Ash Hinds- Agentis Financial Mortgage & Protection Adviser

Ash Hinds- Agentis Financial Mortgage & Protection Adviser I boast a wealth of knowledge of financial services having done various roles in my career.

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because w...
09/06/2026

Sometimes in the mortgage world, we get used to acronyms, terms, and other industry-specific words and phrases because we use them day to day.

It could be that you’ve heard the phrase and don’t know what it means, or, just want a little insight into how mortgages work.

📌When you buy a property in England and Northern Ireland (different rules apply to Wales and Scotland), you may need to pay Stamp Duty Land Tax (SDLT).

📌This is a tax that is levied on the purchase price of the property and the amount depends on the value of the property and the type of property you are purchasing. For example, if this is your first purchase, second purchase, or additional property purchase.

📌The amount is collected and paid on your behalf by your chosen conveyancer at the end of the process.

📌The Government still has in place some savings on Stamp Duty so this tax may not apply to you as each individual circumstance is different.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

05/06/2026

⭐⭐⭐⭐⭐ FIVE STAR FRIDAY! ⭐⭐⭐⭐⭐

Congratulations Ash Hinds- Agentis Financial Mortgage & Protection Adviser!

Another amazing 5-star review for always looking after your clients!

If you'd like to get in touch with Ash to see how he can help you, contact him on the below details:
📱07592 319971
📞01733 367800
[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Why have there been recent interest rate changes?If you're unsure of what to do or think you could benefit from some adv...
02/06/2026

Why have there been recent interest rate changes?

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
⌨️[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

I can help the whole of the UK, meaning no matter where you are across the UK you can access our fantastic mortgage serv...
26/05/2026

I can help the whole of the UK, meaning no matter where you are across the UK you can access our fantastic mortgage services, to help you buy a home, remortgage or look at other financial options.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
⌨️[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

You can switch your product with your current lender if your current rate is coming to an end.However, you may find that...
19/05/2026

You can switch your product with your current lender if your current rate is coming to an end.
However, you may find that your existing lender doesn't offer you the very best products.
Our brokers here at Agentis will research the whole of the mortgage market for you and find you the best product for your needs.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
⌨️[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Are you a first-time buyer?You may be eligible to take part in the First Homes Scheme.This is a government scheme devise...
12/05/2026

Are you a first-time buyer?

You may be eligible to take part in the First Homes Scheme.

This is a government scheme devised to help first-time buyers get onto the property ladder.

With this scheme, you may be able to buy a home for 30% - 50% less than its market value. There are certain criteria you need to hit in order to be considered an eligible candidate. Your local council will provide an application for you and they will check to see if you are able to participate.

The home can be a new home built by a developer or a home you buy from someone else who originally bought it as part of the scheme.
The First Homes Scheme is also only currently available in England.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
⌨️[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

There is no fee required to have an initial appointment with me.There is usually a broker fee payable upon submitting yo...
05/05/2026

There is no fee required to have an initial appointment with me.

There is usually a broker fee payable upon submitting your mortgage application but this is only once you are happy, agreed to purchase or remortgage a property all paperwork has been assessed, have an agreement in place with a lender, and have had all terms of the mortgage and fees explained to you.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
⌨️[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

📌I will need to work out your affordability as your broker for your mortgage. In order to do this I will require your th...
28/04/2026

📌I will need to work out your affordability as your broker for your mortgage. In order to do this I will require your three most recent payslips or self-employed income documents, copies of your most recent three months’ bank statements, and a copy of your credit report so that I can match up all of your outgoings to your external credit file and see an accurate portrayal of your month to month expenditure.

📌Photographic ID and proof of address will also be required to confirm your full name, date of birth, and address. As your broker I’m also required to take three years of address history from you, this also matches up to your external credit file.

📌Additional documents may be required after this stage and during different stages of your application. I will notify you of what these will be.

📌As a general rule these tend to include; your most recent P60 from your employer, any copies of signed contracts if you are due to start a new role or have recently started, and declarations that may need to be signed by the lender.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

📌Some or all of your deposit may be a monetary gift from your close family.📌Most lenders accept this form of deposit. An...
21/04/2026

📌Some or all of your deposit may be a monetary gift from your close family.

📌Most lenders accept this form of deposit. And, if required, your broker will detail to you any additional documents your chosen lender may need for this.

📌Often there is a form that is required to be filled out or a letter to be signed by the donor of the deposit.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

📌First of all broker fees. There is no fee required to have an initial appointment with a broker at Agentis Financial. T...
14/04/2026

📌First of all broker fees. There is no fee required to have an initial appointment with a broker at Agentis Financial. There is usually a broker fee upon submitting your application. All of your terms will be explained and a fee will not normally be charged until we have assessed all of your paperwork, secured an agreement in principle from the lender, and you are ready to proceed to full application on your chosen property.

📌Next lender fees. Depending on your chosen mortgage product the lender may charge fees for the product itself, fees to perform the valuation of your chosen property, or any other administrative fees for placing your mortgage with them. These will be highlighted to you once you have chosen your product and are proceeding with your mortgage application as some fees are required to be paid upfront to the lender.

📌Then survey fees. Your chosen lender will perform their own valuation on the property you are buying which helps to determine its value. This is a basic report and may come at a cost to you as noted above. You may also wish to have your own homebuyer’s survey or even a structural survey completed on the property before you buy it. This will be an additional cost and the company you use to perform this survey will determine the price.

📌Lastly legal costs. You will need a conveyancer to complete the legal work on the property. They have their own fees and costs. Here at Agentis we can recommend our trusted conveyancers to you and provide you with a quotation for this work. If you are not a first-time buyer or are a first-time buyer purchasing a property over a certain value, there may also be stamp duty fees to pay on top of your legal costs.

If you're unsure of what to do or think you could benefit from some advice please give me a call or send me an email with the details below.

📱07592 319971
📞01733 367800
[email protected]
💻www.agentisfinancial.co.uk
*Your home may be repossessed if you do not keep up the repayments on your mortgage*

Address

40 Thorpe Wood
Peterborough
PE36SR

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