Renshaw Wealth - Mortgage & Financial Advisers

08/09/2026

with Chris Goring 💡

When it comes to mortgage advice for Limited Company Directors, the numbers only tell part of the story.

Understanding the business behind those numbers is often just as important.

A lender may see a set of filed accounts. We take the time to understand:

✔️ Where the business has come from
✔️ Where the business is heading
✔️ Future growth plans
✔️ Your personal goals and property aspirations

Many successful business owners operate tax efficiently, retain profits within the company, or experience significant year-on-year growth. That's why a "one size fits all" approach rarely delivers the best outcome.

By understanding your business, your ambitions, and your financial position as a whole, we can identify lenders whose criteria are aligned to your circumstances.

🧮 For established Limited Companies experiencing growth, we have access to lenders who may be able to consider projections and support increases in the latest year's figures when assessing affordability. 🧮

The right mortgage solution starts with understanding the bigger picture.

08/09/2026

Running a business is tough enough – getting sick shouldn’t make it tougher.

Whether you’re a sole trader or managing a small team, having the right financial protection in place means your business can keep going even when you need time to recover.

We make it simple to understand your options and find a plan that works for you.

Get in touch with a financial adviser today and let’s make sure your business stays on track - no matter what life throws your way.

Approver Quilter Financial Limited and Quilter Financial Services Limited. September 2025

07/09/2026

Life happens – but your business doesn’t have to pause.

With the right financial planning in place, you can stay prepared and protected.

We’ll help you understand your options and build a safety net that works for you.

Let’s talk - get in touch today.

Approver Quilter Financial Limited and Quilter Financial Services Limited. September 2025

07/09/2026

☔️ MondayMeets – The Protection Process ☔️

⚡️ 🛡️ Step 6: Your Policy Is Live 🛡️ ⚡️

You’ve chosen the right cover, completed the application, and underwriting is now finished — which means your protection plan can officially go live.

This is the moment your peace of mind begins.

What happens at this stage:
• ✔️ Your policy is approved by the provider
• ✔️ Your direct debit date is confirmed
• ✔️ Documents are issued (digitally or by post)
• ✔️ You receive your full policy wording and key facts
• ✔️ Your cover is active and you’re fully protected

Why this step matters:
Your protection is now in place should the worst happen. Knowing you and your family are covered brings confidence and clarity — especially knowing your plan has been tailored exactly to your needs.

Renshaw WEALTH Tip:
Review the documents when they arrive and store them somewhere safe. If you’re unsure of any wording, or want reassurance about what is and isn’t covered, we’re here to help.

06/09/2026

Essentially Wealth – Quarter 3 is here! 📊

Keeping up with the latest financial and economic developments can be challenging, but understanding what’s happening today can help you make better decisions for tomorrow.

Our latest Essentially Wealth – Quarter 3 update explores some of the key themes currently influencing investors, pensions, tax planning and the wider economy, helping you stay informed in an ever-changing financial landscape.

Whether you’re building wealth, planning for retirement or simply want to understand what the latest developments could mean for you, it’s well worth a read.

📖 Read the full Quarter 3 update here:
https://renshawwealth.co.uk/wp-content/uploads/2026/07/Essentially-Wealth-Renshaw-WEALTH-Q3.pdf

If you’d like to discuss how any of these topics could affect your own financial plans, our team is always happy to help.

05/09/2026

💼 with Chris Greaves

Myth:
👉 “Self-employed people can’t get good mortgage rates.”

Reality:
Mortgage rates aren’t decided by job titles.
They’re based on risk — in plain English:

✔ How stable and provable your income is
✔ How much deposit you have
✔ How strong your overall financial position looks

Plenty of self-employed clients secure the same rates as employed applicants — when their case is structured and presented properly.

The issue usually isn’t being self-employed.
👉 It’s being misunderstood or poorly presented.

Question:
Have you ever assumed you’d be offered a worse rate just because you work for yourself?

With the right lender and the right approach, self-employment doesn’t have to cost you more.

👉 Chris Greaves – Renshaw WEALTH

04/09/2026

🚀 — What a week! 🚀

Another HUGE week at Renshaw WEALTH as we continue to support our clients with their property and financial goals.

🏡 £3,087,216 of mortgage lending completed for our clients this week!

That’s over £3 million of lending helping people make their next move — whether that’s buying a new home, moving house or making changes to their existing mortgage.

But it’s not just been a busy week in mortgages… Ilkeston has been buzzing! ❤️

🎶 GLOW Music & Art Festival

Last weekend saw the Market Place come alive with music, entertainment and an incredible atmosphere.

Despite the gloomy forecast, the show went on — and it was fantastic to see the town centre packed, with local pubs, businesses and the Market Place absolutely buzzing.

That’s what community is all about. 👏

🏏 THIS SUNDAY — NUTBROOK 100

This Sunday, 6th September, the annual Nutbrook 100 cricket event returns in memory of Dennis Lovatt.

And it’s all in support of three fantastic charities:

💛The Little Ted Foundation
💙 Ben’s Den
💚 WTF! Why Talking Fixes

There’ll be cricket, live music, food, drinks and a charity raffle — so get yourselves along, enjoy the day and support three brilliant local causes.

Every penny raised makes a difference. 🙌

🏆 And finally… congratulations to Oakfield Farm Shop!

A huge well done to the team for winning ‘Derbyshire’s Best Farm Shop’ at the Derbyshire Dines Awards.

A thoroughly deserved achievement — and somewhere we absolutely love visiting! 👏🥇

From helping our clients achieve their property ambitions to celebrating the incredible things happening right here in our local community…

That’s a week worth celebrating! 🚀

Have a fantastic weekend everyone! ❤️

03/09/2026

⭐ ⭐ ⭐ ⭐ ⭐

- well done to Carl , Beth and the team for this amazing 5Star Feedback

Everything about this Google review highlights what I want us to be known for.

A big thank you to Izzy for this review!

03/09/2026

🔑 First-Time Buyer Challenges

One of the most common problems first-time buyers face is not knowing how much they can borrow and worrying about whether their deposit is enough.

At Renshaw WEALTH, we recently helped a client who was unsure if their savings would get them onto the property ladder. After reviewing their full situation, we were able to:

✅ Work out an accurate borrowing amount based on their income and commitments
✅ Show them which lenders would accept their deposit size
✅ Secure a mortgage agreement in principle, giving them the confidence to start house-hunting

The result? They went from feeling uncertain to feeling in control of their journey – and they’re now on the way to purchasing their first home. 🏡