10/04/2026
Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.
It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.
📌I will need to work out your affordability as your broker for your mortgage. In order to do this I will require your three most recent payslips or self-employed income documents, copies of your most recent three months’ bank statements, and a copy of your credit report so that I can match up all of your outgoings to your external credit file and see an accurate portrayal of your month to month expenditure.
📌Photographic ID and proof of address will also be required to confirm your full name, date of birth, and address. As your broker I’m also required to take three years of address history from you, this also matches up to your external credit file.
📌Additional documents may be required after this stage and during different stages of your application. I will notify you of what these will be.
📌As a general rule these tend to include; your most recent P60 from your employer, any copies of signed contracts if you are due to start a new role or have recently started, and declarations that may need to be signed by the lender.
If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.
📱07792246722
📞01733 367800 - option 5
⌨[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*