eddge

18/03/2026

We’re pleased to share that we have been featured in The Independent, providing expert commentary on the latest movements in UK mortgage rates.

With global uncertainty impacting financial markets, lenders have begun increasing rates again, and many of the most competitive deals have been withdrawn. In the article, our senior partner Elliot Nathan highlights just how quickly the market is shifting and why acting early can make a real difference.

Have a read, if you fancy it.

Sub-4% mortgages have met a rapid demise as the Middle East crisis causes global economic uncertainty

09/03/2026

Our latest case study shows how we helped a professional tennis player who had a UK property sitting empty between tournaments. By using a top slicing approach, we helped turn it into a buy to let that now generates income rather than sitting on the sidelines. Game, set and match (sorry, couldn't resist).

For our client, a professional tennis player whose career keeps her travelling most of the year, her UK property was spending far too much time off court. Rarely used and sitting empty, she decided it made sense to convert it into a buy-to-let, allowing it to generate income rather than remain idle....

19/02/2026

At eddge, we consider ourselves very fortunate to have lots of lovely clients. Yeh, we’re talking to you (and you). In a world that could currently do with as much love as possible, we’ve decided to launch a new little section for the website all about our clients and their businesses.

First up is the truly epic Jo and her even more epic business, Be More Shirley, a bakery like no other (rumours that we started with a food business because, well, we love food, can neither be confirmed or denied).

At eddge, we consider ourselves very fortunate to have lots of lovely clients. Yeh, we’re talking to you (and you). In a world that could currently do with as much love as possible, we’ve decided to launch a new little section for the website all about our clients and their businesses. First up ...

14/11/2025

Our latest brief look at why having mortgage expertise on your side can really make a difference. For Jonathan, the dream of moving his family back to the UK after 12 years in New York was fast turning into a bit of a nightmare. Before (humbly), we stepped in. Have a read. If you fancy it.

Our latest brief look at why having mortgage expertise on your side can really make a difference. Take this recent case.For Jonathan, the dream of moving his family back to the UK after 12 years in New York was fast turning into a bit of a nightmare. With all his income earned in US dollars and no r...

06/11/2025

The Bank of England has voted to hold interest rates at 4% following one of the closest decisions in recent months. Five members of the Monetary Policy Committee voted to maintain the current rate, while four favoured a small reduction to 3.75%. The split vote highlights growing support for rate cuts, with the Bank now signalling that a move in December is a real possibility.

You can read our thoughts here. If you fancy it, of course.

The Bank of England has voted to hold interest rates at 4% following one of the closest decisions in recent months. Five members of the Monetary Policy Committee voted to maintain the current rate, while four favoured a small reduction to 3.75%. The split vote highlights growing support for rate cut...

23/09/2025

The mortgage market isn't easy to navigate. All that terminology, all that jargon. It's enough to give the best of us a headache. Well, as independent mortgage experts, we are here to help. Take a look at our FAQs or ask your own question. If you fancy it.

Our ask a mortgage expert section provides answers to all the standard mortgage questions you may have and the ability to submit your own to our experts

01/09/2025

Not every mortgage fits the standard mould. See how we helped a client without a traditional income source secure borrowing without cashing in his investments.

Not every mortgage application fits neatly into the standard lending box. And that’s where having expertise on your side can really make a difference. Take this recent case: a retired client, 58 years old, wasn’t yet drawing his pension and didn’t have a traditional income. What he did have wa...

15/08/2025

🎉 Congratulations, Erin & Ally! 🎉

Huge congratulations to our colleague Erin McGonigle who recently tied the knot with Ally McEwan at the stunning Crossbasket Castle in Scotland. 💍✨

We’re so thrilled for you both and wish you a lifetime of love, laughter and happiness together. 🥂💖

08/08/2025

A few thoughts on yesterday's decision by the Bank of England's Monetary Policy Committee to cut Bank Rate to 4%. Have a read, if you fancy it.

Yesterday, those fine folks who make up the Bank of England’s Monetary Policy Committee (MPC) voted to cut bank rate to 4%, a level last seen in early 2023. Behind this move? A cooling economy, rising unemployment, and inflation that’s still hanging around like a guest who simply won’t take th...

16/12/2024

Stop the cavalry, it’s that time of year. The big man is almost here. Yay. We would just like to take the opportunity to wish all of our clients, our partners, and all the lenders we work with, Merry Christmas and Happy New Year. We hope you have a good one! 🎄

01/08/2024

It has been an exceedingly long period (over four years) since we were last able to state these words: bank rate has been reduced. Yay. Read our thoughts here, if you fancy it.

It has been an exceedingly long period (over four years) since we were last able to state these words: bank rate has been reduced. The Bank of England has decreased rates to 5%, marking the first reduction since March 2020, which is (whisper it quietly) likely to result in more favourable mortgage r...