06/06/2026
🏡 It now takes the average first-time buyer around 6 years to save for their first home.
Many buyers are aiming for their dream home straight away, often staying at home longer to build a larger deposit. What some don't realise is that a 10% deposit isn't always needed, with 95% mortgages and even higher loan-to-value options available in some cases.
🎥 Malcolm Davidson shares his thoughts on how first-time buyer expectations have changed over the years and why speaking to a mortgage broker earlier could help you get on the property ladder sooner than you think.
Watch the full video below 👇