Mike Gall - Mortgage Services

Mike Gall - Mortgage Services I specialise in Mortgage, Equity Release, Life Insurance and Home Insurance. Local Independent Mortgage and Protection Advice.
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Being whole of market I have access to thousands of mortgage products to find the best deal for you. Whole of market with access to thousands of mortgage products to find the best deal for you. I specialise in helping customers get a mortgage even if they have been refused by a high street bank. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

When we submit your mortgage application with a lender, the rate is secured (up to 6 months in advance).If the rates ava...
03/02/2026

When we submit your mortgage application with a lender, the rate is secured (up to 6 months in advance).

If the rates available drop before it starts, I will get in touch to see if you would like to change it. If it’s with the same lender, I will normally just do this and then confirm the new rate and savings with you.

This way, you know you have secured the most suitable deal for you now, and if something better comes along, you still have the option to change without any penalty before the new deal starts.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

A fantastic review recently left by a client⭐⭐⭐⭐⭐
28/01/2026

A fantastic review recently left by a client
⭐⭐⭐⭐⭐

I work with you to understand your financial situation and provide advice on the most suitable type of mortgage that wil...
20/01/2026

I work with you to understand your financial situation and provide advice on the most suitable type of mortgage that will suit your needs.
As an expert in the mortgage industry, I can explain the various processes, jargon and details you’ll need to know about your mortgage. Not to mention, I also complete all the legwork, such as researching the market, contacting lenders and submitting your applications, and more!
I can also offer help and assistance with additional mortgage-related services such as insurances or conveyancing.
By working with a mortgage broker like me, you can make informed decisions and feel confident about your mortgage choices.
So if you're considering a mortgage, consider reaching out who can guide you through the process with ease.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

It's a myth that just because you've changed your job, you can no longer get a new mortgage! Some lenders want you to be...
04/01/2026

It's a myth that just because you've changed your job, you can no longer get a new mortgage!
Some lenders want you to be in your new job a minimum amount of time e.g. 1-3 or even 12 months. Some lenders are happy with just a letter of an offer of employment.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

Happy New Year to 2026 🎉I look forward to helping as many of you as I can over the coming year — whether that’s buying y...
01/01/2026

Happy New Year to 2026 🎉

I look forward to helping as many of you as I can over the coming year — whether that’s buying your first home, moving house, or securing a better mortgage deal.

All the best,
Mike

As we come to the end of another year, I just want to take a moment to reflect on what has been an incredible journey th...
22/12/2025

As we come to the end of another year, I just want to take a moment to reflect on what has been an incredible journey throughout 2025. It’s been an absolute privilege to support, guide, and help so many fantastic people along the way.

To everyone who trusted me, reached out for advice, or allowed me to be part of your journey – thank you. Your continued support truly means a lot.

I’ll be working on reduced hours over the festive period, but I’m very much still open. Appointments can still be booked, and you’re more than welcome to get in touch at any time. I’ll respond to messages and emails as soon as possible.

Wishing you all a great Christmas! 🎁🎅🏼❤️

Browsing Rightmove or Zoopla, dreaming of making it your own? 💭🏡Rather than dreaming, get in touch to see if that dream ...
12/11/2025

Browsing Rightmove or Zoopla, dreaming of making it your own? 💭🏡
Rather than dreaming, get in touch to see if that dream can become reality. 😁😁
Remember, you should be checking its affordable before arranging viewings to avoid disappointment 😢
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

What is an independent mortgage advisor? 🤔Only mortgage brokers who are able to advise on the “whole of market” are able...
29/10/2025

What is an independent mortgage advisor? 🤔
Only mortgage brokers who are able to advise on the “whole of market” are able to call themselves ‘independent’. 🏡🏠🏡
Whereas mortgage advisers who work with a high street bank for example, would only be able to show you and advise on mortgages available through them. 🔒👨‍💼🔒
As an independent mortgage broker I have access to thousands of products and I offer my clients access to impartial advice based on their ind

Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.

Your mortgage deal is ending? 😳Don't worry 🧘🏼Get in touch asap. I can review what you have currently and what’s the best...
17/10/2025

Your mortgage deal is ending? 😳
Don't worry 🧘🏼
Get in touch asap. I can review what you have currently and what’s the best on the market to suit your needs. 🦸🏼‍♂️
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

5 Church House, Park Road
Ormskirk
L393AJ

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