19/07/2026
Your home may be repossessed if you do not keep up repayments on your mortgage.
Two this week that really reminded me why I love this job 👇
A self-employed tradesman came to me after being told by multiple brokers to come back in a year. He'd only been trading 12 months, had a solid income, a good deposit saved up, and was ready to buy — but kept hitting a wall. We found a lender willing to work with one year's accounts, got the application in, and he's now got keys to his first home. Sometimes you just need someone who knows where to look 🔑
The second one really frustrated me on his behalf. A client came to us after being declined by his own bank for a remortgage. The reason? A single missed payment from three years ago. His own bank — where he'd been a loyal customer for years — turned him away over something that minor. We placed him with a different lender, got him a competitive rate, and had it sorted within the week. Loyalty doesn't always pay — but the right broker can.
If you've been told no, or feel like your situation is too complicated — please don't give up. A second opinion costs nothing.
🗓️ calendly.com/karl-lawton/mortgageconsultation
GHL Direct is a trading name of GHL Network Services Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by the Openwork Partnership on 02/07/2026