Carlile Financial Ltd

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Carlile Financial Ltd Protection advice -

- life insurance, critical illness cover, income protection, family income benefit, accident insurance and home insurance

Carlile Financial Ltd Established 2021

Over 10 years Experience in financial services

We specialise in tailoring mortgages and insurance policies for our clients

We have a team consisting of mortgage advisers, protection specialists & administrators At Carlile Financial we will be offering the following :-

Mortgage advice -

- Residential - 1st time buyers, home movers, remortgages (like for like, home improvements or debt consolidation), product transfers and further advances
- Buy to let mortgages - purchases and remortgages - The FCA does not regulate some forms of buy to let mortgages.

07/10/2026

Five years of Carlile Financial. And now, the next chapter begins.

Over the last five years, we’ve had the privilege of helping local people protect their homes, their families and their financial futures.

As we celebrate our fifth anniversary, we’re incredibly proud to introduce

Carlile Estate and Will Planning is a partner company and operates separately from Carlile Financial Ltd, created with one simple aim: to help more people in our local communities put the right plans in place for the people they leave behind.

Because protecting your family isn’t only about today.

It’s about making sure your wishes are clear, your loved ones are considered and what you’ve worked hard to build can be passed on to the next generation in the way you intended.

This feels like a natural next step for the Carlile family, and another way we can support local people through some of life’s biggest decisions.

Protect what you’ve built. Plan for who comes next.

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Find out more at carlilewills.com

Here’s to the next five years.

06/10/2026

Day five of our Five for Five celebrations, and we’re finishing with Ryan Heath of Heaths Motorhomes and Lodges.

Ryan is another brilliant local business owner we’ve had the pleasure of supporting over the years, and it feels fitting to round off the week by recognising someone else building a strong business in our local community.

Five days. Five customers. Five years of Carlile Financial.

Ryan, thank you for your support and for being part of the journey. We hope you enjoy a little something from Keal and the team!

And to every customer who has trusted us over the last five years, thank you. We genuinely wouldn’t be here without you.

Keep an eye out for our big news tomorrow...

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. (FCA Number 956200).

05/10/2026

Day four of our Five for Five celebrations, and today we’re with Brad Sutcliffe, owner of FRACT and Bradleys Real Estate.

Brad is another local business owner we’ve had the pleasure of supporting, and someone who is building some brilliant businesses right here in our area.

At Carlile, we’re big believers in backing local people, local businesses and the customers who have supported us along the way.

Brad, thanks for your support over the years!

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. (FCA Number 956200).

04/10/2026

Day three of our Five for Five celebrations, and today we’re with , owner of in Pontefract.

When Brad and his partner were looking to move home, we were there to support them through the process.

We love supporting fellow local businesses, especially one that keeps more than a couple of the Carlile team looking sharp on a regular basis!

Brad, from and the team thank you for your support over the years. We hope you enjoy a little something from us.

We’ll see you next week!

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. (FCA Number 956200).

02/10/2026

Five years next week!

We’re incredibly grateful for every bit of support, trust and custom we’ve received over the last five years.

So, to mark the occasion, we wanted to give a little something back.

Over the next five days, we’ll be picking a customer from each year we’ve been in business and sending them a little thank you from Keal and the team.

First up, we’re going right back to the beginning...

Greg Eden was one of our very first customers.

Since then, he’s gone from a stellar rugby league career to becoming a successful property professional, and he’s now on property number TEN!

Greg, thanks for trusting us right at the start and for all your support since.

Enjoy a drink on us. Here’s to the next five years!

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. (FCA Number 956200).

Absolutely amazing service from start to finish! Everything was handled efficiently, I was given great advice throughout...
01/10/2026

Absolutely amazing service from start to finish! Everything was handled efficiently, I was given great advice throughout, and they regularly checked in to make sure everything was okay. They also helped me sort out my life insurance and critical illness cover, securing me a much better deal. I couldn’t have asked for a better service and would highly recommend them to anyone looking for a mortgage advisor. Thank you for making the whole process so smooth!

Thinking about overpaying your mortgage? 🏠Making extra payments may reduce your mortgage balance or help shorten the mor...
01/10/2026

Thinking about overpaying your mortgage? 🏠

Making extra payments may reduce your mortgage balance or help shorten the mortgage term. However, the impact depends on your mortgage product and lender’s terms.

Before paying extra, check:

• Your lender’s annual overpayment allowance
• Whether an early repayment charge could apply
• Any minimum or maximum payment limits
• How the overpayment would be applied to your mortgage

The rules can vary between lenders and products, so checking first may help you avoid unexpected charges.

Everyone’s circumstances are different, and we can help you review your options.

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
(FCA Number 956200) Your home may be repossessed if you do not keep up repayments on your mortgage. Terms apply to protection policies.

Two critical illness policies can look similar on the surface : but the wording inside can differ.Definitions of specifi...
30/09/2026

Two critical illness policies can look similar on the surface : but the wording inside can differ.

Definitions of specified illnesses and the conditions for a claim can vary between insurers and policies. That’s why it’s worth checking:

• Which illnesses are listed
• How each condition is defined
• What is excluded
• Any survival periods or claim conditions
• Whether the level of cover still suits your circumstances

Understanding these details can make protection easier to compare and easier to feel confident about. Cover is subject to eligibility, underwriting, policy terms and conditions.

Everyone’s circumstances are different, and we can help you review your options and explain the differences in straightforward language.

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
(FCA Number 956200) Your home may be repossessed if you do not keep up repayments on your mortgage. Terms apply to protection policies.

When you take out life cover alongside a mortgage, the type of term can make a difference to how the cover is structured...
29/09/2026

When you take out life cover alongside a mortgage, the type of term can make a difference to how the cover is structured.

Level term cover keeps the same amount of cover for the length of the policy. Decreasing term cover reduces over the term, often alongside a repayment mortgage as the balance comes down.

Because the amount of cover changes over time, the monthly premium can differ between the two. Neither option is automatically the right choice : it depends on your mortgage, your circumstances and what you want the cover to do.

Cover is subject to policy terms, eligibility and underwriting. Everyone’s circumstances are different, and we can help you review your options in a clear, straightforward way.

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
(FCA Number 956200) Your home may be repossessed if you do not keep up repayments on your mortgage. Terms apply to protection policies.

If you’re diagnosed with a serious illness, the financial impact can be felt well beyond the diagnosis itself.Critical i...
28/09/2026

If you’re diagnosed with a serious illness, the financial impact can be felt well beyond the diagnosis itself.

Critical illness cover may pay a lump sum if you’re diagnosed with a specified condition that meets the definition in the policy. The payment is generally made to the policyholder and is not usually restricted to specific spending, so it could be used towards things like mortgage payments, household bills, treatment costs or time away from work.

Not every illness is covered. Definitions, exclusions, eligibility, terms, conditions and underwriting all apply, so it’s worth understanding exactly what your policy provides.

Everyone’s circumstances are different, and we can help you review your options in a clear, jargon-free way.

Carlile Financial Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
(FCA Number 956200) Your home may be repossessed if you do not keep up repayments on your mortgage. Terms apply to protection policies.

Address

148 Southgate, West Yorkshire, United Kingdom
Pontefract
WF81QT

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