Sharon Malone Mortgage & Protection Adviser

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Sharon Malone Mortgage & Protection Adviser Offering over 20 years experience in Financial Services. Specialising in Mortgage & Protection advice services, helping clients in Scotland and UK wide.

02/11/2026
😔 Expecting a jump in mortgage payments when your deal ends?📈Many of my clients have found the impending reality dauntin...
01/11/2026

😔 Expecting a jump in mortgage payments when your deal ends?

📈Many of my clients have found the impending reality daunting. Why? It was the worry about making the wrong decision when re-mortgaging.

🔎Don't make decisions on your own. It is my role to search the whole of the market to help you limit that jump, saving you every penny in monthly repayments as I can.

✅Importantly, when I find the best product for you, I'll actively track the market for cheaper deals right up until it's time to re-mortgage.

🤝Professional. Qualified. Advice.

Call or send me a DM to arrange an initial consultation.

Great outcome for my client 😊
29/10/2026

Great outcome for my client 😊

WOW - £500 A MONTH SAVED! 💛

Imagine thinking your only option was to enter into an IVA, only to discover there was another way forward!

After being turned away by another broker, our client felt like she had run out of options.

But thanks to our very own Sharon who is based in Scotland, things took a completely different turn! 🙌

Sharon went the extra mile to find a lender willing to help, securing a remortgage that reduced the client’s monthly outgoings by an incredible £500!

A massive shoutout to Sharon for another fantastic result and for showing that being told ‘no’ doesn’t always mean there are no options!

At Cloud Mortgages, we’re all about finding solutions, even when things aren’t straightforward.

📩 Been told no elsewhere? Let’s have a chat!

Your home may be repossessed if you do not keep up repayments on your mortgage. Remortgaging to consolidate debts may increase the total amount repayable.

I can help protect what matters most to you should the unthinkable occur.You should consider reviewing your existing pol...
12/10/2026

I can help protect what matters most to you should the unthinkable occur.

You should consider reviewing your existing policy's periodically to ensure your cover is sufficient and in line with your current commitments and family circumstances.

Feel free to get in touch for a free review.

Is your mortgage deal due to be reviewed in the next 6 months?You might ask, why use a mortgage broker when you can go o...
07/10/2026

Is your mortgage deal due to be reviewed in the next 6 months?

You might ask, why use a mortgage broker when you can go online and choose a new deal with your existing lender?

As your broker, I am here to check whether remaining with your lender is the best way forward. It may very well be. However I will compare against the whole of the market to ensure that you are proceeding with the best option that suits your needs.

If it is best to remain with your existing lender, I can process your product transfer AND continue to monitor rates to ensure that if rates reduce before your new deal begins, that you are not missing out!

Feel free to get in touch for an initial chat.

25/09/2026

Another brilliant ⭐️⭐️⭐️⭐️⭐️ review, this time for Sharon!

After previously applying and being declined, this client understandably thought there was no point trying again.

Sharon took the time to talk through the benefits of the cover, explain the application process and make sure the client understood the importance of answering every question correctly.

The result? A client who now has the protection they need AND knows exactly who they’ll be coming back to when it’s time to review their mortgage. 🏡🙌

Sometimes a previous decline doesn’t mean you should give up, getting the right advice and understanding the process can make all the difference.

Being in a position to buy your first home could be closer than you think!For eligible buyers, there are now options inc...
24/09/2026

Being in a position to buy your first home could be closer than you think!

For eligible buyers, there are now options including:

• mortgages with deposits starting at around £5,000

• 98% LTV mortgages, requiring a 2% deposit

• 100% LTV mortgages in certain circumstances.

These mortgages aren't suitable for everyone. Rates, affordability, credit history, the property and your longer term plans all need to be considered.

If buying your first home is on your radar, even if you don't think you're quite ready yet, a conversation now could help you understand what you could buy, how much deposit you may actually need and what you could work towards if you're not there just yet.

You may be closer than you think 🏡

Feel free to drop me a message.

Fancy picking up a high street voucher leading up to Christmas? I'm running a refer a friend promotion from now until th...
19/09/2026

Fancy picking up a high street voucher leading up to Christmas?

I'm running a refer a friend promotion from now until the end of the year, you can earn a £100 gift card for every qualifying referral 😊.

T & C's are within the comments

Address

Cumbernauld Based. Head Office: 370-374 Nottingham Road
Nottinghamshire
NG162ED

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