Mike Gall - Mortgage Services

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Ormskirk
Mike Gall - Mortgage Services

I specialise in Mortgage, Equity Release, Life Insurance and Home Insurance. Local Independent Mortgage and Protection Advice.
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Being whole of market I have access to thousands of mortgage products to find the best deal for you. Whole of market with access to thousands of mortgage products to find the best deal for you. I specialise in helping customers get a mortgage even if they have been refused by a high street bank. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

08/10/2026

A fantastic review recently left by a client
⭐⭐⭐⭐⭐

06/10/2026

You don’t have to pay off all your debts, but it could help and increase the choices available when looking to secure a new deal for your next mortgage.
The less debt you have, normally means lenders will be happy to lend you more.
When we first speak I will take your debts and monthly payments into consideration when assessing your affordability and the amount you are looking to borrow
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

02/10/2026

Maternity Leave 👶👶
Being on maternity leave doesn’t mean you can not apply for a mortgage. Depending on your circumstances we can use your income from before going on leave. 📅💷💷📅

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

29/09/2026

Fees?!?!?! 😬😬
How much does your Broker charge???? 🦈🦈

Majority of my cases I don't charge a fee. 😁😁
I get whats called a "procuration fee" (commission) from the new lender.
So instead of the lender paying their own staff they pay me instead.
Meaning I can help you for free. 😁😁
For more complex cases 🧐I may charge a fee, but if I do, I will let you know the exact amount upfront e.g. self employed, adverse credit history. 👷🏼‍♂️🧾

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

22/09/2026

We leave things to the last minute and this is no different when customers get in touch with me when their mortgage deal is coming to the end of its current deal.

It is possible to get a new deal upto 6 months before your current deal is ending.
The steps involved when remortgaging are:
Searching for a suitable product for you and your circumstances
Submitting all the relevant paperwork that the lender asks for.
Conveyancers will work in the background to help facilitate the mortgage process (normally for free and a lot less stress than when you bought the property)
A survey is normally carried out on your property (this too is usually free and just to make sure your property is worth what you say it is).
Once these are boxed off the new rate will replace your current deal when it ends.
If you're feeling overwhelmed by the prospect of finding a new mortgage deal you know where I am.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

15/09/2026

Don’t let the fact you haven’t got the right documents together delay your mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

Address

5 Church House, Park Road
Ormskirk
L393AJ

Website

https://www.mikegall.co.uk/

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