Oportfolio

10/06/2026

Thinking about renovating your home?

Many homeowners don't realise they may be able to remortgage to release equity and fund improvements.

In some cases, home improvements can even increase the value of your property.

We've put together a guide explaining how remortgaging for home improvements works and what you should consider before applying.

Read more:

https://oportfolio.co.uk/advice/remortgage-for-home-improvements/

Learn how to remortgage for home improvements, release equity, and borrow more on your mortgage for renovations and extension projects.

10/06/2026

Read Oportfolio's comments on the London 'small flat crisis' in the latest article from Mortgage Introducer 👇

Cladding, service charges and short leases are pushing London's small flat market to breaking point

09/06/2026

Bonus. RSUs. Share income. Can you use them for a mortgage?

In many cases, yes. But not all lenders assess complex income the same way, which can have a huge impact on how much you can borrow 💰

We've explained everything in our latest FAQ blog post 👇
https://oportfolio.co.uk/advice/mortgage-rsus-bonus-share-income/

Can you get a mortgage using RSUs, bonuses or share income? Learn how lenders assess complex income and why borrowing amounts can vary.

08/06/2026

Market Watch 💡

TSB are making rate reductions across their mortgage products.

Residential 👇

Rates reducing on:

• 2 Year Fixed House Purchase 0-60% and 90-95% LTV (including Affordable Housing), by up to 0.10%

• 5 Year Fixed House Purchase 0-80% and 85-95% LTV (including Affordable Housing), by up to 0.15%

• 2 Year Fixed Remortgage 0-75% LTV (including Affordable Housing), by up to 0.20%

• 3 Year Fixed Remortgage 0-75% LTV, by up to 0.25%

• 5 Year Fixed Remortgage, by up to 0.25%

Buy to Let and Portfolio Buy to Let 👇

Rates reducing on:

• 2 and 5 Year Fixed House Purchase and Remortgage 0-75% LTV, by 0.10%

Product Transfer and Additional Borrowing 👇

Rates reducing on:

• Residential 2, 3 and 5 Year Fixed 0-75% LTV, by up to 0.10%

08/06/2026

This morning, Louis from Oportfolio was quoted in The Mirror, discussing mortgage approvals and first-time buyer confidence increasing! 🥳
Read Louis's comments here 👇

New data has been released following a Nationwide update this week

08/06/2026

Mortgage approvals have reached their highest level in 15 months, but affordability remains one of the biggest challenges facing buyers.

Our latest Mortgage Market Update covers:

1) Rising mortgage approvals 🥳

2) Recent house price movements 🏠

3) Remortgage trends that we've noticed 🤔

If you're buying, moving, or remortgaging in 2026, it's worth staying informed.

https://oportfolio.co.uk/advice/uk-mortgage-market-update-8-june-2026/

Mortgage approvals hit a 15-month high while house prices continue to soften. Read the latest UK mortgage market update from Oportfolio.

05/06/2026

Read Louis from Oportfolio's thoughts on the UK buy-to-let market in the latest article from Mortgage Introducer 🙌

Brokers say investors are scrutinising deals more carefully and limited company structures are now the default route for portfolio building

05/06/2026

With some mortgage rates now starting below 4%, many borrowers are once again weighing up whether to fix or take a chance on future rate cuts.
In our latest June 2026 mortgage rate update, we've rounded up:
📉 The lowest fixed rates
📉 The lowest tracker rates
📉 Buy-to-let mortgage rates
📉 Product transfer rates
Plus our thoughts on what borrowers should really be focusing on beyond the headline rate.
Take a look:
https://oportfolio.co.uk/advice/lowest-mortgage-rates-uk/

Compare the lowest mortgage rates UK including fixed, variable, remortgage and buy-to-let deals. Updated monthly with the latest lender data.

04/06/2026

"Sorry, you'll need to wait until your probation period ends."

That's what many buyers expect to hear when applying for a mortgage after starting a new job. But that's not always the case.

We recently helped a client secure a £750,000 mortgage shortly after starting a new role, despite still being in probation and only having a limited payslip history.

The key wasn't their salary or affordability. It was finding the right lender. Every lender has different criteria, and getting the right advice early can make a huge difference.

Give our latest case study a read 👇
https://oportfolio.co.uk/advice/mortgage-during-probation-period-case-study/

Can you get a mortgage during probation? We helped a newly appointed executive secure a £750,000 mortgage while still in their probation.

03/06/2026

Thinking about improving your home before selling or remortgaging?

Not every renovation adds real value, but some upgrades can make a significant difference to both your property price and buyer appeal 🚧🛠️

From kitchens and extensions to energy efficiency and kerb appeal, our latest blog explores the improvements most likely to boost the value of your home in today’s market.

Read the full article here: https://oportfolio.co.uk/advice/add-value-to-your-home/

Discover the best ways to add value to your home, including loft conversions, kitchens, garages, solar panels and more. Read more.