Green Olive Mortgage Solutions

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Green Olive Mortgage Solutions

FT working mum of 3 👦🏻👧🏼👶🏻 Turning my passion into reality 🏡🔑 Mortgage and Protection Advisor
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15/05/2026

You’ll never regret having life insurance - honestly, it’s one of those things that just gives you peace of mind knowing your family would be protected if the worst ever happened.
It’s not about expecting the worst… it’s about being prepared for it. And that feeling of security? To me - that's worth every penny.

📱 07587 798 704
📧 [email protected]
🌍 www.greenolivems.co.uk

13/04/2026

With the mortgage market changing as much as it is right now, waiting until the last minute can be risky.
It’s not just the UK, current global events and uncertainty can impact financial markets, which then feeds into interest rates and mortgage pricing.
If your deal is ending in the next 6 months, you can usually secure a new rate now - and that can make a big difference.

Here’s why:
✔ If rates go up - you’ve already locked something in
✔ If rates go down - we can often switch you to a better deal before completion
✔ It gives you time to plan, rather than rushing into a decision

You’re not committing yourself too early… you’re just giving yourself options.
A lot of people don’t realise this and leave it too late then end up with fewer choices or higher monthly payments.

If your mortgage is due to end this year, it’s definitely worth having a quick review now
📱07587 798 704
🌐 www.greenolivems.co.uk
📧 [email protected]

13/04/2026

With the mortgage market changing as much as it is right now, waiting until the last minute can be risky.

It’s not just the UK, current global events and uncertainty can impact financial markets, which then feeds into interest rates and mortgage pricing.

If your deal is ending in the next 6 months, you can usually secure a new rate now - and that can make a big difference.

Here’s why:
✔ If rates go up - you’ve already locked something in
✔ If rates go down - we can often switch you to a better deal before completion
✔ It gives you time to plan, rather than rushing into a decision

You’re not committing yourself too early… you’re just giving yourself options.

A lot of people don’t realise this and leave it too late then end up with fewer choices or higher monthly payments.

If your mortgage is due to end this year, it’s definitely worth having a quick review now

📱07587 798 704
🌐 www.greenolivems.co.uk
📧 [email protected]

04/03/2026

Beautifully presented property! ❤️
Someone should snap it up!!

27/02/2026

Another day another beautiful gift!

Helping one of my best friends getting her foot on the property ladder meant the world to me!

Gifts are appreciated but not expected, it’s always a pleasure to be part of someone’s journey no matter how big or small ❤️

25/02/2026

First Time Buyer Product Series

After a short break we follow on with today’s product that is the Santander’s new 98% “My First Mortgage”.

It’s aimed at first‑time buyers who’ve managed to save at least £10,000, and it sits nicely between the usual 95% mortgages and the newer “no‑deposit” style options.
There are a few rules around income, the type of property you’re buying and your personal situation - so it won’t be right for everyone but this is where an adviser will help you navigate things.

For the right person, it could make getting on the ladder feel that bit more doable without needing a full 5% deposit.
If you’re saving and trying to work out what’s realistic for you, just drop me a message and we’ll go through it properly together.

📱07587798704
📧 [email protected]
🌍 www.greenolivems.co.uk

Source: Santander’s published “My First Mortgage” information.

20/02/2026

First Time Buyer Product Series

Introducing the Barclays Springboard Mortgage.
So, If you’re struggling to save a big deposit but you’ve got family who want to help, the Barclays Family Springboard Mortgage could be a brilliant way to get you moving sooner.

With a ‘helper’ placing 10% of the purchase price into a secure account for 5 years, you may be able to buy with little (or even no) deposit. After the 5‑year period, their money is returned with interest (as long as the mortgage has been paid on time).

It’s designed for buyers who need a boost, without handing over money permanently or adding family members to the mortgage.

If you’re wondering whether this could work for you, or you’d like the numbers checked against your situation, I’m always happy to take a look and talk it through.

📱07587798704
📧 [email protected]
🌍 www.greenolivems.co.uk

Source:https://www.barclays.co.uk/content/dam/documents/Family_Springboard_Customer_Brochure.pdf

19/02/2026

First‑Time Buyer Product Series

Next up is the Accord £5,000 Deposit Mortgage...
Got at least £5,000 saved and trying to get on the ladder? Accord have a product that might help, as long as:

• At least one of you is a first‑time buyer
• You’ve got a £5k deposit
• Max 99% LTV
• Max loan £495k / purchase price £500k
• Not available for new builds
• Both applicants must have indefinite right to reside in the UK

It won’t suit everyone! Your income, the property and your overall situation all play a part. For some, it’s a handy stepping stone and for others, a standard 95% mortgage might give more flexibility.

If you’re saving a deposit and want to know what your options actually look like, drop me a message and we’ll go through it properly.

📱07587 798 704
📧 [email protected]
🌐 www.greenolivems.co.uk

#£5kdeposit

Source: Accord Mortgages published £5,000 Deposit Mortgage product information.

18/02/2026

First Time Buyer Product Series

First up is the Skipton’s Track Record Mortgage.
If you’re renting and sick of feeling stuck, this could be worth a look. Skipton offer up to 100% loan-to-value (no deposit) for renters who:

▪️Haven’t owned a home in the last 3 years
▪️Are 21+
▪️Can show 12 consecutive months of rent paid on time within the last 18 months
▪️Meet credit and affordability checks

It’s aimed at people who can afford the monthly payments but struggle to save a deposit. It won’t suit everyone, but for some it could make buying possible sooner than you think.

If you’re renting now and wondering if this could work for you, drop me a message and we’ll have a proper look at your situation.

📱07587 798 704
📧 [email protected]
🌍 www.greenolivems.co.uk

Source: Skipton Building Society – Track Record Mortgage criteria.

17/02/2026

Buying your first home?
Let’s be right, it can feel like a total minefield! Between all the noise online and everyone else having an opinion, it’s enough to make your head spin.
But here’s the reality: You don’t need to be a financial whiz to get on the ladder. You just need the right information…
This week I’ll be exploring a few products specifically for first time buyers.
There are plenty of lenders with decent options out there but the trick is finding the one that fits your circumstances, not just the one that looks good in a flashy advert.
Whether you’re just starting to save or you already spend every night scrolling Rightmove... this week is for you.

Save the posts, follow along this week and if you got any questions - just ask!

📱 07587 798 704
📧 [email protected]
🌍 www.greenolivems.co.uk

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