Eastern Savings & Loans

07/09/2026

With the cost of living still challenging households, Eastern Rewards offers discounts on everyday essentials, days out, home items and more all included with ESLCU membership. Find Out More about Eastern Rewards.

Eastern Rewards gives you discounts on your everyday spending and the special moments you’ve been saving for.

03/09/2026

When something essential breaks, it never seems to happen at a good time. If you’re looking for ways to replace everyday items without turning to high‑cost credit, our latest blog shares simple, practical tips that can help ease the pressure this autumn.

From small household fixes to finding affordable replacements, it’s all about making things manageable and knowing where safe, local support is available.

Read the blog

This guide breaks down the real costs, answers common questions, and helps you choose the option that genuinely supports your long term financial well-being.

31/08/2026

We’re closed for the Bank Holiday, but the Members’ Area is open all weekend. You can request transfers (we’ll process withdrawals on Tuesday morning), apply for a loan, and register for Eastern Rewards whenever it suits you.

27/08/2026

Over 2,500 ESLCU members received a dividend payment last week, a share of our profit, paid straight into their Credit Union account.
It’s one of the ways we give back to our community and make sure our profits are shared with the people who make ESLCU what it is 💜

26/08/2026

Doing the last‑minute school shop this week? Uniforms, shoes and stationery can add up fast, but there are still easy ways to save.

Our Back to School guide has quick tips, discounts and simple ideas to help you keep costs down, even if you’re shopping right at the end of summer. And don’t forget, Eastern Rewards can help you save on supermarket shops, school shoes and everyday essentials too.

If you’re trying to make September a bit easier, this one’s worth a read.
👉 Read the Back to School Savings Guide

25/08/2026

If your child has turned 16 and is staying in education or training, don’t forget to tell HMRC. Child Benefit doesn’t carry on automatically, you need to update your details so your payments don’t stop. It only takes a few minutes and can save a lot of stress later on.
👉 Read the full guide from MoneySavingExpert:

Child Benefit is a monthly payment which can be worth over £17,000 (or more if you have two or more children). This MSE guide gives full info on the benefit.

20/08/2026

Last night at our AGM, members approved this year’s dividend. We’ve returned £10,753 in Dividend payments and £1,544.40 in Junior Interest to our members.

Catch up on everything from the AGM, including board papers and our updated Social Impact Report, all available on our website.

19/08/2026

Most people don’t live life in neat financial boxes. Things change, life gets messy, and money isn’t always predictable, and that’s exactly why our lending works differently.

Every day we look at loan applications from members who are rebuilding, recovering, or simply trying to move forward.
Members who’ve taken advice on board and made changes.
Members who’ve worked hard to improve their credit file.
Members who’ve strengthened their affordability and stability.

And when they come back to ESLCU, the door is still open. We look at real circumstances, real progress, and real life. If you’re working on your finances and want fair, community‑based lending, we’re here to help.

18/08/2026

Great news for our ESLCU members 💜
This month, eight of our members won a range of cash prizes just for saving in their PrizeSaver account. Every £1 saved is an entry, and your money stays safely in your account ready for what you are saving for!

It’s a simple, fun way to build a savings habit, and you might get a little bonus along the way.

18/08/2026