Where Can I Find A Mortgage - With Sabrina Tedford

Where Can I Find A Mortgage - With Sabrina Tedford I am your local mortgage advisor working hours to suit you. If you need 8pm on a Sunday evening I will do it.

I understand people are busy so wish to accommodate where I can.
07709124059

I am now on annual leave. I will be back in the office Monday 17th August. I will still be checking emails and messages ...
07/08/2026

I am now on annual leave. I will be back in the office Monday 17th August. I will still be checking emails and messages but might not be able to respond straight away.

Two accountants can look at the same business and describe it two different ways. So can two lenders.Salary and dividend...
03/08/2026

Two accountants can look at the same business and describe it two different ways. So can two lenders.

Salary and dividends, or net profit. One year of accounts, or two, or three. Retained profit counted, or ignored entirely. Self-employed income is not read to a single standard, which is why one answer is not the answer.

If you have been told no once, that was one view of your figures.

Send us the shape of your situation and we will look at it properly…

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS.
© 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ.
Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority

Bank shifts. Unsocial hours.The extra ones you picked up when the rota was short. If you work for the NHS, your payslip ...
31/07/2026

Bank shifts. Unsocial hours.

The extra ones you picked up when the rota was short. If you work for the NHS, your payslip is rarely just basic salary.

When it comes to a mortgage, how much of that additional income is taken into account varies from one lender to the next.

Some look at it differently again depending on whether it is contracted or bank work. None of that is obvious from the outside, and it is easier to know where you stand before you apply rather than after.

Answer a few questions about your situation and we will come back to you:

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS. © 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ. Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority

🚨 Want to know if you could qualify for a mortgage?Before you start worrying about rates, deposits, paperwork, or what’s...
28/07/2026

🚨 Want to know if you could qualify for a mortgage?

Before you start worrying about rates, deposits, paperwork, or what’s happening in the market right now…

✅ Take our quick mortgage quiz

In less than a minute, you can get a clearer idea of where you stand and what kind of mortgage route may be right for you.

Whether you’re:

🏡 a first-time buyer
🔁 looking to remortgage
🚚 planning to move home
📈 or exploring buy-to-let

our quiz is designed to help you understand your next step.

💡 It’s quick
💡 It’s simple
💡 It could give you the clarity you’ve been looking for

👉 Take the quiz now — the link is in the comments.

Sabrina Tedford
📞 Call: 07709 124059
📧 Email: [email protected]

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS.
© 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ.
Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

Is your protection in place? 🛡️Most of us insure our homes, cars and belongings—but protecting the people and income beh...
27/07/2026

Is your protection in place? 🛡️

Most of us insure our homes, cars and belongings—but protecting the people and income behind them can be just as important.

Life can change unexpectedly. The right protection could help provide valuable financial support for you and your family if illness, injury or loss of income affects your ability to manage everyday commitments.

Depending on your circumstances, protection may include:

🏡 Life Insurance — helping provide financial support for those you leave behind
❤️ Critical Illness Cover — providing a potential lump sum following a qualifying diagnosis
☂️ Income Protection — helping replace part of your income if you cannot work due to illness or injury

Protection is not one-size-fits-all. The right cover should reflect your income, family, mortgage and wider responsibilities.

Where Can I Find a Mortgage? can help you review your current arrangements, identify possible gaps and understand the options available to you.

👉 Review your protection options today.

Protection policies have no cash value at any time, and cover will cease at the end of the policy term.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS.
© 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ.
Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority

How long is left on your fixed-rate mortgage? 🏡⏳It is an easy date to forget—but knowing when your current deal ends cou...
24/07/2026

How long is left on your fixed-rate mortgage? 🏡⏳

It is an easy date to forget—but knowing when your current deal ends could give you more time to understand your options and prepare for what comes next.

Leaving it until the last minute could mean moving onto your lender’s Standard Variable Rate, which may result in a change to your monthly repayments.

Reviewing your mortgage early could help you:

📅 Confirm exactly when your current deal ends
💷 Understand what your future payments could look like
🔍 Explore available mortgage options before you need to decide
✅ Plan ahead without feeling rushed or pressured

Even if your fixed rate still has several months left, it may be worth starting the conversation now.

Not sure how long you have left—or when you should begin reviewing your options?

Get in touch with Where Can I Find a Mortgage? and we will help you understand the next steps.

👉 Review your fixed-rate options today.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS.
© 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ.
Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority

🏡 Buying your first home should feel exciting—not overwhelming.But when you are faced with deposits, affordability, mort...
22/07/2026

🏡 Buying your first home should feel exciting—not overwhelming.

But when you are faced with deposits, affordability, mortgage options, paperwork and unfamiliar terminology, it can be difficult to know where to begin.

That is exactly why we have created our simple First-Time Buyer Mortgage Quiz.

By answering a few straightforward questions, you can take the first step towards:

✨ Understanding the mortgage options that may be available
✨ Feeling more prepared for the buying process
✨ Getting guidance based on your circumstances
✨ Moving forward with greater clarity and confidence

You do not need to have everything figured out before you start. You simply need to know what your next step could be.

Ready to begin your journey towards your first home?

Complete our short First-Time Buyer Quiz today and let’s help you find your way forward. 🔑

👉 Click the link to start your quiz.



Your home may be repossessed if you do not keep up repayments on your mortgage.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS.
© 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ.
Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

Ready to get your keys?There’s nothing quite like that moment when the hard work pays off and the keys are finally in yo...
20/07/2026

Ready to get your keys?

There’s nothing quite like that moment when the hard work pays off and the keys are finally in your hand.

Whether you’re buying your first home, moving home, or simply trying to understand your mortgage options, the right advice can make the whole process feel a lot less stressful.

At Where Can I Find a Mortgage, we help you find a mortgage that suits your situation, not just a one-size-fits-all deal.

We can help with:

✅ First-time buyer support
✅ Moving home made easier
✅ Mortgage options tailored to you

If you’re ready to take the next step, or just want to understand what may be possible, send us a message and let’s have a chat.

Your keys might be closer than you think.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS.
© 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ.
Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority

CIS worker and wondering if getting a mortgage is going to be difficult?You might have been told your income is “too com...
17/07/2026

CIS worker and wondering if getting a mortgage is going to be difficult?

You might have been told your income is “too complicated” or that being paid through CIS makes things harder.

But that does not always mean you are out of options.

Some lenders understand CIS income and may look at your earnings in a more realistic way, rather than treating you like a standard self-employed applicant.

This could help if you are:

✅ Paid through CIS
✅ A contractor or tradesperson
✅ Working on different sites or projects
✅ Earning good money but unsure how lenders will view it
✅ Looking to buy, move home or remortgage

The key is knowing which lenders are comfortable with CIS income before you apply.

Getting a mortgage may be easier than you think.

Message us today to explore your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE BUY TO LET MORTGAGES, COMMERCIAL MORTGAGES AND BRIDGING LOANS.
© 2025 Where Can I Find a Mortgage Ltd is registered in Scotland. No. SC843689. Registered Office: Suite 204, Old Embroidery Mill, Abbey Mill Business Centre, Paisley, Scotland, PA1 1TJ.
Where Can I Find a Mortgage Ltd is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority

Address

Parker Crescent
Ormskirk
L391PJ

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 4pm
Sunday 10am - 5pm

Telephone

+447709124059

Website

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