Renshaw Wealth - Mortgage & Financial Advisers

Renshaw Wealth - Mortgage & Financial Advisers Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Renshaw Wealth - Mortgage & Financial Advisers, Mortgage brokers, 11 Bath Street, Ilkeston.
(1)

Mortgage and Life Insurance Advisers based in Ilkeston

Approver Quilter Wealth Limited, Quilter Financial Services Limited and Quilter Mortgage Planning Limited October 2024

πŸšͺ First-time buyers often ask: β€œDo I have enough deposit to get started?”At Renshaw WEALTH, we recently helped a client ...
15/06/2026

πŸšͺ First-time buyers often ask: β€œDo I have enough deposit to get started?”

At Renshaw WEALTH, we recently helped a client discover that their savings were more than enough. By securing them a mortgage in principle, they now have the confidence to find their first home. 🏑

Sometimes the first step is just knowing where you stand.

❓ Who gets your life insurance payout if you’re not married?➑️ Without a trust form, it may not be who you expect.πŸ’™ With...
15/06/2026

❓ Who gets your life insurance payout if you’re not married?

➑️ Without a trust form, it may not be who you expect.

πŸ’™ With a trust, your wishes are crystal

A day in the life in the life of Matt Noon - Mortgage and Life Insurance Adviser. Ensuring peace of mind for our clients ❀️

πŸ”΅   - First Time Buyer Guide πŸ”΄πŸ‘ This guide is perfect for those diving into the exciting journey of purchasing a propert...
15/06/2026

πŸ”΅ - First Time Buyer Guide πŸ”΄

🏑 This guide is perfect for those diving into the exciting journey of purchasing a property in the UK for the first time. We’re here to unravel the intricacies of the house-buying process and demystify the mortgage journey 🏑

We hope this is useful for any first time buyers. Please feel free to share with anybody you think will find this guide useful.

https://renshawwealth.co.uk/wp-content/uploads/2025/01/First-Time-Buyers-Guide-Renshaws-Wealth.pdf

πŸ”΅πŸ”΄πŸ”΅πŸ”΄πŸ”΅πŸ”΄πŸ”΅πŸ”΄πŸ”΅πŸ”΄πŸ”΅πŸ”΄πŸ”΅πŸ”΄πŸ”΅

✨   – Meet the Mortgage Process ✨This week, we’re introducing you to the very first step in your mortgage journey – the ...
15/06/2026

✨ – Meet the Mortgage Process ✨

This week, we’re introducing you to the very first step in your mortgage journey – the Agreement in Principle (AIP).

You might also hear it called a Decision in Principle (DIP) or Mortgage in Principle (MIP) – but don’t worry, they all mean the same thing! βœ…

πŸ”‘ What is it?
An AIP is a statement from a lender that shows, based on some basic information, how much you may be able to borrow.

πŸ“„ Why is it useful?
β€’ It gives you a clear idea of your budget before house hunting 🏑
β€’ It shows estate agents and sellers that you’re a serious buyer 🀝
β€’ It helps highlight any potential issues early on, before you formally apply

πŸ’‘ Top tip from Renshaw WEALTH:
An AIP isn’t set in stone – it’s just the start! When you’re ready, we’ll guide you through the full application and make sure it’s tailored to your circumstances.

πŸ‘‰ Thinking of moving or buying your first home? Your mortgage journey starts with your Agreement in Principle – when you are ready, speak to your adviser and start the process. 🏑 πŸͺœ

πŸ’Ό   with Chris GreavesLtd company or sole trader… does it matter for mortgages?Short answer: Yes β€” but not because one s...
13/06/2026

πŸ’Ό with Chris Greaves

Ltd company or sole trader… does it matter for mortgages?

Short answer: Yes β€” but not because one structure is β€œbetter.”

Lenders assess income very differently depending on how you’re set up:

βœ” Sole traders – typically assessed on net profit
βœ” Ltd company directors – often assessed on salary + dividends
βœ” Some lenders – may also consider retained profits (money left in the business after tax, not drawn personally)

This is where confusion often begins.

Two business owners earning broadly the same amount can receive very different mortgage outcomes, purely based on income structure and lender criteria.

The key question:
πŸ‘‰ Do you know which part of your income a lender would actually use?

With the right lender and the right approach, both sole traders and Ltd company directors can be strongly positioned.

Success comes from understanding the rules β€” not guessing them.

πŸ‘‰ Chris Greaves – Renshaw WEALTH

πŸ“Š  Another fantastic week at Renshaw WEALTH! πŸ‘β­ 361 FIVE-Star Google ReviewsWe finish the week on an incredible 361 FIVE...
12/06/2026

πŸ“Š

Another fantastic week at Renshaw WEALTH! πŸ‘

⭐ 361 FIVE-Star Google Reviews

We finish the week on an incredible 361 FIVE-Star Google Reviews.

A huge thank you to our amazing clients for your continued trust, recommendations and support. Every review helps us reach more people and reminds us why we do what we do.

🏑 6 New Mortgage Offers

This week we’ve secured 6 new mortgage offers for our clients.

Whether it’s a first-time buyer, home mover or remortgage client, receiving a mortgage offer is one of the biggest milestones in the property journey. It provides certainty, confidence and takes clients a major step closer to achieving their goals.

πŸ’™ 0 Days To Go!

The wait is over!

Today is the day of West Hallam Junior Football Club’s Cricket Event at Nutbrook Cricket Club.

Events like this showcase everything that’s great about our local communityβ€”bringing people together, raising funds, creating opportunities for young people and supporting grassroots sport.

At Renshaw WEALTH, we’re proud to support organisations that invest so much time and effort into helping children develop confidence, teamwork and lifelong friendships through sport.

🏏 If you’re attending tonight, have a fantastic time and please show your support for everyone involved in making the event happen.

Here’s to another great week of helping our clients and supporting our local community.

Have a brilliant weekend everyone! β˜€οΈπŸ’™β€οΈ

🌟   🌟When a client has trusted you for 8 years, feedback like this means everything.A huge well done to Chris Goring on ...
11/06/2026

🌟 🌟

When a client has trusted you for 8 years, feedback like this means everything.

A huge well done to Chris Goring on another fantastic FIVE ⭐ Google Review πŸ‘

πŸ’¬ "Chris is brilliant on communication and explaining everything so simply for me. He guides you through it all step by step and responds to any questions very promptly. Will always use and recommend Chris to anyone."

This review perfectly captures what great advice should be:

βœ” Clear and easy-to-understand guidance
βœ” Support every step of the way
βœ” Prompt communication and updates
βœ” Long-term relationships built on trust

We're incredibly proud to have supported this client for the past 8 years and look forward to continuing that journey for many more to come.

Thank you for your trust, loyalty and recommendation.

🍟✨   – Sponsor Spotlight ✨🍟Okay, so it's Thursday rather than Tuesday... but this question was too good to wait! πŸ˜„As we ...
11/06/2026

🍟✨ – Sponsor Spotlight ✨🍟

Okay, so it's Thursday rather than Tuesday... but this question was too good to wait! πŸ˜„

As we count down to the West Hallam Football Club fundraising event at Nutbrook Cricket Club on Friday 12th June, we're shining a spotlight on one of the fantastic local businesses supporting the evening.

The event aims to bring our community together whilst raising funds to help renovate the Stanley Common Pavilion and provide much-needed equipment for players across all age groups at West Hallam Football Club. βš½οΈπŸ’™

This week's question comes from one of West Hallam's favourite local businesses...

🍽️ WEST HALLAM FRYER 🍽️

And they want to know...

🐟 What's your favourite fish?

πŸ”΅ Cod

OR

🟑 Haddock

A simple question... but one that always divides opinion! πŸ‘€

Cast your vote in the comments below and tell us why your choice deserves the crown πŸ‘‡

And if you're passing through West Hallam, why not support our friends at West Hallam Fryer for your next chippy tea?

A huge thank you to all the local businesses helping to support grassroots sport and our local community. πŸ‘

Address

11 Bath Street
Ilkeston
DE78AH

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441159445777

Alerts

Be the first to know and let us send you an email when Renshaw Wealth - Mortgage & Financial Advisers posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share