Tyler Hendriks Mortgage and Protection Consultant

Tyler Hendriks Mortgage and Protection Consultant I'm a whole of market broker with the ability to help nationwide and will look to get you the best deal in the market.

If you have the right mortgage broker working for you, even in today's challenging climate, it is possible to get a quic...
04/03/2026

If you have the right mortgage broker working for you, even in today's challenging climate, it is possible to get a quick mortgage offer.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
25/02/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.
It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.
📌Some or all of your deposit may be a monetary gift from your close family.
📌Most lenders accept this form of deposit. And, if required, your broker will detail to you any additional documents your chosen lender may need for this.
📌Often there is a form that is required to be filled out or a letter to be signed by the donor of the deposit.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
18/02/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.
It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌Most lenders will be happy to extend your mortgage offer to ensure you can buy the property.
📌Banks and building societies understand that buying a home doesn’t always go to plan, particularly if you’re buying a new build or a property in a long chain.
📌So if your completion date has been postponed, speak to your broker as soon as possible. They will be able to contact the lender and see if the offer can be extended.
📌Most lenders require a few weeks’ notice in order to extend the mortgage’s deadline and they’ll usually extend it an extra 1-3 months.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

As extreme as it sounds cancelling your protection policies without proper knowledge or advice regarding the consequence...
11/02/2026

As extreme as it sounds cancelling your protection policies without proper knowledge or advice regarding the consequences, means that, should the worst happen you could lose your home.

As the cost of living crisis looms we see more and more people prioritise what they deem to be important bills and costs in their lives. We’re all in the same boat.

As part of arranging your mortgage or your financial review, I will go through your full monthly costs and help guide you on how to budget and ultimately protect what is truly important to you and your family.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
28/01/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌Once your Mortgage Offer has been issued this means the lender is happy with your application and happy to lend you the money for your mortgage.
It is one of the final steps in the application process.

📌Your Mortgage Offer is only valid for a certain period of time. This can be up to 6 months and differs with each lender. Within this time your legal paperwork, and, all other legal steps which your conveyancer will be helping you with, need to be completed.

📌Once this has happened your conveyancer will ask you for dates you are happy to exchange and complete on, finishing your mortgage journey.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
21/01/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌The self-employed mortgage process has always been thought of as extremely difficult to go through with many more ‘hurdles to jump over and hoops to jump through’

📌Whilst your income may be looked at differently by lenders, we have helped many self-employed clients over the years here at Agentis.

📌There is more availability of lending now with more mainstream high street lenders offering mortgages for self-employed applicants than ever before.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

📌 LTV Is the ratio of how much you borrow against the property compared to its value. It’s usually shown as a percentage...
14/01/2026

📌 LTV Is the ratio of how much you borrow against the property compared to its value. It’s usually shown as a percentage.

📌For example if you are buying a property worth £200,000 and you have a mortgage for £150,000 your LTV would be 75%. This means you will have a 25% deposit (£50,000.)

📌 The higher the LTV ratio, the riskier it is for the lender as there is a greater chance that they could end up losing money if you default on your loan and they have to sell the property. This is why we see loans with high LTV ratios often having higher interest rates.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
07/01/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

As your broker, I will need to work out your affordability for your mortgage. In order to do this I will require your three most recent payslips or self-employed income documents, copies of your most recent three months’ bank statements, and a copy of your credit report so that I can match up all of your outgoings to your external credit file and see an accurate portrayal of your month to month expenditure.

Photographic ID and proof of address will also be required to confirm your full name, date of birth, and address. As your broker, I am also required to take three years of address history from you, so this also matches up to your external credit file.

Additional documents may be required after this stage and during different stages of your application. As your broker, I will notify you of what these will be.

As a general rule these tend to include; your most recent P60 from your employer, any copies of signed contracts if you are due to start a new role or have recently started, and declarations that may need to be signed by the lender.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
31/12/2025

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

Some or all of your deposit may be a monetary gift from your close family.

Most lenders accept this form of deposit. And, if required, your broker will detail to you any additional documents your chosen lender may need for this.

Often there is a form that is required to be filled out or a letter to be signed by the donor of the deposit.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
24/12/2025

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

First of all broker fees. There is no fee required to have an initial appointment with a broker at Agentis Financial. There is usually a broker fee upon submitting your application. All of your terms will be explained and a fee will not normally be charged until we have assessed all of your paperwork, secured an agreement in principle from the lender, and you are ready to proceed to full application on your chosen property.

Next lender fees. Depending on your chosen mortgage product the lender may charge fees for the product itself, fees to perform the valuation of your chosen property, or any other administrative fees for placing your mortgage with them.
These will be highlighted to you once you have chosen your product and are proceeding with your mortgage application as some fees are required to be paid upfront to the lender.

Then survey fees. Your chosen lender will perform their own valuation on the property you are buying which helps to determine its value. This is a basic report and may come at a cost to you as noted above. You may also wish to have your own homebuyer’s survey or even a structural survey completed on the property before you buy it. This will be an additional cost and the company you use to perform this survey will determine the price.

Lastly legal costs. You will need a conveyancer to complete the legal work on the property. They have their own fees and costs. Here at Agentis we can recommend our trusted conveyancers to you and provide you with a quotation for this work. If you are not a first-time buyer or are a first-time buyer purchasing a property over a certain value, there may also be stamp duty fees to pay on top of your legal costs.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07522 605601
📞01733 367800
⌨[email protected]
💻www.agentisfinancial.co.uk

*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Address

40 Thorpe Wood
Peterborough
PE36SR

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