http://www.agentisfinancial.co.uk/, https://calendar.meetparker.co.uk/client?apiKey=570110a5-5e91-4e4b-9aa8-10f920e6530a

Adam Long Protection & Mortgage Consultant, Ground Floor, 40 Thorpe Wood, Peterborough (2026)

30/10/2026

If you have the right mortgage broker working for you, even in today's challenging climate, it is possible to get a quick mortgage offer.

If you'd like to see how I can help you with your first or next mortgage give me a call or drop me an email:

📱07792246722
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

23/10/2026

📌First of all broker fees. There is no fee required to have an initial appointment with a broker at Agentis Financial. There is usually a broker fee upon submitting your application. All of your terms will be explained and a fee will not normally be charged until we have assessed all of your paperwork, secured an agreement in principle from the lender, and you are ready to proceed to full application on your chosen property.

📌Next lender fees. Depending on your chosen mortgage product the lender may charge fees for the product itself, fees to perform the valuation of your chosen property, or any other administrative fees for placing your mortgage with them. These will be highlighted to you once you have chosen your product and are proceeding with your mortgage application as some fees are required to be paid upfront to the lender.

📌Then survey fees. Your chosen lender will perform their own valuation on the property you are buying which helps to determine its value. This is a basic report and may come at a cost to you as noted above. You may also wish to have your own homebuyer’s survey or even a structural survey completed on the property before you buy it. This will be an additional cost and the company you use to perform this survey will determine the price.

📌Lastly legal costs. You will need a conveyancer to complete the legal work on the property. They have their own fees and costs. Here at Agentis we can recommend our trusted conveyancers to you and provide you with a quotation for this work. If you are not a first-time buyer or are a first-time buyer purchasing a property over a certain value, there may also be stamp duty fees to pay on top of your legal costs.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800
⌨[email protected]
💻 www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

16/10/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌The self-employed mortgage process has always been thought of as extremely difficult to go through with many more ‘hurdles to jump over and hoops to jump through’

📌Whilst your income may be looked at differently by lenders, we have helped many self-employed clients over the years here at Agentis.

📌There is more availability of lending now with more mainstream high street lenders offering mortgages for self-employed applicants than ever before.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800
⌨[email protected]
💻 www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

09/10/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

📌It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌Some or all of your deposit may be a monetary gift from your close family.

📌Most lenders accept this form of deposit. And, if required, your broker will detail to you any additional documents your chosen lender may need for this.

📌Often there is a form that is required to be filled out or a letter to be signed by the donor of the deposit.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞 01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

02/10/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌I will need to work out your affordability as your broker for your mortgage. In order to do this I will require your three most recent payslips or self-employed income documents, copies of your most recent three months’ bank statements, and a copy of your credit report, full name, date of birth, and address. As your broker I’m also required to take three years of address history from you, this also matches up to your external credit file.

📌Additional documents may be required after this stage and during different stages of your application. I will notify you of what these will be.

📌As a general rule these tend to include; your most recent P60 from your employer, any copies of signed contracts if you are due to start a new role or have recently started, and declarations that may need to be signed by the lender.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

25/09/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌An Agreement in Principle, AIP, as it’s often shortened to, also known as Decision in Principle or DIP, is a document, certificate or screenshot provided by a lender to show you have passed a credit check and are in a position to submit a full mortgage application once you have found a property.

📌It is not a guarantee of a mortgage and your application is still required to be fully submitted and approved by the lender’s underwriting team but is the first step you need to pass when applying for a mortgage.

📌AIPs are valid for anywhere between one and six months depending on the lender you are using. If it expires a new agreement in principle will need to be submitted in order to show you have still passed the initial credit check.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800 - option 5
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

18/09/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌Affordability calculators are lender-specific tools that brokers and intermediaries can access and use as part of your mortgage assessment. They are often part of a lender’s intermediary website or online portal.

📌Inputting your specific earned income and expenditure information into these calculators gives an indication as to how much the lender will potentially lend to you.

📌This does not affect your credit score nor is it any guarantee of a mortgage. You will still need an agreement in principle and your application will still need to be underwritten and approved by the lender but is the starting point to determine if you can actually afford to borrow what you need for your new purchase.

📌There are specific built-in calculations (often called stress tests) and ratios built into these calculators which are unique to each lender. There are also specific calculators used for buy-to-let purchases to determine the rental amount required each month by the property as these are different from residential calculations and often don’t require to be income and expenditure assessed.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

11/09/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌LTV Is the ratio of how much you borrow against the property compared to its value. It’s usually shown as a percentage.

📌For example if you are buying a property worth £200,000 and you have a mortgage for £150,000 your LTV would be 75%. This means you will have a 25% deposit (£50,000.)

📌The higher the LTV ratio, the riskier it is for the lender as there is a greater chance that they could end up losing money if you default on your loan and they have to sell the property. This is why we see loans with high LTV ratios often having higher interest rates.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800 - option 5
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

04/09/2026

purchasing your first home may be high on your agenda and goals for 2026.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

28/08/2026

Home insurance is an essential and legal part of property ownership. Here at Agentis we can arrange your policy for you and take into consideration any particular possessions you wish to specifically insure.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07792246722
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*