Keynote Mortgage Solutions

Keynote Mortgage Solutions We are an experienced team who pride ourselves in offering affordable services with a personal touch.

We specialise in Residential and Buy to let mortgages, along with a full range of protection products such as life cover and home insurance.

What happens if my contract ends before completion?This is a real fear for IT contractors.Lenders usually look at contra...
09/06/2026

What happens if my contract ends before completion?

This is a real fear for IT contractors.
Lenders usually look at contract history and future prospects, not just today’s expiry date.

Understanding how they assess this can reduce a lot of anxiety.

If you’re mid-contract and house hunting, let’s talk.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Bonuses. Overtime. Contract renewals.Variable income doesn’t mean unreliable income. It just needs explaining properly.I...
04/06/2026

Bonuses. Overtime. Contract renewals.

Variable income doesn’t mean unreliable income. It just needs explaining properly.

If your income isn’t straightforward, that doesn’t mean your mortgage can’t be.



Your home may be repossessed if you do not keep up repayments on your mortgage.

This month, we’re doing something a little different.We’ve been looking at the most searched, most asked, and most worri...
02/06/2026

This month, we’re doing something a little different.

We’ve been looking at the most searched, most asked, and most worried-about mortgage questions online… and we’re answering them all.

The real ones.

The late-night Google searches.

The “I’m embarrassed to ask this” questions.

From:
• “How much can I borrow?”
• “Can I buy with 5% deposit?”
• “What if my credit isn’t perfect?”
• “Should I fix my rate now?”

No jargon.
No pressure.

Just clear, honest answers to help you feel more confident about your next step.

If you’re thinking about buying your first home this year, keep an eye on our posts — your question might be next 👇

And if there’s something you’ve been wondering about but haven’t asked yet… tell us below. We’re here for it.



Your home may be repossessed if you do not keep up repayments on your mortgage.

If you run a limited company, this question comes up a lot.Some lenders will consider retained profits. Some won’t.Knowi...
28/05/2026

If you run a limited company, this question comes up a lot.

Some lenders will consider retained profits. Some won’t.

Knowing which ones do can make a big difference to borrowing power.

If you’ve built up profits over the last tax year, it may be worth exploring.



Your home may be repossessed if you do not keep up repayments on your mortgage.

It’s rarely a simple salary multiplier.Contract rates, day rates, retained profits and dividends all play a part. The st...
26/05/2026

It’s rarely a simple salary multiplier.

Contract rates, day rates, retained profits and dividends all play a part. The structure of your income matters.

Understanding how lenders calculate contractor income can make a big difference to what’s possible.

If you’d like clarity, we are here to help.



Your home may be repossessed if you do not keep up repayments on your mortgage.

For contractors and self-employed homeowners, stability can feel important.But reviewing options doesn’t mean you have t...
21/05/2026

For contractors and self-employed homeowners, stability can feel important.

But reviewing options doesn’t mean you have to switch. It just gives you visibility.
Sometimes reassurance is as valuable as change.



You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.

It’s not just the deposit.Solicitor fees, surveys, removals, stamp duty and moving costs all add up.Planning ahead reduc...
19/05/2026

It’s not just the deposit.

Solicitor fees, surveys, removals, stamp duty and moving costs all add up.

Planning ahead reduces stress later.
If you’re starting to look, we are happy to help you map it out.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Spring often brings more properties to the market.But the real question is whether it’s the right time for you.If your f...
14/05/2026

Spring often brings more properties to the market.

But the real question is whether it’s the right time for you.

If your family’s growing or your circumstances have changed, it may be worth reviewing your options before the busy season fully kicks in.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Few things feel more frustrating.But a decline doesn’t always mean “no”. Sometimes it just means “not with that lender”....
12/05/2026

Few things feel more frustrating.

But a decline doesn’t always mean “no”. Sometimes it just means “not with that lender”.

Different lenders assess income, contracts and accounts differently. A second look can change everything.
If this has happened to you, you’re not alone.



Your home may be repossessed if you do not keep up repayments on your mortgage.

If you’re an IT contractor and your fixed rate ends this year, timing matters.You can often review your options 6 months...
07/05/2026

If you’re an IT contractor and your fixed rate ends this year, timing matters.

You can often review your options 6 months before your deal finishes. That means less stress and more control.

A simple check-in now could give you clarity for the rest of the year.



You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

12 High Street
Newcastle Under Lyme
ST50JB

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441782390729

Website

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