Noleen at The Right Broker

09/06/2026

Six months after losing her mother unexpectedly, Michelle Jones was sitting in a consultant’s room being told that she had cancer. The news came quickly, clinically and with urgency.

“The consultant told me they had to move fast,” she recalls. “The tumour had grown to the size of a potato in my throat.”

What followed was a diagnosis of a rare cancer, a tumour in her right tonsil, one of around 360 head and neck cases diagnosed each year across Northern Ireland. Life, already heavy with grief, shifted overnight into something else entirely: survival.

09/06/2026

05/06/2026

Could Your Family Be Left Unprotected by a
Common Insurance Misconception?

Many people believe that if they have Terminal illness Cover, they are also protected for a critical illness diagnosis.

Unfortunately, this isn't the case!

We've recently spoken to clients who were surprised to learn that:

• Terminal Illness Cover is usually included within a life insurance policy and pays out when a doctor confirms a terminal illness meeting the policy definition.
• Critical Illness Cover pays a lump sum if you're diagnosed with a specified serious condition such as cancer, heart attack, stroke, multiple sclerosis, or other conditions listed in the policy.
• Having Life Insurance alone may not provide financial support if you survive a serious illness but are unable to work.

Why this matters
Imagine being diagnosed with a serious illness and facing:

✅ 💷 Loss of income
✅ 🏠 Mortgage or rent payments
✅ 👶Household bills and childcare costs
✅ 🚗🏥Additional medical or travel expenses
Critical Illness Cover can provide a tax-free lump sum to help ease the financial pressure while you focus on treatment and recovery.

Three questions to ask yourself:
If I couldn't work for 12 months due to a serious illness, how would I pay my bills?
Does my current policy include Critical Illness Cover or only Terminal Illness Cover?
Do I know what my policy actually covers?

Many policyholders haven't reviewed their protection arrangements in years and may not know exactly what they are covered for.
We're offering a complimentary protection review to help you understand your existing cover, identify any gaps, and ensure your family is properly protected.

👉📞Reply to this email or contact us on ‪+44 7795 132655‬ to arrange your review.

28/05/2026

27/05/2026

⏰ Don’t Leave Insurance Too Late
⏰ The best time to arrange insurance is before you need it.
Leaving cover too late can lead to:
• 📈 Higher premiums
• ⚠️ Fewer options
• ⌛ Delays in cover
• ❌ Difficulty getting insured at all
If you would like to consider your options, contact us today before it becomes too late.

29/04/2026

Does your life insurance reward you for keeping healthy? 🧠💪

The more you look after your health, the lower you can keep your premiums, and that’s just the start…

Some life insurance plans now offer rewards from day one through selected partners such as Apple Watch, Caffè Nero, ODEON, and Vue, including:

🏋️ Gym discounts

☕ Free weekly coffee

🎬 Free cinema tickets

🧖 Discounted spa breaks

So instead of only paying in, you can actually get something back, without needing to claim. 💸

👉 Please get in touch to explore your options.

The Right Broker Limited is an Appointed Representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority.

22/04/2026

Self-Employed? What Happens If You Can’t Work? 🤔💷

Are you a self-employed manual worker putting in at least 16 hours a week? 👷‍♂️💼

If you were off sick, would you still have money coming in? 🤔💷

And be honest, do you actually have time (or patience) to go through a long medical questionnaire? ⏳📋

If this sounds like you, there may be simpler and quicker ways to protect your income without the hassle 🙌

👉 Please get in touch to explore your options.