Natalia Ialama Mortgages Emerald Financial Experts

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Natalia Ialama Mortgages Emerald Financial Experts Mortgage and Protection Adviser CeMAP qualified with access to whole of market mortgages I equally love and enjoy working out and reading.

My name is Natalia Ialama and i am a fully qualified Mortgage and Protection adviser. I have access to Whole of Market products and exclusive offers which you can not find if you go directly to lenders, through the Quilter Financial Services Limited. Besides English i can speak also Russian, Romanian, Italian so i can easily help you even if english is your second language. I can help you wether you are a First Time Buyer, moving home, looking to remortgage or you are a Buy to Let Investor. Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. I am part of Emerald Financial Experts, trading name of Titanium Financial Services Limited which is an appointed representative of Quilter Financial Services Limited which is authorised and regulated by the Financial Conduct Authority. We chose to be part of Quilter Financial Services Limited a network of more than 2,000 financial advisers looking after their clients’ interests throughout the UK. I am trained to high standards and the quality of the advice I provide is constantly assessed, working within strict guidelines to ensure that the advice I give, is suitable for your needs. My attention to detail, good listening skills, and great empathy are symbols of my customer's appreciation. As a Mortgage and Protection Advisor, I am dedicated to learn about your personal goals and achievements. Outside of work, I take pride in reading, having fun with my children, bike-riding and enjoying nature through creating life experiences.

Before the new year begins, take a moment to think about your goals.Whether it’s saving for a deposit, reducing your mor...
03/11/2026

Before the new year begins, take a moment to think about your goals.

Whether it’s saving for a deposit, reducing your mortgage term, or protecting your income.

We can help you map out a plan that works for you. đź’¬

👀 Found a lower mortgage rate? Don’t stop comparing there.The lowest headline rate doesn’t automatically mean the lowest...
02/11/2026

👀 Found a lower mortgage rate? Don’t stop comparing there.

The lowest headline rate doesn’t automatically mean the lowest overall cost.

When comparing mortgage options, there may also be:

đź’· Arrangement or product fees

🏠 Valuation costs

⚖️ Legal costs

📊 Different repayment amounts

⏳ Different deal periods

đź’° Early repayment charges

Some products may include incentives such as free valuations or legal work too.

The important thing is to look at the overall deal, not one number.

Need help comparing your options? Get in touch.

❤️ You’ve found THE house.The kitchen is perfect.The garden is perfect.You’re already deciding where the sofa will go.Th...
01/11/2026

❤️ You’ve found THE house.

The kitchen is perfect.

The garden is perfect.

You’re already deciding where the sofa will go.

There’s just one problem…

You haven’t checked whether the mortgage works yet.

Before making an offer, understanding your borrowing position can help you move forward with more confidence.

If you’re planning to move, speak to a mortgage adviser early — ideally before you find the property you want.

💷 Saved your deposit? Brilliant. But don’t forget about everything else.One mistake first-time buyers can make is puttin...
31/10/2026

💷 Saved your deposit? Brilliant. But don’t forget about everything else.

One mistake first-time buyers can make is putting every penny they’ve saved towards the deposit.

Buying a home can come with additional costs, which may include:

🏠 Solicitor/conveyancing fees

🔍 Surveys

📦 Moving costs

🏦 Mortgage-related fees

🛡️ Insurance

🪑 Furniture and decorating

đź’· Stamp Duty, where applicable

Planning for these expenses early can help avoid an unwelcome surprise later.

📌 Save this for when you start planning your first home purchase.

What does "home" mean to you?For some people it's a bigger kitchen.For others it's a garden for the children.Or finally ...
30/10/2026

What does "home" mean to you?

For some people it's a bigger kitchen.

For others it's a garden for the children.

Or finally having a spare bedroom.

Buying a home is about far more than bricks and mortar.

It's about creating a place where memories are made.

Everyone's version of home is unique.

What's the one feature your future home absolutely has to have?

Feeling nervous before making an offer?That's completely normal.Buying a home is one of the biggest financial decisions ...
29/10/2026

Feeling nervous before making an offer?

That's completely normal.

Buying a home is one of the biggest financial decisions most people will ever make.

Feeling excited and nervous at the same time is all part of the journey.

Trust yourself.

Take your time.

Ask questions.

Big decisions deserve careful thought.

What emotions did you experience when you made your first offer?

Small wins deserve celebrating too.Getting your Agreement in Principle.Having an offer accepted.Receiving your mortgage ...
28/10/2026

Small wins deserve celebrating too.

Getting your Agreement in Principle.

Having an offer accepted.

Receiving your mortgage offer.

Exchanging contracts.

Every milestone deserves recognition because every one brings you closer to your new home.

Sometimes it's important to pause and appreciate how far you've already come.

Which milestone are you working towards right now?

The best homes aren't built overnight... and neither are plans.Whether you're hoping to buy your first home next month o...
27/10/2026

The best homes aren't built overnight... and neither are plans.

Whether you're hoping to buy your first home next month or next year, every positive financial habit you build today can help tomorrow.

Saving regularly.

Managing your credit well.

Understanding your options.

Little steps really do add up.

Your future self will thank you for every step you take today.

Where are you on your home-buying journey?

Address

London

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+441515289431

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