GingerFinance

GingerFinance Approved by The Openwork Partnership on 11.6.26
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Gingers August update. 🧡🌞Who else has been so deep in summer enjoyment they’ve forgot the day of the week?
28/08/2026

Gingers August update. 🧡🌞

Who else has been so deep in summer enjoyment they’ve forgot the day of the week?

If we make it looks seamless, we’re glad to hear it.
25/08/2026

If we make it looks seamless, we’re glad to hear it.

Most lenders allow remortgage applications up to 6 months before your current rate ends. With this much time you can loo...
11/08/2026

Most lenders allow remortgage applications up to 6 months before your current rate ends.

With this much time you can look at your current lenders options and compare against a wide range of lenders.

You can secure a rate early, and if you lock in a rate there and then, you are still able to switch later if a better rate becomes available.

We’d see this early prep as protecting your options as opposed to committing. 💍

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 27/04/2026

We met this client in a coffee shop in Milton Keynes.Listened to her concerns + worriesSpent time researching the right ...
04/08/2026

We met this client in a coffee shop in Milton Keynes.

Listened to her concerns + worries

Spent time researching the right financial solution for her.

~ And this is the outcome.

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 31/07/2026

Procrastinator, we get it. Hand holder, we will.Controller of situations, we’ve got you at Ginger Finance | Mortgages an...
31/07/2026

Procrastinator, we get it.

Hand holder, we will.

Controller of situations, we’ve got you at Ginger Finance | Mortgages and Protection 🧡

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 30/07/2026

Mr + Mrs Ginger ~ A month in the life of self employed, mortgage advisors 🧡Met Gail Emms at the David Lloyd Milton Keyne...
30/07/2026

Mr + Mrs Ginger ~ A month in the life of self employed, mortgage advisors 🧡

Met Gail Emms at the David Lloyd Milton Keynes event ~ Such an engaging, inspiring and funny talk 👏

Even when not on home turf we always stay true to our roots 🧡
P.S In love with Folkestone 🪩

Parents; let’s discuss the diary in the last month of the school year.
Wow.

Feels like you need a break after all that; gifted with 2 children for 6 weeks ~ and in all honesty, with the self employed life we’ve created it’s just the best [if not sometimes slightly stressful]

Well. What haven’t we been gifted politically + economically in June🤯
It’s been a rollercoaster [and it’s not ending for July yet; with the base rate review today] but we’re here for it. 🧡

In amongst the volatility we’ve been holding our clients hands, and not to be OTT, but quite literally making their dreams come true ~ Mortgage advising never becomes boring. 🧡

Preparation means [no cheesy puns here!] we don’t have to retrospectively try to fix things. Contacting a mortgage advis...
29/07/2026

Preparation means [no cheesy puns here!] we don’t have to retrospectively try to fix things.

Contacting a mortgage advisor before you may think you need to means no last minute panic.

Getting your ducks in a row [sorry couldn’t help it] mean that when you find that dream home, or find out that your mortgage rate ends in 4 weeks; you’re ready.

This is where Ginger comes in 🧡

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 11/05/2026

27/07/2026

Right to buy is back, but what was it [in the first place] and where did it go??

The Right to Buy scheme is one that allows eligible social housing tenants to buy their rented home from the local council at a heavily discounted price. 💸

💡 The concept : If you have rented from a council for a certain number of years, the government rewards your tenure by knocking a percentage off the market value of the home.

🏆The goal : Deisgned to help working-class families and those on lower incomes step onto the property ladder and build financial independence.

In the UK it was greatly restricted, but as of the kings speech in May it has been jazzed up.

New reforms for the scheme will include:
📈 Increasing the minimum eligibility period from three to ten years before tenants can apply to buy their home.
📏 Reviewing discount rules so that discounts start at 5% of the property value and increase by 1% each year up to the maximum discount of 15% of the property value or the cash cap (whichever is lower) ~ This new discount rules reward longstanding, dedicated tenants.

🏡 A 35-year new build exemption period so new social homes cannot be sold under Right to Buy for 35 years after they are built.

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 14/05/2026

24/07/2026

It’s the self employed dream; a review.

Address

548-550 Elder House
Milton Keynes
MK91LR

Telephone

+447469808180

Website

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