reviews by the end of 2026!

A huge thank you to our brilliant team for their continued hard work and dedication, and to our wonderful clients for trusting us with their mortgage journeys.

If we have ever helped you with your mortgage or protection in the past, could you help us to reach our target by leaving a Google review? 🙏

12/10/2026

Are mortgage rates finally coming back down? 📉

After weeks of increases, there's some welcome news for UK borrowers!

Santander, Halifax and Yorkshire Building Society have all introduced selected mortgage rate reductions, with some fixed-rate deals dropping back below 5%.

But don't get too excited just yet. Average rates remain elevated, and the cheapest advertised deals aren't necessarily available to everyone!

So, what does this mean if you're buying a property or approaching a remortgage?

We've broken down the latest lender changes, current mortgage rates and what borrowers should be watching next in our latest UK Mortgage Market Update 👇

UK mortgage rates fall as Santander and Halifax introduce cheaper deals. See the latest UK mortgage rates and what borrowers should know.

06/10/2026

We’ve welcomed a few new faces to the Oportfolio team over the past year, which means it was time for some new team headshots! 📸

Today, we welcomed photographer Laxman Shah to Oportfolio HQ to capture the first official headshots for some of our newer team members...as well as giving our Head of Marketing, Louis, a much-needed update to his slightly dated 2022 photo!

Looking forward to getting the new faces up on the Oportfolio website soon. 👀

05/10/2026

A lovely surprise from our new neighbours! ☕️🧁

A big thank you to Grazing Grateful, who have just opened next door to us here in Putney, for popping in and dropping off some samples of their delicious bakes for the Oportfolio team.

Safe to say, they went down very well! 😋

It’s always great to welcome another local business to the neighbourhood. If you’re passing through Putney, make sure you pop in and show them some support!

Welcome to the neighbourhood, Grazing Grateful! 👋

05/10/2026

Louis Mason from Oportfolio recently spoke to Mortgage Introducer. Read his thoughts here! 👇

Oil's reach extends far beyond the forecourt, with brokers already watching swap rates and preparing clients ahead of the 5 November rate decision

05/10/2026

Self-employed and thinking about getting a mortgage? This is an important reminder 🚨

You might think you still have plenty of time to sort your latest tax return, but your mortgage lender may think differently.

From TOMORROW, lenders are starting to require the latest 2025/26 tax year figures when assessing self-employed mortgage applications.

That means you may need your latest:

📄 Tax Calculation / SA302

📄 Tax Year Overview

💷 Up-to-date income figures

If your latest accounts or tax documents aren't ready, it could potentially delay or restrict your mortgage options.

So, if you're self-employed and planning to buy, move home or remortgage in the coming months, don't wait until the tax deadline to start getting everything in order.

Speak to us early and we can help you understand what documents you're likely to need before you apply.

05/10/2026

Mortgage rates have risen....again! And we're starting to see the impact on the property market.

This week average 2-year fix is at 5.56%, the average 5-year fix is at 5.52%, mortgage approvals have fallen to their lowest level since 2023, and UK house price growth slowed to 0.8%

But there's another side to the story. With buyer demand slowing, particularly in London, some buyers could find themselves with more choice and greater negotiating power.

So, is now a bad time to buy, or could there actually be opportunities?

https://oportfolio.co.uk/advice/uk-mortgage-market-update-5-october-2026/

UK mortgage rates rose again this week as mortgage approvals fell and the housing market slowed. See the latest rates and market outlook.

02/10/2026

HAPPY BIRTHDAY OLIVER!
🎉🎂🎈🎁