GingerFinance

GingerFinance Approved by The Openwork Partnership on 27/02/2026
(1)

Feel like we’ve covered it all there. You’re welcome. 🧡Click the link in our bio to book a free discovery call with , an...
08/06/2026

Feel like we’ve covered it all there.
You’re welcome. 🧡

Click the link in our bio to book a free discovery call with , and we promise no more myth busting.

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on
1/5/2026

Hi, our name is  and we’re not unashamed to say that we have been known to be unhinged for our clients. 🧡
05/06/2026

Hi, our name is and we’re not unashamed to say that we have been known to be unhinged for our clients. 🧡

Reasons 102304 to not ghost the Gingers when you see them calling. ☎️Just because you think you’re done with us, doesn’t...
04/06/2026

Reasons 102304 to not ghost the Gingers when you see them calling. ☎️

Just because you think you’re done with us, doesn’t mean we are done helping you; once a Ginger, always a 🧡

Let us use our expert knowledge to guide you through your home moving process.

Ginger Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved By The Openwork Partnership on 13/05/2026

02/06/2026

In the words of that infamous table scene from ‘The Campaign’: ‘we listen and we don’t judge’

at your service. 🫡

A [great] rom-com [with one of our fave leading ladies] but make it mortgages.Sometimes the difference between getting y...
01/06/2026

A [great] rom-com [with one of our fave leading ladies] but make it mortgages.

Sometimes the difference between getting your new home, or not, comes down to [what seems like] a few small, but critical decisions.

The good news?
All of it is avoidable with the right guidance + support. 👋

Click the link to book a discovery call, and remember we love an eager beaver 🦫here . 🧡

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 27/04/2026

May did some May’ing.It brought high + lows with weather, family life, mortgage rates [the mortgage world] and our lovel...
29/05/2026

May did some May’ing.

It brought high + lows with weather, family life, mortgage rates [the mortgage world] and our lovely clients, but we’re excited for June and the opportunities we knew it’s bringing. 🧡🌞

Corporate puns ~ But make it Ginger.These puns felt apt for the half term week.Deep breath, it’s ‘COP’ Friday; we’ve don...
29/05/2026

Corporate puns ~ But make it Ginger.

These puns felt apt for the half term week.

Deep breath, it’s ‘COP’ Friday; we’ve done it ~ Bandwith will be ‘first order of business’ on Monday.

28/05/2026

Don’t run a mile when you get a sniff of what, you think, is not the ‘best rate’ ~ We’re working with you here but there is a method to the perceived madness.

We can come up against this; a customer see’s a new rate appear and challenges why they aren’t being provided with this rate [we love a challenge by the way] but there’s just more to it than the initial mortgage interest rate.

Here is a breakdown of how mortgage advisers source and compare deals:

💯 Total cost over fixed period ~
Many advisers use specialised software to calculate the true cost of a deal over the initial fixed term (e.g. 2 or 5 years).
This approach is often considered superior to just looking at interest rates because it factors in:

🏦 Lender product fees (arrangement fees) ~ Which can be high.
💸 Cashback provided by the lender ~ Which ‘reduces’ the cost.

🗝️ 🥡A deal with a lower interest rate may actually be more expensive overall.

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 11/05/2026

And everyone technically can remortgage or buy a new home without a mortgage advisor.Just like you can use ChatGPT as yo...
26/05/2026

And everyone technically can remortgage or buy a new home without a mortgage advisor.

Just like you can use ChatGPT as your doctor.
Or represent yourself in court.

Possible? Sure.
Recommended? Not really.

Behind every mortgage is an understanding of your situation, tons of lender matching + rate searching, and your own real life Chat GPT-esque to guide you through the process 🧡

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 15/05/2026

In the words of White Stripes; [We’ve] Said it once before but it bears repeating now ~ Do not undertake NEW, BIG, LOTS ...
25/05/2026

In the words of White Stripes; [We’ve] Said it once before but it bears repeating now ~ Do not undertake NEW, BIG, LOTS OF liabilities ~ We’re talking about racking up high credit card bills, hire purchase loans, personal loans, unsecured loans.

And please don’t go missing payments on any current liabilities.

Lenders can check before, during and after they offer you a mortgage; right up until the day you complete on your new mortgage / remortgage.

Please don’t be part of the Ginger ‘Uh-Oh’ group.

Ginger Finance is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 5/5/2026

Address

548-550 Elder House
Milton Keynes
MK91LR

Telephone

+447469808180

Website

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