Perkins First Financial Solutions

Perkins First Financial Solutions Mortgage & Insurance Specialists Based in Nottingham and Derby Registered office Derby Road, Eastwood, Nottingham, NG16 3PA. Registered company number 13730047.

Jess has 20 years of experience as a mortgage & protection broker, helping people to achieve their dreams by providing a bespoke service tailored to their needs. Whether you are looking to purchase a property, move house, re-mortgage, or review your protection needs, Jess is here to help throughout every stage of the mortgage and protection process, and aims to provide peace of mind. Perkins First

Financial Solutions Limited is an Appointed Representative of Stonebridge Mortgage Solutions which is authorised & regulated by the Financial Conduct Authority. Registered in England & Wales

Overtime can boost your income, but will mortgage lenders count it? 💷🤔The good news is many lenders do consider overtime...
04/06/2026

Overtime can boost your income, but will mortgage lenders count it? 💷🤔

The good news is many lenders do consider overtime pay when assessing affordability. The amount included often depends on:

✔️ How long you’ve been earning it
✔️ Whether it’s regular and consistent
✔️ Your employer and industry
✔️ The lender’s individual criteria

If overtime makes up a big part of your income, it’s important to work with a broker who knows which lenders are most flexible.

I’ll help you understand exactly what can be included in your mortgage application. 🏡

📩 Get in touch for personalised advice.

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Helping first-time buyers feel confident and supported throughout the process is exactly what I aim for 🏡“Jess was absol...
02/06/2026

Helping first-time buyers feel confident and supported throughout the process is exactly what I aim for 🏡

“Jess was absolutely amazing throughout the whole process and made buying my first house stress free. I would highly recommend her services and will continue to use them”

Thank you for the lovely review, we’re so pleased we could help make your first home purchase feel stress free from start to finish.

If you’re thinking about buying your first home and don’t know where to start, get in touch for friendly, expert advice 📩

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Do you have £5,000 saved? 🏡That could be enough to get you onto the property ladder with a new £5k Deposit Mortgage for ...
28/05/2026

Do you have £5,000 saved? 🏡

That could be enough to get you onto the property ladder with a new £5k Deposit Mortgage for first-time buyers 🙌

✅ £5,000 minimum deposit*
✅ Fixed-rate repayment mortgage
✅ Available for first-time buyers
✅ Properties between £102k - £300k

* Subject to lender criteria, affordability checks and eligibility. Minimum deposit requirements and available products may vary by lender and applicant circumstances.

If saving for a larger deposit has been holding you back, this could be the opportunity you’ve been waiting for.

Available with selected lenders, such as Lloyds Bank, Halifax and Bank of Scotland.

Get in touch today to find out more 📩

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

27/05/2026

🚩 Applying for a mortgage soon?

Here are some financial red flags lenders may look out for:
❌ Late payments
❌ Maxed out credit cards
❌ Frequent payday loan usage

These can all impact how lenders assess your affordability and reliability when reviewing your application.

The good news? Small financial changes now could improve your chances of mortgage approval later ✅

If you’re unsure where you stand, I can help you understand your options and get mortgage-ready 🏡

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Is buying cheaper than renting in the long run? 🤔It’s a question many people are asking, especially with rising rents an...
21/05/2026

Is buying cheaper than renting in the long run? 🤔

It’s a question many people are asking, especially with rising rents and changing interest rates.

While renting can offer flexibility, buying a property means your monthly payments are going towards something you own.

Over time, that can help you build equity and create long-term financial stability 🏡

Of course, the right option depends on your circumstances, your plans, and what you can comfortably afford.

The key is understanding the bigger picture, not just the monthly cost.

If you’re weighing up your options and want honest, expert advice, send me a message and I’ll happily talk you through what could be possible for you. 📩

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Ready to take the next step? 📅🏡Whether you’re buying your first home, remortgaging, or just exploring your options, a qu...
19/05/2026

Ready to take the next step? 📅🏡

Whether you’re buying your first home, remortgaging, or just exploring your options, a quick conversation can give you the clarity you need.

No pressure, no jargon, just straightforward advice tailored to your situation.

Booking an appointment is the first step towards understanding what’s possible and putting a plan in place.

Get in touch today to secure a time that works for you 👇

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Buy-To-Let: is it still worth it? 🤔Despite changes in the market, buy-to-let can still be a strong long-term investment ...
14/05/2026

Buy-To-Let: is it still worth it? 🤔

Despite changes in the market, buy-to-let can still be a strong long-term investment when approached the right way.

With the right property, rental demand, and mortgage in place, it can offer steady income and potential for capital growth over time.

Like any investment, it’s about understanding the numbers and making informed decisions.

Thinking about getting into buy-to-let or expanding your portfolio?

Let’s talk through your options. 💬

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-To-Let Mortgages are not regulated by the Financial Conduct Authority.

Think you need a big deposit to buy a home? 🏡Think again. 💭There are a range of small deposit options available, with ma...
12/05/2026

Think you need a big deposit to buy a home? 🏡

Think again. 💭

There are a range of small deposit options available, with many lenders offering mortgages from just 5% and in some cases, even 0% with the right support 👀

With the right advice, you could explore what’s available, understand your borrowing potential, and take the first step onto the property ladder sooner than you expected.

Getting started might be easier than you think.

Want to explore your options? Get in touch today. 💬

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying your first home? Save this 📌There’s a lot to think about when it comes to mortgages, but getting the basics right...
07/05/2026

Buying your first home? Save this 📌

There’s a lot to think about when it comes to mortgages, but getting the basics right can make the whole process smoother 👇

✔️ Know your budget (not just what you can borrow)
✔️ Check your credit score early
✔️ Save for more than just the deposit
✔️ Get an Agreement in Principle
✔️ Avoid big financial changes before applying
✔️ Understand your monthly repayments
✔️ Speak to a broker for more options

A little preparation now can make a big difference later.

Save this for when you’re ready to start your journey 🏡

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Renting? But dreaming of buying? 🏡You’re not alone and you might be closer than you think.Many renters assume they need ...
05/05/2026

Renting? But dreaming of buying? 🏡

You’re not alone and you might be closer than you think.

Many renters assume they need a huge deposit or perfect circumstances to buy their first home… but that’s not always the case.

With the right guidance, you could start making a plan today.

I’ll help you understand what’s possible, what lenders are looking for, and how to take that first step towards owning your own home.

Stop paying someone else’s mortgage and start working towards your own.

Get in touch to start your mortgage journey 👇

📞 07418 010224
📧 [email protected]
💻 perkinsfirst.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Alfreton
DE55

Telephone

+447418010224

Website

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